Generated by All in One SEO v4.9.0, this is an llms.txt file, used by LLMs to index the site. # Young Adult Money Make More. Save More. Live Better. ## Sitemaps - [XML Sitemap](https://www.youngadultmoney.com/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://www.youngadultmoney.com/blog/) - [2 Hacks to Maximize your HSA Health Savings Account](https://www.youngadultmoney.com/maximize-hsa-health-savings-account/) - The 2 HSA Health Savings Account hacks you didn't know about but need to use to maximize your HSA. Learn about these advanced strategies to get the full value out of your HSA. - [HSA Medical Expense Tracking Spreadsheet](https://www.youngadultmoney.com/hsa-medical-expense-tracking-spreadsheet/) - [Health Savings Account (HSA) Guide for 2025](https://www.youngadultmoney.com/health-savings-account-guide/) - With more and more health insurance plans being high deductible, saving in a Health Savings Account (HSA) is becoming more important than ever. Read our Health Savings Account Guide. - [Why (and How) I got a Million Dollar Life Insurance Policy at 27](https://www.youngadultmoney.com/why-and-how-i-got-a-million-dollar-life-insurance-policy-at-27/) - I opened a million dollar life insurance policy at 27, despite having debt and other financial goals. I explain why I opened a policy in this post. - [52 Week Money Challenge Spreadsheet and Printable](https://www.youngadultmoney.com/52-week-money-challenge-spreadsheet-and-printable/) - Have you tried the 52 Week Money Challenge? We explain what the 52 Week Money Challenge is and give you a free spreadsheet and printable to get you started. - [Finally! An Automated Budget Spreadsheet in Excel 2025](https://www.youngadultmoney.com/automated-budget-spreadsheet-in-excel/) - Finally there is an automated budget spreadsheet in Excel. This spreadsheet automates the most manual aspects of budgeting - get your copy for free! - [100 Goals to Focus on for a Successful Year](https://www.youngadultmoney.com/100-goals-to-focus-on-for-a-successful-year/) - Want to make next year the best yet? Take a look at these 100 goals related to money, fitness, career, and personal development to get on the right track. - [Spreadsheet to Track Credit Card Rewards](https://www.youngadultmoney.com/use-this-spreadsheet-to-track-credit-card-rewards/) - If you sign up for credit card rewards it's important to keep track of everything. Use our free credit card tracking spreadsheet. - [Here's What I Recommend for a First Credit Card](https://www.youngadultmoney.com/recommend-first-credit-card/) - Your first credit card is an important choice. This card will help you build your credit for the future. Here's what I recommend for a first credit card. - [Here's What I Recommend for a First Credit Card](https://www.youngadultmoney.com/2019/05/01/recommend-first-credit-card/) - It can be overwhelming looking for a first credit card. Here's my recommendation of what your first credit card should be, along with reasons why it's a great choice. - [How Much Can You Make in Dividend Income? This Spreadsheet Will Show You](https://www.youngadultmoney.com/how-much-can-you-make-in-dividend-income-this-spreadsheet-will-show-you/) - Dividend income is the best form of passive income and is available to everyone. This spreadsheet will show you exactly how much you can make in dividend income. - [14 Creative and Cheap Alternatives to Christmas Gifts](https://www.youngadultmoney.com/alternatives-to-christmas-gifts/) - Is spending money on Christmas blowing your budget? Here are 14 creative and cheap alternatives to Christmas Gifts. - [The Most Popular Side Hustles According to Research](https://www.youngadultmoney.com/popular-side-hustles-research/) - We have all heard of side hustles, but what are the most popular side hustles? Here's the most popular side hustles according to research. - [10 Free Things on the Internet You Should be Using](https://www.youngadultmoney.com/free-things-on-the-internet-you-should-be-using/) - Who said there's nothing free in life? There are tons of free things on the internet you can use to pass the time or educate yourself with. Here's a list! - [Why POE Ring Cameras are Better than WiFi Ring Cameras](https://www.youngadultmoney.com/poe-ring-cameras-better-than-wifi-ring-cameras/) - POE Ring cameras are better than WiFi Ring cameras for a number of reasons. Here's why you should buy POE Ring cameras instead of WiFi Ring cameras. - [What is the New Biden Student Loan Repayment Plan 2023?](https://www.youngadultmoney.com/biden-student-loan-repayment-plan/) - [Student Loan Income-Driven Repayment Plans Explained](https://www.youngadultmoney.com/student-loan-income-driven-repayment-explained/) - Bogged down with federal student loans? You have options - here's what you need to know about income-driven student loan repayment plans. - [How to Start a Blog](https://www.youngadultmoney.com/how-to-start-a-blog/) - Have an idea for a blog? Now is the time to start. Here is how to start a blog, written by someone who has been blogging and making money doing it for nearly ten years. - [How to Track Your Student Loans in a Spreadsheet](https://www.youngadultmoney.com/track-student-loans-spreadsheet/) - The best way to keep track of your student loans is in a spreadsheet. Use this free student loan spreadsheet to track and analyze your student loans. - [Simple Personal Finance Checklist](https://www.youngadultmoney.com/simple-personal-finance-checklist/) - Even doing just one thing on this simple personal finance checklist will help you take control of your financial life and set you up for success. - [12 Productive Things to Do On Your Laptop in Your Spare Time](https://www.youngadultmoney.com/12-productive-things-to-do-on-your-laptop-in-your-spare-time/) - Tired of feeling like you haven't accomplished anything at the end of every day? Try these 12 productive things to do on your laptop in your spare time instead. - [Why an HSA is the Absolute Best Retirement Account](https://www.youngadultmoney.com/why-an-hsa-is-the-absolute-best-retirement-account/) - An HSA is the absolute best retirement account, but few financial "gurus" are stressing the value in maxing out an HSA. We explain why you should in this post. - [Tiller Money Review - Automated Budget Spreadsheet App 2023](https://www.youngadultmoney.com/tiller-money-review/) - Tiller Money is an app that helps you set up an automated budget spreadsheet. Read our Tiller Money Review to see if this is the app for you. - [Top Travel Rewards Credit Cards December 2022](https://www.youngadultmoney.com/top-travel-rewards-credit-cards/) - Travel rewards credit cards can save you hundreds or even thousands on travel. Here's our picks for the top travel rewards credit cards - get started today. - [Our Big List of Websites to Make Extra Money from Surveys](https://www.youngadultmoney.com/big-list-websites-surveys/) - Looking for a way to make extra money in your spare time from your phone or laptop? Use our big list of websites to make extra money from surveys. - [Private Student Loans Guide: How to Save Thousands (2022)](https://www.youngadultmoney.com/private-student-loans-guide/) - Private student loans have less options than federal loans. Use our private student loans guide to learn how you can save thousands on your private student debt. - [I Hate My Job But I Have Student Loans - What Should I Do?](https://www.youngadultmoney.com/hate-job-have-student-loans/) - Feeling stuck in a job you hate because of student loans? You may have more options than you think. Here's how to deal with this tricky situation. - [How to Prepare your Finances for a Recession](https://www.youngadultmoney.com/prepare-finances-for-recession/) - We've had unprecedented economic growth the past decade, but some think a recession is around the corner. Here is how to prepare your finances for a recession. - [100+ Ways to Improve Your Finances](https://www.youngadultmoney.com/100-ways-to-improve-your-finances/) - Want to improve your finances? Here are 100+ ways to improve your finances and live your best life. - [The Best Cash Back Credit Cards for November 2020](https://www.youngadultmoney.com/best-cash-back-credit-cards/) - Cash back credit cards offer great rewards while keeping things simple. Here's the best cash back rewards credit cards that we recommend. - [The Ultimate Student Loan Spreadsheet to Track Your Student Loans](https://www.youngadultmoney.com/student-loan-spreadsheet/) - We created a new and improved student loan spreadsheet to help you track your student loans. Includes tabs that help you find your loans and estimate income-driven repayment plans. Free to download. - [6 Different Ways to Budget Your Money](https://www.youngadultmoney.com/6-different-ways-to-budget-your-money/) - There are many ways to budget your money aside from a traditional line-item budget. If that hasn't worked for you, try these other budgeting methods. - [40+ Ways to Improve Your Finances This Month](https://www.youngadultmoney.com/ways-to-improve-your-finances-this-month/) - There are a ton of ways you can improve your finances this month. Here's our list of 40+ practical and actionable ways to start improving your finances this month. - [50+ Legitimate Ways to Make Extra Money At Home](https://www.youngadultmoney.com/legitimate-ways-to-make-extra-money-at-home/) - Do you want to make extra money from the comfort of your home? Here's a huge list of over 50 legitimate ways to make extra money at home. - [8 Things You Should Do if You're Considering a Career Change](https://www.youngadultmoney.com/considering-career-change/) - Considering a career change? It is a big choice, but it is not as hard as you may think - here are 8 things you should do if you are considering it. - [How to Overcome a Gap in Your Work Experience](https://www.youngadultmoney.com/overcome-gap-work-experience/) - Have a gap in your work experience? A break in your career may be easier to overcome than you think. Here is how to overcome a gap in your work experience. - [How to Start a Virtual Tutoring Side Hustle](https://www.youngadultmoney.com/how-to-start-virtual-tutoring-side-hustle/) - Want to earn some extra side income online? Virtual tutoring is an amazing side hustle, and is easy to start. Here's how to start a virtual tutoring side hustle - [Still Employed during COVID? Make these Money Moves](https://www.youngadultmoney.com/employed-money-moves/) - Tens of millions have lost their jobs due to COVID, but many are still employed during COVID. If you are still employed, you may want to make these money moves. - [Banks with High Interest Rates on Savings Accounts September 2020](https://www.youngadultmoney.com/banks-highest-interest-rates/) - Many banks give you almost nothing in return for banking with them. Here are some banks with high interest rates on their savings accounts, so you can earn more. - [Build an Emergency Fund $100 at a Time](https://www.youngadultmoney.com/emergency-fund-100/) - The idea of building an emergency fund equal to months worth of expenses can be daunting. Instead, build an emergency fund $100 at a time. Here's how. - [My Money Tool Box: What I Use to Track & Manage My Money](https://www.youngadultmoney.com/money-tool-box/) - With thousands of finance-related apps and tools out there, how do you actually pick which ones to use? I share what I use to track and manage my money. - [How to Choose the Best Bank](https://www.youngadultmoney.com/choose-best-bank/) - Any given bank isn't that different from another bank, but there are some important things to keep in mind when looking for the best bank. - [CIT Bank Review 2020: Our Top Choice for a High-Yield Savings Account](https://www.youngadultmoney.com/cit-bank-review/) - You owe it to yourself to get the highest interest rate possible on your savings. Our review of the CIT Bank High-Yield Savings Account. - [Switching Banks Made Us $500+ Extra Each Year](https://www.youngadultmoney.com/switching-banks-500-plus/) - One of our bigger mistakes with our finances was letting our emergency fund sit in a terrible savings account. Here's how simply switching banks made us $500+ extra each year. - [Personal Loan vs. 0% APR Credit Card](https://www.youngadultmoney.com/personal-loan-vs-0-apr-credit-card/) - When you compare a personal loan vs. 0% APR credit card, which one is better? The good news is both will save you money on your credit card debt. - [9 Expenses to Review During COVID](https://www.youngadultmoney.com/expenses-to-review-during-covid/) - For most people COVID has had an impact on what they spend money on - and how much. Set some time aside to dig into these 9 expenses to review during COVID. - [How I Cut Cable: A Step-By-Step Guide for 2020](https://www.youngadultmoney.com/cut-cable-guide/) - I cut cable and it has been great both from a money standpoint and not having to haggle with the cable company. Here's a step-by-step guide on how to cut cable. - [Best 0% APR Credit Cards of September 2020](https://www.youngadultmoney.com/best-0-apr-credit-cards/) - For those who are working to pay down their credit card debt or who need to put a large purchase on card, a credit card with a 0% APR period can save them money. - [No Annual Fee Credit Cards with No Foreign Transaction Fees for September 2020](https://www.youngadultmoney.com/no-annual-fee-no-foreign-transaction-fees-credit-cards/) - With the variety of credit cards available today, there is no reason to pay foreign transaction fees, and many of the cards have no annual fee as well. - [My Go-To Credit Cards for Travel and Cash Back in September 2020](https://www.youngadultmoney.com/go-to-credit-cards/) - With so many credit cards, how do you choose the best one? To help you narrow down your options, here are my go-to cash back and travel rewards credit cards. - [Student Loan Refinance Guide](https://www.youngadultmoney.com/student-loan-refinance-guide/) - Student loan refinance has blown up the past few years as the amount of student loan debt has increased. Read our student loan refinance guide to decide if refinancing your student loans is for you. - [When You Should and Shouldn't Refinance Student Loans](https://www.youngadultmoney.com/should-shouldnt-refinance-student-loans/) - Whether or not to refinance student loans is a decision borrowers face at some point. We break down who should and shouldn't refinance student loans. - [How to Maximize Public Service Loan Forgiveness](https://www.youngadultmoney.com/maximize-public-service-loan-forgiveness/) - If you are pursuing Public Service Loan Forgiveness, it makes sense to maximize it. Here's some tips and strategies to maximize PSLF. - [I Can Afford to Pay Off My Student Loans, But I Won't: Here's Why](https://www.youngadultmoney.com/afford-pay-off-student-loans-but-will-not/) - Over the years my wife and I have saved, invested, and built enough equity in our home to pay off all our student loans. But we won't. Here's why. - [SoFi Invest Review 2020](https://www.youngadultmoney.com/sofi-invest-review/) - SoFi Invest is a sleek and simple investment app that allows you to buy and sell stocks and ETFs with zero fees. $1 minimum account balance requirement. - [When to Use a Personal Loan to Pay off Credit Card Debt](https://www.youngadultmoney.com/personal-loan-pay-off-credit-card/) - Do you have credit card debt? One option is a 0% balance transfer credit card. Another is a personal loan. Here is how to choose which option is best. - [How to Find a New Job During COVID](https://www.youngadultmoney.com/new-job-during-covid/) - Yes, it is possible to find a new job during COVID. Here is what you need to know to give you the best shot at landing a new job. - [20+ Productive Things to Do at Home During COVID](https://www.youngadultmoney.com/productive-things-at-home/) - Many people are looking for productive things to do in their free time while they are at home during COVID. Here are some ideas of productive things you can do. - [How Marriage Impacts Your Student Loans](https://www.youngadultmoney.com/marriage-student-loans/) - If you are planning on getting married or already are married, it is important to know how marriage impacts your student loans. Here is what you need to know. - [8 Ways to Make Money When You're Bored](https://www.youngadultmoney.com/make-money-when-bored/) - Want to make some extra money in your spare time? Here's 8 ways to earn money when you're bored. - [Should You Start a Blog During COVID?](https://www.youngadultmoney.com/start-blog-during-covid/) - COVID has forced many of us to spend a lot more time at home. Naturally you may be asking yourself: should you start a blog during COVID? - [10 Affordable Ways To Practice Self Care During COVID](https://www.youngadultmoney.com/affordable-self-care-covid/) - Feeling stressed and anxious during COVID? Here are 10 affordable ways to practice self care during COVID. - [What Is Happening To Your Student Loans During COVID](https://www.youngadultmoney.com/student-loans-during-coronavirus-crisis/) - Action has been taken to give student loan borrowers relief during COVID. Here is what is happening to your student loans. - [I Was A Triple-Major in College and Where it Got Me](https://www.youngadultmoney.com/i-was-a-triple-major-in-college-and-where-it-got-me/) - I was a triple-major in college! Just because you have a degree, doesn't mean you work in that field. My journey from school, to school, to hopefully a career. - [Options for Dealing with a Large Unexpected Expense](https://www.youngadultmoney.com/options-large-unexpected-expense/) - No one expects to be faced with a large unexpected expense. When you are, though, it is important to look at all the options for dealing with it. - [100+ Days Into COVID: What Happens Next?](https://www.youngadultmoney.com/100-days-into-covid/) - It has been over 100 days since COVID caused widespread shutdowns and eliminated tens of millions of jobs. Here is an update on what happens next. - [How Much Money You Will Need to Make $1,000 in Dividends](https://www.youngadultmoney.com/1000-in-dividends/) - Passive income is a great goal, and nothing is more passive than dividends from stocks. Here's how much money you will need to make $1,000 a year in dividends. - [How to Make a Budget in a Spreadsheet](https://www.youngadultmoney.com/how-to-budget-spreadsheet/) - Sometimes a budget in a spreadsheet works much better than a fancy app with complicated functions. Here is how to make a budget in a spreadsheet. - [Tiller Review: Automated Budget Spreadsheets In Google Sheets](https://www.youngadultmoney.com/tiller-review/) - Tiller allows you to automatically keep track of your finances. It's automated budget spreadsheets in Google Sheets will help you manage your money and budget like a pro. - [How to Create an Automated Budget Using Tiller](https://www.youngadultmoney.com/automated-budget-using-tiller/) - Do you want to start a budget and track your expenses but don't want to spend a lot of time doing it? Here's how you can create an automated budget using Tiller. - [What to Do Once You Have an Emergency Fund](https://www.youngadultmoney.com/what-to-do-have-emergency-fund/) - Building an emergency fund is important, but what should you focus on once you have one? Here is what to do once you have an emergency fund. - [How Much Money Would you Need to Live off Dividend Income? [Free Download]](https://www.youngadultmoney.com/how-much-money-would-you-need-to-live-off-dividends-free-download/) - How much money would you need to live off of dividend income? Use our dividend analysis tool to find the answer. - [7 Tips for Renters to Save for a Down Payment on a House](https://www.youngadultmoney.com/tips-renters-down-payment-house/) - Saving for a down payment takes time, but the sacrifice can be worth it. Here's 7 tips for renters who are looking to save for a down payment on a house - [Wedding Budget Spreadsheet](https://www.youngadultmoney.com/wedding-budget-spreadsheet/) - Are you planning your wedding? Keep on top of your budget and spending by downloading and using this free wedding budget spreadsheet in Excel. - [SoFi Review 2020: Get a $300 Welcome Bonus](https://www.youngadultmoney.com/sofi-review/) - SoFi is one of the most popular companies when it comes to student loan refinancing. Here's an overview of my experience refinancing with SoFi. - [List of Companies that Will Pay You to Deliver](https://www.youngadultmoney.com/companies-pay-to-deliver/) - Looking to make extra money in your spare time? Or laid off due to COVID? Check out this list of companies that will pay you to deliver to their customers. - [What to Do While Your Student Loans are Paused during COVID](https://www.youngadultmoney.com/student-loans-paused-covid/) - Federal student loans payments are paused until the end of September 2020. What should you do with your student loans while they are paused? - [Ways to Feel in Control During Uncertain Times](https://www.youngadultmoney.com/control-during-uncertain-times/) - Uncertain times can be exhausting because of the anxiety and fear that comes with them. Here are specific ways to feel in control during uncertain times. - [COVID Unemployment Benefits: Everything You Need to Know](https://www.youngadultmoney.com/covid-unemployment-benefits/) - Did you lose your job during the COVID pandemic? Here is everything you need to know to take advantage of COVID unemployment benefits. - [15 Ways You Can Make Money From Your Computer Right Now](https://www.youngadultmoney.com/ways-you-can-earn-money-from-your-computer-right-now/) - Are you interested in earning money straight from your computer? No matter what skills you possess, there are many ways you can make money right from the comfort of your own home. - [The Jumbo Emergency Fund: The Rise of the 12-Month Emergency Fund](https://www.youngadultmoney.com/jumbo-emergency-fund/) - COVID has changed everything. The "jumbo emergency fund" may become more common. Here comes the rise of the 12-month emergency fund. - [Top High-Yield Savings Accounts](https://www.youngadultmoney.com/banks-highest-interest-rates/) - With high-yield savings accounts, you get the best of both worlds - a secure place to stash your cash and the chance to earn higher interest rates. We rounded up all of the top high-yield savings account so you can start earning more on your savings today. - [Moving to a High Cost of Living City: How to Budget](https://www.youngadultmoney.com/high-cost-living-city-budget/) - Moving to a high cost of living city? Or considering a move to one? Here's how you can prepare and budget for the move without breaking the bank. - [2020 Stimulus Check: What You Need to Know](https://www.youngadultmoney.com/2020-stimulus-check/) - Here is everything you need to know about your 2020 stimulus check, including whether you will get a stimulus check and how you will receive it. - [20+ Ideas for Hobbies](https://www.youngadultmoney.com/ideas-for-hobbies/) - The COVID pandemic has created extra free time for many people (we know, not everyone!) Here are 20+ ideas for hobbies to fill your time. - [Will there be a Second Stimulus Check for COVID?](https://www.youngadultmoney.com/stimulus-check/) - In the CARES Act the federal government included a stimulus check. Many are now wondering: will there be a second stimulus check for COVID relief? - [How to Create a Net Worth Spreadsheet](https://www.youngadultmoney.com/net-worth-spreadsheet/) - A net worth spreadsheet can help you stay on top of your money. Here's how to create a net worth spreadsheet, including a free download. - [Unemployed Due to COVID? Ways to Increase Your Cash Flow](https://www.youngadultmoney.com/unemployed-increase-cash-flow/) - Lost your job due to COVID? You are not alone. Thankfully even when you are unemployed there are a number of ways to increase your cash flow - here's how. - [5 Money Questions to Discuss with your Partner](https://www.youngadultmoney.com/money-questions-partner/) - It's time to get financially "naked" with your partner! Here's 5 money questions to discuss with your partner. - [Here's How Much It Cost Us for an 11-Day Trip to Thailand and Vietnam](https://www.youngadultmoney.com/cost-trip-thailand-vietnam/) - We tracked every dollar on our recent trip to Thailand and Vietnam. Here is how much it cost us, including where and how we saved money. - [How to Double-Dip Cash Back Rewards (with Real Examples)](https://www.youngadultmoney.com/double-dip-cash-back-rewards/) - If you aren't getting two types of cash back on every purchase you make through cash back rewards, you are missing out on hundreds or more of potential savings. - [Here’s the Benefits of Having an Airline Credit Card](https://www.youngadultmoney.com/benefits-airline-credit-card/) - An airline credit card may help you save money on travel, as well as provide you valuable perks that make flying easier. Here's what you need to know about the benefits and where to find the best card for you. - [How to Save Money on United Airlines Flights](https://www.youngadultmoney.com/how-to-save-money-on-united-airlines-flights/) - Travel can be expensive, but if you can save money on flights it can make travel much more affordable. Here's how to save money on United Airlines flights. - [Tips for Making Travel More Affordable: Save Thousands on Travel (2020)](https://www.youngadultmoney.com/travel-more-affordable-save-thousands/) - Travel can be expensive, but there are a number of ways to make it more affordable. Use these tips to save hundreds or even thousands on travel. - [An Intro to Credit Card Rewards](https://www.youngadultmoney.com/intro-credit-card-rewards/) - Credit cards can offer great rewards that provide cash back and help you save money on travel. Here's an intro to credit card rewards to help you get started. - [How to Choose the Best Bank](https://www.youngadultmoney.com/choose-best-bank/) - Are you getting charged bank fees left and right? Tired of looking for ATMs that won't charge you? Here's how to choose the best bank for your situation. - [15 Skills That Will Help You Make More Money](https://www.youngadultmoney.com/skills-that-will-help-you-make-more-money/) - Want to make more money? If you're looking to looking to make more at your 9-5 or at your side hustle, here are 15 skills to learn and develop to get there. - [10+ Cash Back Apps that Could Save You Thousands](https://www.youngadultmoney.com/cash-back-apps/) - Use these cash back apps to help you potentially save thousands of dollars in cash back offers! - [5 Ways to Find Cash to Invest in the Stock Market](https://www.youngadultmoney.com/find-cash-to-invest/) - One of the keys to financial independence is building up your investments in the stock market. But how can you find extra cash to invest? Here are five ideas. - [10+ Ways I've Made Side Income](https://www.youngadultmoney.com/ways-made-side-income/) - There are a lot of blog posts about side income these days, but what about ideas that people actually tried? Here's 10+ ways I've made side income. - [How to Find an Affordable Apartment](https://www.youngadultmoney.com/how-to-find-affordable-apartment/) - Looking for an affordable apartment? Here are some tips to help in your search. - [12 Income Streams You Can Create By Starting a Blog](https://www.youngadultmoney.com/income-streams-from-blogging/) - How can you best protect your finances? By creating multiple streams of income. Blogging is one of the best ways to find additional income streams. We've highlighted 12 income streams you can create by starting a blog. - [The Student Loan Tax Bomb: What it Is and How It Works](https://www.youngadultmoney.com/student-loan-tax-bomb/) - Student loan forgiveness is a real thing, but in some cases it comes with a catch: a student loan tax bomb. We explain what the tax bomb is and how it works. - [How Much To Spend on Alcohol without Overspending](https://www.youngadultmoney.com/spend-on-alcohol/) - Are you spending too much on alcohol each month? Learn where you stand in comparison of other millennials and how to budget appropriately for your alcohol consumption. - [Chase Ultimate Rewards: Our Simple Guide to Maximizing Your Points](https://www.youngadultmoney.com/chase-ultimate-rewards/) - The Chase Ultimate Rewards program is a great way to earn free travel and more. In this simple guide to Chase Ultimate Rewards we show you how to get started and maximize your rewards. - [Student Loan Forgiveness for Therapists and Psychologists 2020](https://www.youngadultmoney.com/student-loan-forgiveness-therapists/) - Many therapists, counselors, and psychologists leave school with a lot of student loan debt. Here's our guide to student loan forgiveness for therapists. - [Guide to Student Loan Forgiveness for Teachers 2020](https://www.youngadultmoney.com/guide-student-loan-forgiveness-teachers/) - Teachers have a few different options for student loan forgiveness. Learn about the options in our guide to student loan forgiveness for teachers. - [How I Completed an MBA in 6 Months for $4,000](https://www.youngadultmoney.com/mba-6-months-4000/) - I completed my MBA program in just 6 months for $4,000. It wasn't easy, but it's definitely possible. Here's what to consider before you start your MBA program. - [I Don't Budget - I Do This Instead](https://www.youngadultmoney.com/dont-budget-this-instead/) - You may be surprised to hear that I don't budget, and haven't kept a budget in years. I do this budget alternative instead, and you can too. - [Skills That Will Benefit You In Any Corporate Job](https://www.youngadultmoney.com/skills-benefit-corporate-job/) - Different skills and knowledge are necessary for marketing, finance, and operations, but there are a number of skills that will benefit you in any corporate job. - [10+ Things We Bought to Make International Travel Easier](https://www.youngadultmoney.com/make-international-travel-easier/) - Before our trip to Asia we decided to take a hard look at things that would make international travel easier. Here are 10+ things we ultimately bought. - [How to Save Money on Allergy Medicine](https://www.youngadultmoney.com/save-money-allergy-medicine/) - If you have allergies and take allergy medicine often, you are likely paying too much. Use this hack to save over one hundred dollars a year. - [How to Travel with Student Loans](https://www.youngadultmoney.com/travel-with-student-loans/) - Should student loan debt hold people back from travel? Here's some options and strategies for traveling while repaying student loans. - [How to Pay Less in Taxes: Save Money on Taxes (Legally)](https://www.youngadultmoney.com/pay-less-taxes/) - Everyone has their reasons for wanting to pay less in taxes. We cover the legal ways to save money on taxes and how to lower your taxable income. - [Before You Contribute to a 529 Plan - Read This](https://www.youngadultmoney.com/contribute-529-plan/) - Before you contribute to a 529 Plan, read this. In many cases, if not most, it doesn't make sense to save money for your children's college education. - [Basics of FIRE: Financial Independence Retire Early](https://www.youngadultmoney.com/basics-fire-financial-independence-retire-early/) - You may have heard of the FIRE movement (Financial Independence Retire Early) but what is it? Here's an overview of the basics of FIRE. - [Tips for Traveling to Hanoi Vietnam 2020](https://www.youngadultmoney.com/tips-traveling-hanoi-vietnam/) - Vietnam is quickly becoming a top new places for Americans to visit. We went to Vietnam recently and decided to share our tips for traveling to Hanoi Vietnam. - [Should You Combine Finances When You Get Engaged?](https://www.youngadultmoney.com/combine-finances-when-engaged/) - Do you have to combine finances once you are engaged? Is it weird NOT to? Stefanie O'Connell dealt with this decision recently - here's her thoughts. - [This is My Biggest Financial Concern for Millennials Today](https://www.youngadultmoney.com/biggest-financial-concern-millennials/) - Millennials are facing a variety of financial pressures today, but this is my biggest financial concern for millennials today. - [Teppy Pocket WiFi Review: Get WiFi When Traveling Internationally](https://www.youngadultmoney.com/teppy-pocket-wifi-review/) - It's important to have data on your phone while traveling internationally. Read our Teppy Pocket WiFi Review, which gets you WiFi when you travel. - [15 Personal Finance Goals to Consider](https://www.youngadultmoney.com/15-personal-finance-goals-to-consider/) - Now is the perfect time to reevaluate your financial goals. No matter what stage you’re in, here are 15 personal finance goals to consider. - [10+ Examples of Unexpected Home Expenses to Plan For](https://www.youngadultmoney.com/examples-unexpected-home-expenses/) - If you own a home or plan on buying one, you probably know big home expenses happen unexpectedly. Here's 10+ examples of unexpected home expenses to plan for. - [Top Tips for Pursuing Public Service Loan Forgiveness (PSLF)](https://www.youngadultmoney.com/top-tips-for-pursuing-pslf/) - If you are pursuing Public Service Loan Forgiveness (PSLF) make sure you are following the complicated program rules with these top tips for PSLF. - [9 Personal Finance Hacks to Take Advantage Of](https://www.youngadultmoney.com/personal-finance-hacks/) - There's a ton of personal finance hacks that you can take advantage of to get ahead, you just have to know about them! Here's 9 personal finance hacks to consider. - [5 Ways to Fix a Bad Credit Score](https://www.youngadultmoney.com/5-ways-to-fix-a-bad-credit-score/) - Have a bad credit score? You aren't alone. Here's 5 different ways you can fix your bad credit score and start enjoying the perks of a good credit score. - [How this Blogger Increased their Credit Score 150+ Points in 8 Months](https://www.youngadultmoney.com/increased-credit-score/) - Your credit score can have a big impact on your finances. Here's a real life example of how a blogger increased their credit score 150+ points in 8 months. - [8 Often Overlooked Finance Hacks that Boost Your Finances](https://www.youngadultmoney.com/8-often-overlooked-finance-hacks-that-boost-your-finances/) - There's an endless number of things you can do to boost your finances, so some things get overlooked. Here's 8 often overlooked finance hacks to boost your finances. - [Tips for Blogging While Working Full-Time](https://www.youngadultmoney.com/blogging-while-working/) - I've been blogging while working full-time for over seven years. Here are my tips and advice on how to blog while working full-time. - [What is an Index Fund? Index Funds Explained for New Investors](https://www.youngadultmoney.com/index-funds-explained/) - Many experts recommend investing in passive index funds. But what are index funds? We explain what index funds are and why new investors should consider them. - [How a Small Side Hustle Income can Drastically Improve your Retirement Savings](https://www.youngadultmoney.com/side-hustle-improve-retirement-savings/) - Even a few hundred dollars a month in side hustle income can have a big impact on your retirement savings - this example shows how. - [Key Concepts for New Investors](https://www.youngadultmoney.com/key-concepts-new-investors/) - Many new investors make mistakes, from trying to time the market to investing heavily into one stock. Here's some key concepts for new investors. - [5 Ways to Help Your Children Minimize Student Loan Debt](https://www.youngadultmoney.com/minimize-student-loan-debt/) - Many graduates today leave school buried in student loan debt. Here's 5 ways parents can help their children minimize student loan debt. - [Use This Spreadsheet to Analyze your 401k Options](https://www.youngadultmoney.com/401k-spreadsheet/) - The number of investment options within your 401k can be overwhelming. Use this free spreadsheet to analyze and filter out the bad from the good options. - [Why Fears about Student Loan Forgiveness are Overblown](https://www.youngadultmoney.com/student-loan-forgiveness-fears-overblown/) - Tons of people are getting rejected for student loan forgiveness. Here's why fears are overblown and why a higher and higher percentage will get accepted. - [How to Protect Your Home While Traveling](https://www.youngadultmoney.com/protect-home-while-traveling/) - Most people want to share their travel experiences in real-time, but how do you protect your home while traveling? Here's some options. - [Working with a Debt Lawyer: What to Expect](https://www.youngadultmoney.com/working-with-debt-lawyer/) - For some who are in debt it makes sense to work with a debt lawyer to work towards a resolution. Here's what to expect when working with a debt lawyer. - [Options for Dealing With Parent PLUS Student Loans](https://www.youngadultmoney.com/options-parent-plus-student-loans/) - There is approximately $100 Billion in Parent PLUS student loans spread across 3.5 million borrowers. Here's some options for dealing with Parent PLUS loans. - [How Much Money Would You Need to Live off Dividend Income?](https://www.youngadultmoney.com/live-off-dividend-income/) - Dividend income is the ultimate passive income, but how much money would you need to live off of dividend income alone? Here's the answer. - [10 Ways I've Made Side Income](https://www.youngadultmoney.com/10-ways-ive-made-side-income/) - Side income is all the rage, but many people have been making side income for years. In this post I share 10 ways I've Made Side Income over the past ten years. - [Why Privilege is so Important When Talking about Money](https://www.youngadultmoney.com/privilege-money/) - We can't talk about personal finance and money without talking about privilege. Here's why privilege is so important when talking about money. - [The Best Ways to Save for the Down Payment on a House](https://www.youngadultmoney.com/the-best-ways-to-save-for-the-down-payment-on-a-house/) - The best ways to save for a house down payment including methods for saving and where to save money for a house down payment. - [Should You Trust a Financial Advisor with your Student Loans?](https://www.youngadultmoney.com/financial-advisor-student-loans/) - Financial advisors are supposed to help you manage your money, but what about student loan debt? Should you trust a financial advisor with your student loans? - [Want Financial Independence? A 9-5 Job May Be Better than Entrepreneurship](https://www.youngadultmoney.com/financial-independence-job/) - Financial independence is a goal most people have, and many think entrepreneurship is the best path to it. In reality a 9-5 job may be better. - [10+ Things I Learned from Buying a Fixer-Upper](https://www.youngadultmoney.com/learned-fixer-upper/) - Buying a fixer-upper can be both a great idea and a not-so-great idea, depending on how you look at it. Here's the things I learned from buying a fixer-upper. - [The Importance of Getting Multiple Quotes for Home Projects](https://www.youngadultmoney.com/multiple-quotes-home-projects/) - You can learn it the hard way or the easy way: getting multiple quotes for home projects will save you money and leave you happier with the results. - [How to Deal with Debt on a Low Income](https://www.youngadultmoney.com/debt-low-income/) - Dealing with debt can be difficult for anyone, but it's even more difficult for those who have a low income. Here's some strategies for those with a low income. - [Easy Money Hacks to Level Up Your Money](https://www.youngadultmoney.com/money-hacks/) - Ready to level up your money? Here's some easy money hacks to make the most of your money. Work through each one to level up your money! - [Use this Spreadsheet to Track your Student Loans](https://www.youngadultmoney.com/student-loan-spreadsheet/) - Keeping your finances organized is key to managing your money well. Use this spreadsheet to track your student loans. - [How to Actually Save Money on Medical Costs](https://www.youngadultmoney.com/save-money-medical-costs/) - One of the biggest issues in the United States today is the high cost of health care. Here's a few ways you can potentially save money on medical costs. - [10+ Productive Things to Do If You Are Bored at your Corporate Job](https://www.youngadultmoney.com/bored-at-corporate-job/) - For many who work a corporate job, there will come a time where you are bored. Fill your time doing these productive things instead of staring at the clock. - [How I Cut Cable: A Step-By-Step Guide](https://www.youngadultmoney.com/cut-cable-guide/) - Sick of your cable bill? So was I, so I cut cable in 2017! I share a step-by-step guide of how to cut cable and still have great entertainment options. - [How to Estimate How Long It Will Take to Pay Off Debt](https://www.youngadultmoney.com/estimate-pay-off-debt/) - If you are working towards paying down debt, you are probably wondering how long it will be until the debt is gone based on how much you make in payments. - [The Problem with Health Sharing Ministries](https://www.youngadultmoney.com/problem-health-sharing-ministries/) - Health care is expensive, which has led some to seek alternatives. Here's the problem with Health Sharing Ministries. - [Lazy Ways to Make Extra Money](https://www.youngadultmoney.com/lazy-ways-make-extra-money/) - Do you want to make extra money in your spare time but don't want to do anything difficult? Here's a number of lazy ways to make extra money in your spare time. - [5 Creative Ways to Pay for Travel](https://www.youngadultmoney.com/5-creative-ways-to-pay-for-travel/) - Travelling and vacations can be expensive - we share 5 creative ways to pay for travel in this article. - [Try These Positive Money Mindset Exercises](https://www.youngadultmoney.com/positive-money-mindset-exercises/) - Having a positive money mindset can be the difference between improving your financial life and staying stagnant. These positive money mindset exercises can help. - [What Should Be My Top Money Priority?](https://www.youngadultmoney.com/top-money-priority/) - We are all faced with a long list of money priorities, from paying down debt to saving for a house. Here's how to decide what your top money priority should be. - [Good Index Funds and ETFs to Consider Investing In](https://www.youngadultmoney.com/index-funds-etfs-to-consider/) - Want to make sure you are investing in good index funds and ETFs? Here are some solid index funds and ETFs to consider investing in - and what makes them good. - [Starting to Invest? PLEASE Keep it Simple. Here's How.](https://www.youngadultmoney.com/invest-keep-it-simple/) - Are you starting to invest and trying to figure out how to get the best returns? I beg you to PLEASE keep it simple! Here's some ways to simplify your investing. - [Common Misconceptions about Student Loans](https://www.youngadultmoney.com/misconceptions-student-loans/) - Student loans are complicated, so it is no surprise that there are many common misconceptions about student loans. We break each one down and share the truth. - [The Best Cash Back Credit Card You Have Never Heard Of](https://www.youngadultmoney.com/best-cash-back-credit-card-never-heard-of/) - There's a lot of credit cards out there, but you likely have not heard of this cash back credit card, and it just might be the best one on the market right now. - [Cash Back Credit Cards or Travel Rewards Credit Cards - Which Are Better?](https://www.youngadultmoney.com/cash-back-or-travel-credit-cards/) - There's a lot of credit cards available with great rewards and sign-up bonuses. So which are better - cash back credit cards or travel award credit cards? - [7 Websites That Will Pay You Referral Bonuses](https://www.youngadultmoney.com/websites-that-will-pay-you-referral-bonuses/) - Earning extra money can be easy when you refer others to services & products you use for cash & credits. Here are 10 sites that offer referral bonuses. - [When and How to Get a Balance Transfer Credit Card](https://www.youngadultmoney.com/when-and-how-to-get-a-balance-transfer-credit-card/) - Do you have credit card debt that you are trying to pay off? You may want to consider getting a balance transfer credit card. - [5 Tools to Help You Manage Your Side Hustle Finances](https://www.youngadultmoney.com/side-hustle-finances/) - Side hustles are a great way to earn money outside of your 9-5 job. But with that extra cash comes extra responsibilities – including income and expenses you need to keep track of. Stay on top of your side hustle finances by checking out these 5 tools to help you manage them. - [A Step-By-Step Plan for Taking Control of Your Financial Life](https://www.youngadultmoney.com/taking-control-financial-life/) - It's easy to put off working on improving your financial life, but the sooner we confront our money the better. Here's a step-by-step plan for taking control of your financial life. - [7 Years of Blogging as a Side Hustle - Should You Start a Blog?](https://www.youngadultmoney.com/blogging-side-hustle/) - Many people blog for extra money, but should YOU start a blog? Here's some thoughts from someone who has been blogging as a side hustle for 7 years. - [Should You Switch Banks? Here's 5 Times You Should Consider It](https://www.youngadultmoney.com/switch-banks/) - Should you switch banks? Here are 5 times you may want to consider changing where you house your cash. - [How Student Loan Borrowers Can Advocate for Themselves](https://www.youngadultmoney.com/student-loan-borrowers-advocate/) - There are over 40 million student loan borrowers, and many of them have large amounts of debt. It's important for student loan borrowers to advocate for themselves. - [Alternatives to Dave Ramsey](https://www.youngadultmoney.com/alternatives-to-dave-ramsey/) - Dave Ramsey has been an extremely successful personal finance personality, but there are many reasons to seek out alternatives to Dave Ramsey. - [Credit Cards for American Airlines Miles](https://www.youngadultmoney.com/credit-cards-american-airlines-miles/) - Are you looking for a credit card that will give you American Airlines miles? Here's some options for credit cards that will help you gain AAdvantage miles. - [How Credit Card Rewards Can Help You Achieve Your Travel Goals](https://www.youngadultmoney.com/credit-card-rewards-travel-goals/) - Want to save some money on your next trip? Credit card rewards may be able to help you achieve that goal - here's everything you need to know. - [What to Do if you are Behind on your Student Loans](https://www.youngadultmoney.com/behind-on-student-loans/) - It can be stressful to fall behind on your student loans, especially if you end up in default. Here's what to do if you are behind on your student loans, including how to get out of student loan default and what next steps to take to better your financial life. - [Student Loan Solution - The Ultimate Book if you have Student Loans](https://www.youngadultmoney.com/student-loan-solution/) - Student Loan Solution is the ultimate book if you have student loans. It goes through the ins and outs of student loans, but also how to take control of your greater financial life. - [15 Wedding Expenses to Budget For](https://www.youngadultmoney.com/15-wedding-expenses-to-budget-for/) - Use this list of 15 wedding expenses to plan for to help you decide where and how you want to spend money on your big day. - [12 Frugal Wedding Hacks](https://www.youngadultmoney.com/frugal-wedding-hacks/) - It's no secret that weddings are expensive, but with some creativity, they don't have to be a total budget buster. Here are 12 frugal wedding hacks. - [The Costs Involved in Sinus Surgery](https://www.youngadultmoney.com/the-costs-involved-in-sinus-surgery/) - [10 Examples of Unexpected Expenses to Plan For](https://www.youngadultmoney.com/10-examples-of-unexpected-expenses-to-plan-for/) - Do unexpected expenses throw your financial situation for a loop? Here are 10 times it pays to plan ahead and what costs you need to consider saving for. - [Why Living in Hawaii Sucks](https://www.youngadultmoney.com/why-living-in-hawaii-sucks/) - [15 Household Items You Could Sell Today for Extra Money](https://www.youngadultmoney.com/15-household-items-you-could-sell-today-for-extra-money/) - With a little bit of work you can make hundreds or even thousands of dollars by selling things you don't even use! Here are 15 household items you can sell today. - [Why You Shouldn’t Paint Your Apartment](https://www.youngadultmoney.com/shouldnt-paint-your-apartment/) - Painting your apartment may sound like a great idea...until it isn't. Here's why you shouldn't paint your apartment. - [9 Ways to Make Money From Your Laptop](https://www.youngadultmoney.com/make-money-from-laptop/) - Want to make more money without having to leave your house? Here are 9 ways you can make money straight from your laptop. - [15 Side Hustles for Introverts](https://www.youngadultmoney.com/15-side-hustles-for-introverts/) - Everyone can earn extra money through a side hustle, and this doesn't exclude introverts. There are plenty of ways to make money without ever having to leave your home. - [How $5,000 Can Turn Into $1,000,000 For Retirement](https://www.youngadultmoney.com/how-5000-can-turn-into-1000000-for-retirement/) - Don't think you can save $1,000,000 for retirement? It takes less than you think thanks to the power of compound interest, but you have to save early. - [The Best Personal Finance Books for 2019 College Grads](https://www.youngadultmoney.com/personal-finance-books-college-grads/) - Are you a college grad or know someone is graduating? Here's a list of the best personal finance books for college grads. - [Use this Hack to Get Free Magazine Subscriptions (Legally)](https://www.youngadultmoney.com/free-magazine-subscriptions/) - Do you like to get magazines, but would prefer to not pay subscription fees? Check out this hack to get free magazine subscriptions - legally! - [The Personal Finance Tools I Use Every Month](https://www.youngadultmoney.com/personal-finance-tools-every-month/) - There are hundreds, if not thousands, of personal finance tools. Here's a list of the ones I actually use every single month. - [5 Tips for Maintaining a Home on a Budget](https://www.youngadultmoney.com/5-tips-for-maintaining-a-home-on-a-budget/) - Home Maintenance can quickly become a money (and time) pit. We have 5 tips to make it an affordable activity. - [Know Your Credit Score - Here's 5 Easy Ways to Find It](https://www.youngadultmoney.com/know-your-credit-score-heres-5-easy-ways-to-find-it/) - Credit scores are like the letter grade on your financial report card. Here are 5 easy ways to find your credit score. - [How to Get $1,500+ For Your Next Vacation](https://www.youngadultmoney.com/1500-for-your-next-vacation/) - Hotels and transportation can make a vacation less affordable, forcing you to pick lower-cost trips or even forgoing a trip altogether. Here is how you can get $1,500+ in travel credits and gift cards for your next vacation. - [15 Ways to Improve your Finances in the New Year - Part 1](https://www.youngadultmoney.com/15-ways-to-improve-your-finances-in-the-new-year-part-1/) - This is the first of a three-part series on improving your finances in the New Year. - [The Top Cash Back Credit Cards](https://www.youngadultmoney.com/top-cash-back-credit-cards/) - The best credit cards for everyday purchases are cash back credit cards. Here are three top cash back credit cards you should consider having as your go to credit card. - [$100 Visa Gift Card Giveaway [Exclusive to Young Adult Money]](https://www.youngadultmoney.com/100-visa-gift-card/) - We partnered with Ebates to offer an exclusive $100 Visa gift card giveaway! Ends April 6th - enter now! - [The $100k Health Savings Account](https://www.youngadultmoney.com/100k-hsa/) - Is it possible to get $100k in a Health Savings Account? And why would someone even want to do that? Read why this author has become obsessed with a $100k HSA. - [FREE Personal Finance Spreadsheets to Level Up Your Money](https://www.youngadultmoney.com/free-personal-finance-spreadsheets/) - Ready to level up your money? Consider using these free personal finance spreadsheets to level up your money and improve your financial life. - [APR vs. APY: What's the Difference?](https://www.youngadultmoney.com/apr-vs-apy/) - Both APR and APY are commonly used terms to describe how interest accumulates on your savings, debt, or investments. But while these terms sound similar, they are actually very different. Here's everything you need to know. - [Words of Encouragement for those with Student Loans](https://www.youngadultmoney.com/encouragement-student-loans/) - Student loans can feel impossible and insurmountable. Read these words of encouragement from over ten experts in the personal finance and career space. - [8 Different Money Saving Challenges to Try](https://www.youngadultmoney.com/money-saving-challenges/) - Looking to kick-start your savings? Try out one or more of these 8 different money saving challenges to help you save more money and reach your goals. - [Which Index Funds are Good?](https://www.youngadultmoney.com/which-index-funds-are-good/) - Index funds are an excellent way to invest your money. Here's how to pick the right index fund for you. - [How Public Service Loan Forgiveness (PSLF) Works](https://www.youngadultmoney.com/public-service-loan-forgiveness/) - Have a ton of student loans? Work at a nonprofit or for the government? You may be eligible for Public Service Loan Forgiveness. Here's how PSLF works. - [The Top Reasons to Confront your Student Loan Debt](https://www.youngadultmoney.com/confront-student-loan-debt/) - Have you been avoiding your student loan debt? Or even just avoided learning more about it? It's time to confront it. Here's the reasons why you should confront your student loan debt. - [5 Things You Should Know About Your Student Loans](https://www.youngadultmoney.com/should-know-student-loans/) - If you are one of the more than 40 million Americans who have student loans, there are a number of things you should know about your student loans. - [Smart Things to Do with Your Pay Raise](https://www.youngadultmoney.com/smart-things-pay-raise/) - Don't blow your new pay raise - here are some smart things to do with your raise instead. - [5 Ways to Improve your Financial Life in One Hour or Less](https://www.youngadultmoney.com/improve-financial-life-one-hour/) - It can be difficult to find the motivation to work on your finances, but what if you could make progress in one hour or less? Here's some ideas to hep you get started. - [Tips for Moving Across the Country with Pets](https://www.youngadultmoney.com/moving-pets-across-country/) - Moving is stressful enough in itself, but adding pets to the mix can add even more worries. Here's a few tips for making a move with pets go as smooth as possible. - [How to Get Started as a Freelance Writer with No Experience](https://www.youngadultmoney.com/freelance-writer-no-experience/) - There is huge demand for content creators today, especially quality freelance writers. If you want to succeed in this field it makes sense to learn from the best. Here's some tips on how to get started as a freelance writer with no experience. - [The Ultimate Tax Checklist](https://www.youngadultmoney.com/tax-checklist/) - Get a head start on your taxes this year. Here's the ultimate tax checklist that will ensure you have your smoothest tax year yet. - [Personal Finance Books for Millennials](https://www.youngadultmoney.com/personal-finance-books-for-millennials/) - Are you a millennial looking for some great personal finance books? Or are you shopping for a personal finance book for millennials? Here's some great options of personal finance books for millennials. - [College Grads - Here's What You Need to Know about Your Student Loans](https://www.youngadultmoney.com/college-grads-student-loans/) - If you're a college grad, more likely than not you have student loans. Here's everything you need to know about your student loans plus a totally FREE Download to organize your student loans. - [Money Challenge: Take Control of Your Student Loans](https://www.youngadultmoney.com/money-challenge-student-loans/) - Too many people don't understand their student loan debt and repayment options. This can result in paying more than you need to, missing out on loan forgiveness, or even defaulting. Make it a goal this year to take control of your student loan debt. - [This is What is Driving Bankruptcy in the United States](https://www.youngadultmoney.com/bankruptcy-united-states/) - When you think about bankruptcy in the United States you likely think of big medical bills. But is that truly the driver of bankruptcy? And what can you personally do to avoid bankruptcy? We dive into this important topic and provide answers. - [5 Things To Do After You’ve Overspent for the Holiday Season](https://www.youngadultmoney.com/overspent-holiday-season/) - Did you blow your budget this holiday season? Here's some things you can do to get your finances back in a good spot. - [How This Influencer Went from Freelancer to Full-Time Entrepreneur](https://www.youngadultmoney.com/freelancer-to-entrepreneur/) - Want to grow your work as a freelancer into a full-time business? We sat down with entrepreneur Katia Myroniuk to talk about her journey from 'side hustle' to entrepreneurship. - [How to Create Financial Goals You Can Stick To](https://www.youngadultmoney.com/how-to-create-financial-goals/) - Want to stick to your financial goals this year? Here are unique goal-setting tips to help increase your chances of success. - [Overwhelmed by Student Loans? Here's How to Manage Them](https://www.youngadultmoney.com/overwhelmed-by-student-loans/) - Overwhelmed by student loans? Here are a few different ways to make them more manageable. - [How to Pay Off Debt Using the Debt Snowball Method](https://www.youngadultmoney.com/debt-snowball-method/) - The debt snowball is a strategy that can work to help you get out of debt faster. Here's all of your questions answered about the debt snowball method. - [5 Specific Ways to Pay Off Your Student Loans Faster](https://www.youngadultmoney.com/pay-off-student-loans-faster/) - Ready to get serious about paying off your student loan debt? Follow these 5 tips to get out of student loan debt faster. - [Have Private Student Loans? Here's How You Can Save Money](https://www.youngadultmoney.com/private-student-loans-save-money/) - College and grad school keeps getting more and more expensive, so if you have student loans there's a chance you may have private student loans with a bank. If you have private student loans here's how you can save money. - [7 Tips for Paying Off Debt on a Low Income](https://www.youngadultmoney.com/paying-debt-low-income/) - You may be wondering how you can possibly pay off debt while on a low income. It may not be easy, but it is possible. We have 7 tips that will help you make progress on your debt, even if you have a low income. - [How the Debt Snowflake Works](https://www.youngadultmoney.com/how-the-debt-snowflake-works/) - Want to pay off your debt even faster? Try implementing the debt snowflake method. Here's what you need to know. - [How I Paid Off $30,000 of Student Loans](https://www.youngadultmoney.com/paid-off-30000-student-loans/) - Student loan debt doesn't have to consume you. Learn how one of our writers paid off $30,000 of student loan debt. - [The Difference Between Consolidating and Refinancing your Student Loans](https://www.youngadultmoney.com/consolidating-refinancing-student-loans/) - You may think that consolidating and refinancing your student loans are the same thing, but think again. The impact and implications of student loan consolidation is much different than student loan refinancing. We break down the difference. - [5 Financial Goals You Can Accomplish in 3 Months](https://www.youngadultmoney.com/financial-goals-3-months/) - Don't become overwhelmed by long-term financial goals - here are 5 money goals you can accomplish in just three months or less. - [Ways to Make Your Living Situation More Affordable](https://www.youngadultmoney.com/living-situation-affordable/) - The average American spends 37% of their take-home pay on living expenses. Here's four ways to make your living situation more affordable. - [How the 50-30-20 Budget Works](https://www.youngadultmoney.com/50-30-20-budget/) - The 50-30-20 Budget is one of the most straight forward budgeting tactics...have you tried it? Here's everything you need to know. - [A Simple Hack I Use to Save Money When I Shop Online](https://www.youngadultmoney.com/simple-hack-save-money-online/) - If you shop online and aren't using this simple hack to save money on every online purchase, you should start. It's quick, simple, and once you are in the habit of it you won't even think twice about doing it. - [Free 2014 Editorial Calendar Download for Bloggers](https://www.youngadultmoney.com/2018/11/14/free-2019-editorial-calendar-google-sheets/) - We have a free 2014 editorial calendar download for blogs and bloggers. We hope it will help you to stay organized and make planning ahead easier. - [Free 2015 Editorial Calendar in Google Spreadsheets for Bloggers](https://www.youngadultmoney.com/2018/11/14/free-2019-editorial-calendar-google-sheets/) - We have a free 2015 editorial calendar in Google Spreadsheets for bloggers that you can download and use to plan content for your blog. - [Free 2016 Editorial Calendar in Google Spreadsheets](https://www.youngadultmoney.com/free-2016-editorial-calendar-in-google-spreadsheets/) - Are you a blogger or content manager? Then you need this free editorial calendar for 2016 to help you manage your content schedule! - [FREE 2017 Editorial Calendar in Google Spreadsheets](https://www.youngadultmoney.com/2018/11/14/free-2019-editorial-calendar-google-sheets/) - If you are a blogger the best thing you can do for your blog is use an editorial calendar. Here's a FREE 2017 editorial calendar in Google Spreadsheets. - [Free 2018 Editorial Calendar in Google Sheets](https://www.youngadultmoney.com/2018/11/14/free-2019-editorial-calendar-google-sheets/) - Looking for a free 2018 editorial calendar to plan your blog content? Here's a free 2018 editorial calendar in Google Sheets you can download. - [How to get a Free Weekend Getaway](https://www.youngadultmoney.com/2018/03/12/top-travel-rewards-credit-cards/) - A weekend getaway is a great way to relax, unwind, and explore a new. Travel can hit your wallet hard, though, so we share how to get a free weekend giveaway. - [Here's How You Can Get a Free $400 By Switching Banks](https://www.youngadultmoney.com/how-to-get-a-free-400/) - Did you know that some banks will pay you to switch? Here's how you can get a FREE $400 by switching banks. - [Top Credit Cards for Low Credit Scores](https://www.youngadultmoney.com/2018/03/12/top-travel-rewards-credit-cards/) - Any of these credit cards for low credit scores will help you build or re-establish a good credit history and improve your credit score. - [The 7 Keys to Successful Travel](https://www.youngadultmoney.com/2018/03/12/top-travel-rewards-credit-cards/) - Do you dream of getting free flights and hotels? Here's the 7 keys to successful travel hacking that I've learned over the past three years. - [5 Ways Credit Cards Impact Your Credit Score (and 1 Way They Don't)](https://www.youngadultmoney.com/5-ways-credit-cards-impact-your-credit-score/) - This post gives 5 ways credit cards impact your credit score, for better or for worse, and also gives one myth about the connection. - [Do's and Don'ts of Credit Card Rewards](https://www.youngadultmoney.com/2018/03/12/top-travel-rewards-credit-cards/) - Thinking about trying your hand at credit card churning to score a free vacation? Here's what you need to know before you start applying for rewards cards. - [How Travel is Possible](https://www.youngadultmoney.com/2018/03/12/top-travel-rewards-credit-cards/) - Think traveling is out of your budget? Think again! With credit card hacking, you'll find many options open up for you as you can get free flights and stays. - [Mail Credit Card Offers > Online Credit Card Offers](https://www.youngadultmoney.com/2018/03/12/top-travel-rewards-credit-cards/) - If you are thinking about signing up for a credit card online read this first! You could be getting a bad deal compared to some of the other offers out there. - [How to go to Vegas for Free](https://www.youngadultmoney.com/2018/03/12/top-travel-rewards-credit-cards/) - Believe it or not, you can go to Vegas for free. We explain exactly how you can go to Vegas for free in this post. - [Why You Might Want to Open Your "Junk" Mail](https://www.youngadultmoney.com/2018/03/12/top-travel-rewards-credit-cards/) - You might want to think twice before not opening your "junk" mail. There can be valuable rewards in them - and you may not even know it! - [5 Best Travel Reward Credit Cards for 2015](https://www.youngadultmoney.com/2018/03/12/top-travel-rewards-credit-cards/) - Looking to travel in 2015? We have the 5 best travel reward credit cards for 2015 to help you to travel for free or cheap. - [Do You Use Cash or Credit Cards?](https://www.youngadultmoney.com/2018/03/12/top-travel-rewards-credit-cards/) - Do you use cash or credit cards when making everyday payments? Why or why not? - [9 Side Hustle Ideas to Start in Your 20s](https://www.youngadultmoney.com/side-hustle-ideas-20s/) - Push your finances forward and set yourself up for success down the road by starting a side hustle in your 20s. Here's 9 side hustle ideas to help you brainstorm the right one for you. - [Free 2019 Editorial Calendar in Google Sheets](https://www.youngadultmoney.com/free-2019-editorial-calendar-google-sheets/) - Use our free 2019 editorial calendar in Google Sheets to plan your content ahead of time. - [Make Money Online By Learning These 10 Skills](https://www.youngadultmoney.com/make-money-online-learning-skills/) - Want to make money online - and scale it up to a full business over time? Then you may want to learn one or more of these 10 skills to start making money from your laptop. - [9 Money Moves to Make Before the End of the Year](https://www.youngadultmoney.com/money-moves-end-of-year/) - Don't let the year slip by - make these 9 money moves today. - [Why You Should Not Paint Your Apartment](https://www.youngadultmoney.com/why-you-should-not-paint-your-apartment/) - [12 Tips for Beginner Couponers](https://www.youngadultmoney.com/12-tips-for-beginner-and-new-couponers/) - Using coupons has saved me and my wife thousands of dollars. Today I share 12 tips for new and beginner couponers. - [7 Ways to Improve Your Finances in 5 Minutes or Less](https://www.youngadultmoney.com/improve-finances-in-minutes/) - Only have 5 minutes? Believe it or not, you can improve your finances in even just 5 minutes! Here's 7 ways you can do it. - [10 Bills You Can Lower to Save Money](https://www.youngadultmoney.com/bills-lower-save-money/) - If you want to save more money the best way to do it is to spend less. Lowering your monthly bills is a great place to start. Here are 10 bills you can lower to save money. - [What To Do If You Have a Ton of Student Loans](https://www.youngadultmoney.com/what-to-do-student-loans/) - It's becoming the norm to graduate college or grad school with a ton of student loan debt. Here's what to do if you find yourself in a situation where you have a ton of student loans. - [The Ultimate Personal Finance Checklist (with Free Download)](https://www.youngadultmoney.com/ultimate-personal-finance-checklist/) - Ready to get serious about your finances? Use our free ultimate personal finance checklist to take proactive steps to improve your finances. - [7 Moves to Make Today to Automatically Build Wealth](https://www.youngadultmoney.com/automatically-build-wealth/) - Do you want to build wealth? You'll want to check out these 7 moves to make to automatically build wealth. - [How to Lower Your Student Loan Payments](https://www.youngadultmoney.com/how-to-lower-your-student-loan-payments/) - Are your student loan payments too much for you to handle right now? Here are a few options to help lower your student loan payments. - [12 Tips for Paying Off Debt Faster](https://www.youngadultmoney.com/12-tips-for-paying-off-debt-faster/) - Overwhelmed by debt? Want to become debt-free as quickly as possible? These 12 tips will help you get out of debt, and fast. - [How to Deal with Student Loans: 5 Things You Should Do](https://www.youngadultmoney.com/how-to-deal-with-student-loans-5-things-you-should-do/) - With student loan debt surpassing $1.3 trillion, many people have student loans. Here's some tips on how to deal with student loans. - [5 Ways to Lower Your Interest Rate on Your Debt](https://www.youngadultmoney.com/ways-to-lower-your-interest-rate-on-your-debt/) - Feel stuck in your debt? The good news is that you can lower your interest rate to get your debt paid off faster. Here are 5 ways to lower your interest rate. - [Do These 5 Things Before Starting A Side Hustle](https://www.youngadultmoney.com/do-these-5-things-before-starting-a-side-hustle/) - Side hustles can give your finances a huge boost, but when should you start a side hustle? Here's a list of 5 things you should do before starting a side hustle. - [How to Make Your Student Loans More Manageable](https://www.youngadultmoney.com/student-loans-more-manageable/) - Drowning in a sea of student loan debt? Are you aware of all the options out there that can help make student loans more manageable? Get all the details here. - [The 5 Best Balance Transfer Credit Cards](https://www.youngadultmoney.com/the-5-best-balance-transfer-credit-cards/) - Are you looking for a balance transfer credit card? We have the 5 best balance transfer credit cards in this post. - [How to Get a Free International Flight on United Airlines](https://www.youngadultmoney.com/how-to-get-a-free-international-flight-on-united-airlines/) - Want to fly internationally but don't want to pay thousands? Here's a proven strategy to get a free international flight on United Airlines. - [How to Save Money on a Holiday Party](https://www.youngadultmoney.com/save-money-holiday-party/) - Throwing a holiday party doesn't have to break the bank. Here's how to throw a memorable holiday party while on a budget. - [The Beginner’s Guide to Side Hustles](https://www.youngadultmoney.com/beginners-guide-side-hustles/) - Want to earn extra money on the side? Here's everything you need to know about starting your own side hustle. - [Stressed Out About Money? 5 Things to Do](https://www.youngadultmoney.com/stressed-out-about-money/) - Don't let money stress you out. Here's some things you can do to help alleviate your stress. - [7 Tips Every Freelance Writer Should Know](https://www.youngadultmoney.com/tips-freelance-writer/) - Every freelance writer has to start somewhere - here are 7 tips every freelancer should know. - [5 Small Ways You Can Start Paying Off Debt Today](https://www.youngadultmoney.com/start-paying-off-debt/) - Paying off debt can be a long journey, but that doesn't mean you can't leverage small money moves to pay off debt. Here's how. - [5 Tips for Transitioning to a Higher Paying Career](https://www.youngadultmoney.com/higher-paying-career/) - Want to earn more money by switching careers? Here's how you can transition into a higher paying career. - [How to Budget Money With Your Partner](https://www.youngadultmoney.com/budget-money-with-partner/) - Budgeting can be challenging as an individual, but how do you budget as a couple? Here are 4 ways to budget money with your partner. - [How to Answer These 5 Common Interview Questions](https://www.youngadultmoney.com/answer-common-interview-questions/) - Searching for your next gig? Ace your next job interview by knowing how to respond to these common interview questions. - [7 Side Hustles That You Can Do Through an App](https://www.youngadultmoney.com/side-hustles-through-an-app/) - Want to earn money through your phone? Check out these 7 side hustles you can do through an app. - [When (and How) to Consolidate or Refinance Student Loans](https://www.youngadultmoney.com/consolidate-or-refinance-student-loans/) - You should consider looking into how to consolidate or refinance student loans if your payments have become too much to manage or have high interest rates. - [A Step by Step Guide to Get Started Budgeting](https://www.youngadultmoney.com/a-step-by-step-guide-to-get-started-budgeting/) - We put together a step-by-step guide to get started budgeting. Follow the 8 simple steps and you will be on your way to having a budget that works. - [20 Unexpected Expenses](https://www.youngadultmoney.com/20-unexpected-expenses/) - [Start Saving for Christmas Now with These 5 Tips](https://www.youngadultmoney.com/start-saving-for-christmas-now/) - It's never too early to start saving - here's what you can do now to prepare for the holiday season. - [5 Things that are Sabotaging Your Budget](https://www.youngadultmoney.com/sabotaging-your-budget/) - Are you falling victim to yourself? Here's how you might be sabotaging your own budget. - [7 Things to Consider When Buying a Fixer Upper](https://www.youngadultmoney.com/buying-fixer-upper/) - Thinking about buying a fixer upper? Before you dive right in, make sure you consider these 7 things first. - [4 Budgeting Strategies that Really Work](https://www.youngadultmoney.com/budgeting-strategies-that-work/) - The first step to managing your money is to find the budgeting strategy that works best for you. These 4 popular strategies are the best in the game to help whip your finances into tip-top shape. - [8 Places to Find Tutoring Clients](https://www.youngadultmoney.com/places-to-find-tutoring-clients/) - Interested in making money by tutoring others? Here are the best places to find tutoring clients. - [What to Expect When Using AirBnB for the First Time](https://www.youngadultmoney.com/what-to-expect-when-using-airbnb-for-the-first-time/) - Offers instructions on finding an AirBnB room, contacting host, and things to think about before using AirBnB for the first time. - [9 Sites to Find Work From Home Jobs](https://www.youngadultmoney.com/sites-work-from-home-jobs/) - Want to work from home? If you are looking for work from home or remote jobs, check out these 9 different websites that list legitimate work from home jobs. - [8 Ways to Get Ahead Financially, No Matter Where You Are At](https://www.youngadultmoney.com/get-ahead-financially/) - If you feel stuck with your money situation, here are 8 things you can do to get financially ahead. - [Hate Budgeting? 12 Tips to Make Budgeting Less Painful](https://www.youngadultmoney.com/make-budgeting-less-painful/) - Do you hate budgeting? It doesn't have to be hard or miserable. Here are 12 tips to make budgeting less painful. - [10 Easy Ways to Improve Your Finances Today](https://www.youngadultmoney.com/easy-ways-improve-your-finances-today/) - No matter where you are financially, you can always work to improve your situation. Here are 10 easy ways you can improve your finances today. - [7 Websites & Apps for Making Easy Extra Side Cash](https://www.youngadultmoney.com/7-websites-apps-for-making-easy-extra-side-cash/) - Want to earn extra money on the side, but don't want to start a side hustle to do it? These 7 websites and apps will give you a good idea of where to start! - [The Best Survey Sites to Make Extra Money](https://www.youngadultmoney.com/best-survey-sites-extra-money/) - Yes, you can make money by taking surveys from the comfort of your own home. The reason why is because virtually every company wants more information about what consumers (like you) think. Here are the best survey sites to make extra money. - [7 Ways to Make Extra Cash This Weekend](https://www.youngadultmoney.com/7-ways-to-make-extra-cash-this-weekend/) - Have free time on the weekend? You can make some extra cash. Here's 7 ways you can use your weekend to make extra money. - [7 Hacks to Save Money at Target](https://www.youngadultmoney.com/7-hacks-to-save-money-at-target/) - Do you love to shop at Target? You'll want to know these 7 hacks that will save you money at Target. - [529 Plans: Should You Contribute to One?](https://www.youngadultmoney.com/529-plans-should-you-contribute/) - 529 plans can help you pay for your children's college education and help them avoid massive student loan debt, but should you contribute to a 529 plan? Here's everything you need to know. - [This is How Financial Advisors Charge](https://www.youngadultmoney.com/how-financial-advisors-charge/) - Interested in hiring a financial advisor? Before you do, be sure you understand exactly how they charge you for their services. Here is everything you need to know. - [Should You Be Tracking Your Net Worth?](https://www.youngadultmoney.com/tracking-your-net-worth/) - Is it even worth it to check your net worth? In most cases, yes, it makes sense. Here's what you need to know about your net worth and how you can track it. - [Every Credit Card I've Ever Churned](https://www.youngadultmoney.com/every-credit-card-ive-ever-churned/) - I've been churning credit cards for a few years now, so I thought it would be valuable to share every credit card I've ever churned. - [10 Ways to Make More Money](https://www.youngadultmoney.com/ways-to-make-more-money/) - Increasing your income can drastically improve your finances. Here are 10 ways you can start making more money today. - [How to Ask for Higher Pay Even if You Are Scared](https://www.youngadultmoney.com/ask-for-higher-pay-scared/) - Don't let fear prevent you from getting paid what you are worth. Here's how you can ask for higher pay, even if you're scared. - [What's the Difference Between a Tax Deduction and a Tax Credit?](https://www.youngadultmoney.com/tax-deduction-credit-difference/) - Do you know the difference between a tax deduction and a tax credit? Here's what makes them different, and how you can use both to your benefit. - [Why You Should Invest While You are in Debt](https://www.youngadultmoney.com/invest-while-in-debt/) - Should you begin investing, even if you have debt? Yes, you should. Here's why. - [3 Reasons Millennials Should Invest in Dividend Stocks](https://www.youngadultmoney.com/3-reasons-millennials-should-invest-in-dividend-stocks/) - Here are 3 reasons that millennials should should consider investing their money in dividend stocks for a long-term income and retirement planning solution. - [Using Dividend-Paying Stocks for Income](https://www.youngadultmoney.com/2017/04/03/how-much-can-you-make-in-dividend-income-this-spreadsheet-will-show-you/) - Dividend-Paying Stocks can be a great source of income. Read more about this income-producing asset in this post. - [Saving Money for Single Parents](https://www.youngadultmoney.com/saving-money-single-parents/) - It's hard to save money as a single parent on a tight budget. Use these strategies to save more money this year. - [Imposter Syndrome: What It Is and How to Beat It](https://www.youngadultmoney.com/imposter-syndrome/) - Is imposter syndrome wrecking havoc on your career and life? Here's everything you need to know about imposter syndrome, and how you can overcome it. - [How to Calculate Quarterly Estimated Taxes](https://www.youngadultmoney.com/how-to-calculate-quarterly-estimated-taxes/) - We explain how to quickly and easily calculate quarterly estimated taxes for your side income. - [How to Make Sure You Get a Tax Refund Next Year](https://www.youngadultmoney.com/tax-refund-next-year/) - Did you have to pay in last year when you filed taxes? If you're sick of paying in when taxes roll around each year follow these strategies to make sure you get a tax refund next year. - [How to Invest Ethically](https://www.youngadultmoney.com/how-to-invest-ethically/) - Have you ever heard of the term ethical investing? Here's everything you need to know, and how you can make money while making ethical choices with your money. - [How to Make Money as a Social Media Manager](https://www.youngadultmoney.com/make-money-social-media-manager/) - Have a love of social media and want to turn it into a lucrative career? As a social media manager - you can! Here are the steps you can take to turn your passion into a cash cow! - [6 Money Questions to Ask Your Partner](https://www.youngadultmoney.com/money-questions-ask-your-partner/) - Are you and your partner compatible financially? Start the financial conversation by asking these 6 questions. - [How to Use Your LinkedIn Profile to Attract Freelance Clients](https://www.youngadultmoney.com/linkedin-attract-freelance-clients/) - Want to find out how to use LinkedIn to generate leads and land more freelance gigs? Check out this guide on how to optimize your profile, send messages to prospects, and more! - [The Top Coupon Sites Actually Worth Your Time](https://www.youngadultmoney.com/top-coupon-sites/) - You can maximize your time and save money by checking out these 8 coupon sites. - [What to do if You and Your Partner Aren't Financially Compatible](https://www.youngadultmoney.com/what-to-do-if-you-and-your-partner-arent-financially-compatible/) - Don't feel like you're financially compatible with your partner, but also don't want to end things? Here are a few solutions you should try first. - [7 Tools That Will Alleviate Money Stress](https://www.youngadultmoney.com/tools-alleviate-money-stress/) - Stressed about money? These 7 tools will help you get your financial life in order. - [Here’s Why Your Personal Brand is More Important Than Your Business Brand](https://www.youngadultmoney.com/personal-brand-more-important/) - Your personal brand is more important than your business brand. Don't believe me? Allow me to explain. - [8 Highly Successful People Who Failed at First](https://www.youngadultmoney.com/successful-people-who-failed/) - Inevitably, everyone faces failure at some point. Don't believe it? Check out how these 8 highly successful people who overcame their epic failures. - [7 Things I Learned From Becoming a Freelance Writer](https://www.youngadultmoney.com/becoming-a-freelance-writer/) - Interested in launching your own freelance writing business? Here are 7 insider tips to get you started, all things I learned from becoming a freelance writer myself. - [10 Podcasts to Listen to for Financial Success](https://www.youngadultmoney.com/podcasts-financial-success/) - What makes podcasts so great? They allow you to learn while on the go. Here are the top personal finance podcasts to listen to for financial success. - [Welcome To The Wide World Of Marketing And Advertising](https://www.youngadultmoney.com/welcome-to-the-wide-world-of-marketing-and-advertising/) - Marketing and advertising are changing at a rapid pace. Every year the most effective strategies change. - [8 Ways to Save Money on Travel](https://www.youngadultmoney.com/save-money-on-travel/) - Want to travel but don't want to break the bank? Have no fear! Here are 8 ways to save money on travel in order to have a fun and affordable vacation! - [13 Employee Benefits You Should Take Advantage Of](https://www.youngadultmoney.com/employee-benefits-take-advantage-of/) - Every year billions of dollars in employee benefits go unused. Be sure that you are not missing out on any perks available to you. - [18 Ways to Cut the Cost of Your Wedding](https://www.youngadultmoney.com/cut-cost-of-wedding/) - Your wedding is one of the most important days of your life, but it can be costly. Here are some money saving tips to help you cut the cost of your wedding while still having the wedding of your dreams. - [How to Restock Your Emergency Fund After a Crisis](https://www.youngadultmoney.com/restock-emergency-fund/) - You never know when a financial emergency could happen. Here's how to quickly restock your emergency fund after a crisis. - [Promotional Consistency: It's More than Just Branding](https://www.youngadultmoney.com/promotional-consistency-its-more-than-just-branding/) - If you want to stay "on brand," there are many tools and systems that can help. One of these is a content management system, but there are others you should consider as well. - [Smart Ways to Start Saving for Future Retirement Right Now](https://www.youngadultmoney.com/smart-ways-to-start-saving-for-future-retirement-right-now/) - Everyone needs to start saving for retirement. Here are some smart ways to start saving for retirement right now. - [25 Fun Date Ideas that Aren’t Expensive](https://www.youngadultmoney.com/fun-date-ideas-arent-expensive/) - Looking for some fun date ideas that won't break the bank? Whether it's a first date, or a night out with that special someone, you'll be sure to find some great ideas on this list! - [7 Easy Ways to Start Building Residual Income](https://www.youngadultmoney.com/start-building-residual-income/) - Want to make money while you sleep? Then passive income is for you. Here are 7 ways you can start building residual income. - [12 Productivity Hacks to Help You Side Hustle Better](https://www.youngadultmoney.com/productivity-hacks-side-hustle/) - It's difficult to make a side hustle work. Everyone is busy. You have to make the best use of your time. These 12 productivity hacks are guaranteed to help you side hustle better. - [7 Things You Need to Update On Your Resume This Year](https://www.youngadultmoney.com/update-your-resume-this-year/) - Don't miss out on opportunities because of an outdated resume. Make these 7 changes to your resume today. - [4 Quick and Easy Ways to Start Investing in the Stock Market](https://www.youngadultmoney.com/4-quick-and-easy-ways-to-start-investing-in-the-stock-market/) - The stock market can be intimidating, but it doesn't have to be. Here are 4 quick and easy ways to start investing in the stock market. - [The Spring Cleaning Personal Finance Checklist](https://www.youngadultmoney.com/spring-cleaning-personal-finance-checklist/) - Spring time means time to spring clean and organize, so why not your finances? Use this Spring cleaning personal finance checklist to clean up your finances. - [7 Side Hustle Ideas That Might Surprise You](https://www.youngadultmoney.com/side-hustle-ideas-surprise-you/) - When it comes to finding ways to make extra money, there is no shortage of ideas. However some ideas might leave you wondering why you hadn't heard of them before. These 7 side hustle ideas might surprise you. - [How this Digital Nomad Funds Her Dream of Traveling the World](https://www.youngadultmoney.com/how-digital-nomad-funds-traveling/) - Do you have big dreams of traveling the world but aren't sure where to start? Digital nomad Stéphanie Smolders talks about how she is able to make money online and travel anywhere in the world in this exclusive interview with Young Adult Money! - [How to Rollover Your 401(K) When You Leave a Job](https://www.youngadultmoney.com/how-to-rollover-401k/) - So you left your job. But what were you supposed to do with the money in your 401(k) plan? Here's all of your options laid out. - [8 Easy Ways to Grow Your Writing and Blogging Portfolio](https://www.youngadultmoney.com/grow-writing-portfolio/) - Do you want to make money with online writing but are worried that you don't have enough experience? Here are 8 easy ways to grow your writing and blogging portfolio to help you land your first paid client! - [How to Make Money Blogging](https://www.youngadultmoney.com/make-money-blogging/) - Ready to start a blog? Many bloggers make money blogging. Here's everything you need to know about how to start a blog that makes money. - [5 Ways To Prepare For Buying A Home](https://www.youngadultmoney.com/buying-a-home/) - Home ownership begins with a solid foundation of planning and prep work, but where do you begin? Prepare for buying a home by doing theses 5 things. - [10 Underrated Side Gigs That Will Make You Money](https://www.youngadultmoney.com/underrated-side-gigs/) - Want to make some extra money in your spare time? Having a side gig can get you the money to need to do what you love. Here are the most underrated - but awesome - side gigs to earn money now! - [The Best Mystery Shopping Companies for Side Income](https://www.youngadultmoney.com/mystery-shopping-companies-side-income/) - Mystery shopping is a great way to bring in extra income to cover smaller expenses while saving money on your favorite activities. Here are the best mystery shopping companies for side income. - [5 Daily Habits of the World's Youngest Millionaires](https://www.youngadultmoney.com/daily-habits-youngest-millionaires/) - Want to earn the 7-figure income you've dreamed about? Copy the daily habits of the world's youngest millionaires and you might just get there. - [How to Go On a Date Without Spending a Dime](https://www.youngadultmoney.com/free-date-ideas/) - Money tight, but still want to take part in the dating scene? Read these free date ideas to get yourself out there without spending a dime. - [This Business Owner Hates Side Hustles - Here's Why He's Wrong](https://www.youngadultmoney.com/business-owner-hates-side-hustles/) - A business owner recently gave some advice on LinkedIn to anyone who has a side hustle: kill it. He claims people with side hustles should quit and instead spend more time focusing on their full-time job. Here's why he's wrong. - [Do These 7 Things to Save More for Retirement This Year](https://www.youngadultmoney.com/save-more-for-retirement-this-year/) - Now is the perfect time to start saving more money for retirement. Here are 7 things to do to save more for retirement this year. - [Necessities for Productivity and Safety in the Industrial Workplace](https://www.youngadultmoney.com/necessities-for-productivity-and-safety-in-the-industrial-workplace/) - [5 Reasons I decided to get my MBA](https://www.youngadultmoney.com/5-reasons-i-decided-to-get-my-mba/) - Everyone who ends up getting an MBA goes through a period of weighing the pros and cons. I share the 5 reasons I decided to get my MBA. - [3 Businesses you can run from anywhere in the World](https://www.youngadultmoney.com/3-businesses-you-can-run-from-anywhere-in-the-world/) - [5 Things You Need to Know Before Buying a Used Car](https://www.youngadultmoney.com/5-things-you-need-to-know-before-buying-a-used-car/) - Are you thinking about buying a used car soon? Consider these 5 things and be prepared for the process before you start browsing dealerships and websites. - [5 Tips to Save Money When Buying a New Car](https://www.youngadultmoney.com/5-tips-to-save-money-when-buying-a-new-car/) - When you are buying a new car it's always in your best interest to save as much money as you can. We have 5 tips for you to save money when you are buying a new car. - [3 Reasons to think about Retirement at a Young Age](https://www.youngadultmoney.com/three-reasons-to-think-about-retirement-at-a-young-age/) - [Top Travel Rewards Credit Cards for 2017](https://www.youngadultmoney.com/2018/03/12/top-travel-rewards-credit-cards/) - Travel rewards credit cards offer more advantages than ever before. We share the top travel rewards credit cards for 2017 that help you travel free. - [5 Types of Insurance That Millennials Should Have](https://www.youngadultmoney.com/insurance-millennials/) - Insurance is usually an overlooked component in the millennial financial house but it is needed now more than ever. Take a look at these 5 types of insurance that are necessary for a strong financial foundation. - [How to Earn Tax-Free Airbnb Income With the Masters Rule](https://www.youngadultmoney.com/tax-free-airbnb-income-masters-rule/) - Renting on Airbnb is a popular way to earn additional money. There is a little known tax loophole called the Masters Rule that allows people to rent out their residences for up to 14 nights per year without reporting the income. For occasional hosts this is a great tax-free side hustle to earn uncapped tax-free income. - [10 Expert Tips if You Want to Become a Great Airbnb Host](https://www.youngadultmoney.com/become-airbnb-host/) - Learn from experienced Airbnb hosts as they share their top tips with us, including what they wish they knew before signing up. - [Should You Invest When You are in Debt?](https://www.youngadultmoney.com/invest-when-in-debt/) - You will get different answers depending who you ask "should you invest when you are in debt?" It sounds like a simple enough question, but every situation is different. Here's our thoughts on whether you should invest when you are in debt. - [10 Ways to Turbo-Charge Your Emergency Fund](https://www.youngadultmoney.com/turbo-charge-emergency-fund/) - Want or need to boost your emergency fund? Perhaps you haven't even started? Here are ten ways to turbo-charge your emergency fund so that you can reach your saving goals faster. - [8 Things Your Employer Notices About You at Work](https://www.youngadultmoney.com/employer-notices-at-work/) - Even the most flexible employers notice more about your work style than you may realize. Here's 8 surprising things your employer notices about you at work. - [In a Bad Financial Situation? Here's What to Do](https://www.youngadultmoney.com/bad-financial-situation/) - If you've found yourself living paycheck-to-paycheck and unable to pay your bills or are in some other bad financial situation, don't panic. Here's what to do if you find yourself in a bad financial situation. - [10 Habits to Change to Save Money](https://www.youngadultmoney.com/habits-to-save-money/) - How much are your bad habits costing you? Here are 10 common bad habits to change to save money. - [7 Ways to Make Money Online](https://www.youngadultmoney.com/7-ways-to-make-money-online/) - Many people desire to make money online. In this post we share 7 ways to make money online. - [Which Student Loan Repayment Plan Is Right For You?](https://www.youngadultmoney.com/which-student-loan-repayment-plan-is-right-for-you/) - Standard, graduated, income-based. These are just a few of the student loan repayment plans available. Use our guide to find the right student loan repayment plan for you. - [How to Become a Paid Freelance Writer](https://www.youngadultmoney.com/freelance-writing/) - Yes, you can become a paid freelance writer! Here's how to become a paid freelance writer, from setting up a blog to pitching potential clients. - [TD Bank Rolls Out 100% Online Account Opening Process](https://www.youngadultmoney.com/td-online-account-opening-process/) - TD Bank rolls out 100% online account opening process, allowing Canadian users to open direct trading, RSP, and TFSA accounts online and in just 24 hours. - [5 Ways to Negotiate Better](https://www.youngadultmoney.com/ways-to-negotiate-better/) - Do you know what you want, but are afraid to ask for it? Negotiation can be a powerful, but intimidating, tool. Here are 5 ways to negotiate better. - [Why Minimalism Won't Help Your Finances](https://www.youngadultmoney.com/why-minimalism-wont-help-your-finances/) - The concept of minimalism says that if you become mindful of spending then you could dramatically improve your finances. Here's why that logic falls short. - [7 Ways to Save Money Without Realizing It](https://www.youngadultmoney.com/7-ways-to-save-money-without-realizing-it/) - Saving money doesn't have to be an arduous task. With a few simple saving hacks, you'll save money before you even realize it. Here's 7 ways to save money without even trying. - [How I Got a Book Deal](https://www.youngadultmoney.com/how-i-got-a-book-deal/) - I share how I got a book deal and how you can too. I explain exactly how the process worked and tips for those who want to get a book deal. - [8 Reasons Why Blogging is the Best Side Hustle](https://www.youngadultmoney.com/blogging-best-side-hustle/) - If you want or need to earn extra money on the side, consider starting a blog. Here are 8 reasons why blogging is the best side hustle. - [8 Money Moves to Make after Building an Emergency Fund](https://www.youngadultmoney.com/money-moves-after-emergency-fund/) - Building an emergency fund is no small feat, but improving your finances doesn't stop there. Here's 8 money moves you should make after building an emergency fund. - [30+ Ways to Improve Your Blog](https://www.youngadultmoney.com/30-ways-to-improve-your-blog/) - There is always something more you can do to improve your blog. We have a list of 30+ ways to improve your blog - start improving yours today. - [When Freelancers Should and Shouldn't Work For Free](https://www.youngadultmoney.com/freelancers-shouldnt-work-for-free/) - Freelancing can be a great way to earn some extra money, but getting clients can be difficult. Here's how to decide whether or not to work for free as a freelancer. - [10 Things My Side Hustles Taught Me About Money](https://www.youngadultmoney.com/side-hustles-taught-money/) - Side hustles can teach you a lot about money, including money management and improving your finances. Some will even give you a crash course in entrepreneurship. - [7 Things to do With Side Hustle Income](https://www.youngadultmoney.com/7-things-to-do-with-side-hustle-income/) - Wondering what to do with all the side hustle income you've been producing? Here are 7 ideas to accelerate your progress toward your financial goals. - [5 Side Hustles that Make at Least $500 a Month](https://www.youngadultmoney.com/5-side-hustles-that-make-at-least-500-a-month/) - What would you do with an extra $500? These 5 side hustles help you earn $500+ every month. Find out what you need to get started. - [How to Save For Retirement When You're Self-Employed](https://www.youngadultmoney.com/save-for-retirement-self-employed/) - Saving for retirement when you’re self-employed can be a challenge. Let's review some of the ways you can best go about doing it. - [How to Answer Common Interview Questions [With Free Download]](https://www.youngadultmoney.com/common-interview-questions-free-download/) - Rock your next job interview! Learn how to organize your accomplishments and feel cool, calm and collected with this FREE template that helps you answer common interview questions. - [How to Start a Side Hustle, Even if You're Busy](https://www.youngadultmoney.com/side-hustle-busy/) - If you want to start a side hustle but you're busy, don't worry. It's possible to start a side hustle even if you're busy. Use these tips to get started. - [10 Smart Things to Do With Your Tax Refund](https://www.youngadultmoney.com/smart-things-tax-return/) - Are you expecting a tax refund this year? Put that money to good use by doing one of these ten things. - [Ebates Review: Earn Cash Back on Regular Purchases](https://www.youngadultmoney.com/ebates-review/) - Do you shop online? If you are not using Ebates to earn cash back on regular purchases, you're missing out on free cash. Here's how it works. - [Millennials and Job Hopping - Is It a Bad Thing?](https://www.youngadultmoney.com/millennials-and-job-hopping/) - Job hopping isn’t a bad thing. It’s a tool millennials have used to maximize their earning potential and get the career advancement they desire. - [Do You Uber? Do this now to get Rewarded each Ride](https://www.youngadultmoney.com/cash-back-uber-rides/) - If you use Uber and you aren't getting CASHBACK rewards on Uber rides, you are missing out. Find out how to get rewarded on each Uber ride. - [5 Best Expert Tips for Starting a Photography Side Hustle](https://www.youngadultmoney.com/expert-tips-starting-photography-side-hustle/) - Amazing photographers share with us their best tips and expert tricks to starting a photography side hustle. - [5 Steps to Start a Tutoring Side Hustle](https://www.youngadultmoney.com/tutoring-side-hustle/) - Do you like to teach? Do you want to or need to make more money? Consider starting a tutoring side hustle. Here's 5 steps to start a tutoring side hustle. - [What to Do If You Don't Make Enough Money](https://www.youngadultmoney.com/dont-make-enough-money/) - Is your cash flow feeling a little tight? Are you trying to pay off debt or want to stop living paycheck to paycheck? Here's exactly what to do if you don't make enough money. - [7 Things You Can Do to Get More Out of Life](https://www.youngadultmoney.com/get-more-out-of-life/) - You don’t have to make huge moves to get more out of life. It’s important to just start somewhere. Here are seven things you can do to get more out of life. - [5 Financial Goals Everyone Should Work Towards](https://www.youngadultmoney.com/5-financial-goals-everyone-should-work-towards/) - Personal finance IS personal, but are there some concepts that can be applied to everyone? We share 5 financial goals everyone should work towards. - [How to Improve Your Life by Having a Wealth Mindset](https://www.youngadultmoney.com/improve-your-life-wealth-mindset/) - How do we change our perspective on our finances? One way is through the surprising benefits of cultivating a "wealth mindset." - [Why Outsourcing Will Only Increase Over Time](https://www.youngadultmoney.com/why-outsourcing-will-only-increase-over-time/) - [Is Stock Picking Bad?](https://www.youngadultmoney.com/is-stock-picking-bad/) - Is stock picking bad? Investing in individual stocks has worked out well for many but has also caused others to lose a lot of money. We analyze it in this post. - [How to Pay off Loans with Side Hustle Money](https://www.youngadultmoney.com/how-to-pay-off-loans-with-side-hustle-money/) - Do you have loans? Consider using side hustle money to to pay off your loans. Here's how to get started. - [Creating an eCommerce Website With WixStores](https://www.youngadultmoney.com/ecommerce-website-with-wixstores/) - Want a one-stop-shop solution for your eCommerce business? Consider trying WixStores - they handle hosting and make setting up your site and store a breeze. - [Broadcast Live with ANGL and Win Cash](https://www.youngadultmoney.com/broadcast-live-with-angl-and-win-cash/) - There are so many live broadcasting apps available now, which one should you choose? Here's an overview of ANGL, an app where you can livestream and win cash! - [Rent Payments Made Easier: RadPad Review](https://www.youngadultmoney.com/rent-payments-easier-radpad-review/) - Tired of paying rent by check? Try paying online or by phone with RadPad. You can use your debit or credit card! - [How to Start a Business If You Hate Taking Risks](https://www.youngadultmoney.com/start-a-business-hate-risks/) - More and more people are interested in starting a business, but most of us shy away from risk. Here's how you can start a business even if you hate taking risks. - [Getting Your Home Exterior Ready for Spring](https://www.youngadultmoney.com/getting-your-home-exterior-ready-for-spring/) - Are you excited for Spring? Spring brings fun, but it also brings home projects and maintenance. Here's some tips on getting your home ready for Spring. - [The Entrepreneurship Test: Do You Have What It Takes to Run a Small Business?](https://www.youngadultmoney.com/the-entrepreneurship-test-do-you-have-what-it-takes-to-run-a-small-business/) - Not everyone thrives in an entrepreneurial environment. Do you have what it takes to run a small business? We discuss some of the qualities that help entrepreneurs succeed. - [Top Affordable Travel Destinations for 2018](https://www.youngadultmoney.com/top-affordable-travel-destinations-for-2018/) - Excited to travel in 2018 but want to find an affordable destination? Here's our picks for the top affordable travel destinations in 2018. - [Top 10 States Where It Pays to Have a Graduate Degree](https://www.youngadultmoney.com/top-10-states-where-it-pays-to-have-a-graduate-degree/) - Graduate degrees are becoming more and more common. We list out the top 10 states where it pays to have a graduate degree. - [$100k in Student Loan Debt: What I Did About It](https://www.youngadultmoney.com/100k-in-student-loan-debt/) - My wife and I graduated from college with a total of $100k in student loan debt. In this post I explain what I did about my student loans. - [How to Start a Pet Sitting Side Hustle](https://www.youngadultmoney.com/pet-sitting-side-hustle/) - Are you passionate about animals and want to make extra money? Learn how to start a pet sitting side hustle and what you need to do to get started. - [10 Unexpected Expenses to Plan For](https://www.youngadultmoney.com/unexpected-expenses-to-plan-for/) - Unexpected expenses will always come up, so it's crucial to know how to handle them. Here are specific 10 common unexpected expenses that most forget to plan for. - [7 Reasons You're Not Getting Freelance Gigs](https://www.youngadultmoney.com/reasons-not-getting-freelance-gigs/) - It's not easy to get freelance gigs. Sometimes it's difficult to understand why you aren't getting them. Here's 7 reasons you may not be landing freelance gigs. - [6 Skills That Can Be Turned Into a Side Hustle](https://www.youngadultmoney.com/6-skills-that-can-be-turned-into-a-side-hustle/) - Don't know what skills you possess that can be turned into a side hustle? This list has 6 fundamental ideas and plenty of examples for anyone to get started. - [5 Tips for New and Wannabe Freelancers](https://www.youngadultmoney.com/tips-for-new-freelancers/) - Being a freelancer has many benefits, but how do you actually get started? Here are 5 great tips for new freelancers. - [How To Save Money While Paying Off Debt](https://www.youngadultmoney.com/save-money-while-paying-off-debt/) - Saving money keeps you from going further into debt. Here’s how to save money while also paying off debt. - [How to Network Effectively for a New Job](https://www.youngadultmoney.com/how-to-network-effectively-for-a-new-job/) - There's an art to networking effectively for a new job. It's not just about business cards and small talk. Here's how to develop meaningful connections instead. - [10 Ways to Make More Money This Year](https://www.youngadultmoney.com/make-more-money-this-year/) - Want to make more money this year? Here are 10 ideas to try. - [7 Actions to Take to Get a Raise This Year](https://www.youngadultmoney.com/7-actions-to-take-to-get-a-raise-this-year/) - Want a raise this year? Here are 7 actions you can take to get a raise this year. Time to increase your income! - [7 Ways to Curb Impulse Spending](https://www.youngadultmoney.com/curb-impulse-spending/) - To truly curb your impulse spending you need to strengthen your willpower. Here are seven different ways to curb impulse purchases and impulse spending. - [12 Financial Goals to Consider for 2018](https://www.youngadultmoney.com/financial-goals-to-consider/) - Want to improve your finances this year? Here's 12 financial goals to consider for 2018. Pick one or more and you will be well on your way to better finances! - [8 Money Mistakes to Avoid in Your 20s](https://www.youngadultmoney.com/money-mistakes-to-avoid-20s/) - There’s a lot to learn about managing your money in your 20s. Here are the top 8 money mistakes to avoid in your 20s, and what you should do instead. - [Ethos Review: Get Life Insurance Online](https://www.youngadultmoney.com/ethos-review-life-insurance-online/) - Exploring life insurance? Ethos is a cutting-edge technology that makes it easy to get life insurance online. Read our Ethos review for all the details. - [Why is Money Taboo? Because Of Our Complete Lack of Empathy](https://www.youngadultmoney.com/money-taboo-lack-of-empathy/) - Money is taboo. There's no denying that. But why? Our complete lack of empathy. Here's how we can show more empathy and make money not taboo. - [10 Practical Ways to Practice Minimalism Each Week](https://www.youngadultmoney.com/practice-minimalism/) - Want to simplify your life and create more room for the things that matter? Minimalism could be beneficial to you. Here are 10 easy ways to practice minimalism this week. - [Minimizing Downtime](https://www.youngadultmoney.com/minimizing-downtime/) - Having a good logistics strategy is essential for minimizing downtime, which can be crippling for a business. - [20 Ways to Minimize Wasting Time](https://www.youngadultmoney.com/20-ways-to-minimize-wasting-time/) - Not sure where your time goes? Need to make better use of your time? Minimize the amount of time you waste with these 20 tips. - [5 Reasons to Choose a Frugal Lifestyle](https://www.youngadultmoney.com/5-reasons-to-choose-a-frugal-lifestyle/) - Choosing a frugal lifestyle isn’t about missing out, it's about decreasing stress, being creative, and saving for the future. - [5 Lessons I Learned From Decluttering](https://www.youngadultmoney.com/5-lessons-i-learned-from-decluttering/) - There are many obvious benefits to decluttering, but there are a lot of surprisingly pleasant side effects to getting rid of unneeded belongings, too! - [20 Easy Ways Millennials Can Practice Minimalism](https://www.youngadultmoney.com/20-easy-ways-millennials-can-practice-minimalism/) - Do you want to practice minimalism but don't know where to start? We have 20 easy ways millennials can practice minimalism in this post. - [How to Handle Relationships and Debt](https://www.youngadultmoney.com/how-to-handle-relationships-and-debt/) - Are you in debt, or is someone you're with in debt? Such a burden has a heavy impact on financial situations. Here's how to deal with relationships and debt. - [4 Ways to Deal with the Stress that Comes with Starting a Small Business](https://www.youngadultmoney.com/stress-small-business/) - Starting a small business can be stressful, but there are ways to minimize it. Here's four specific ways you can alleviate the stress of starting a small business. - [10 Steps for Financial Success In Your 20s](https://www.youngadultmoney.com/10-steps-for-financial-success-in-your-20s/) - If you want to experience financial success in your 20s (and who doesn't?), you need to follow these 10 steps. They'll set the foundation for your future. - [8 Ideas For Making Money With The Sharing Economy](https://www.youngadultmoney.com/making-money-sharing-economy/) - Whether you’re driving people around, delivering orders, or doing tasks, there are ways to make money with the sharing economy. Here's some ideas to get you started. - [6 Ways to Simplify Holiday Shopping](https://www.youngadultmoney.com/6-ways-to-simplify-holiday-shopping/) - Tired of all the holiday madness in the stores? Learn how to simplify holiday shopping so the end of the year is less hectic and expensive and more joyous. - [How to Turn Your Financial Goals Into a Game](https://www.youngadultmoney.com/how-to-turn-your-financial-goals-into-a-game/) - Having trouble getting motivated to get your money in order? Here's how you can turn your financial goals into a game to make things more interesting. - [6 Spending Areas You Can Cut if You Really Need To](https://www.youngadultmoney.com/6-spending-areas-you-can-cut-if-you-really-need-to/) - Are you struggling to make ends meet each month? Take a look at these 6 spending areas you can cut to make room for what really matters in your budget. - [5 Specific Situations Where Planning Ahead Saves You Money](https://www.youngadultmoney.com/5-specific-situations-when-planning-ahead-saves-you-money/) - Not sure how to get ahead financially? The secret is to plan ahead. Here are 5 specific situations where planning ahead saves you money. - [Smart Ways to Change Expensive Spending Habits](https://www.youngadultmoney.com/smart-ways-to-change-expensive-spending-habits/) - Expensive spending habits can drag down a budget, but there is relief. Here's some ways to change your spending habits so they are in-line with your budget. - [How to Stay Optimistic in Difficult Financial Times](https://www.youngadultmoney.com/optimistic-difficult-financial-times/) - Staying optimistic in difficult financial times can feel impossible. However, it’s within reach. There is power in taking small steps to stay optimistic. - [10 Ways to Save Money on Groceries](https://www.youngadultmoney.com/save-money-groceries/) - The average person spends more than $300 per month on groceries. Here are 10 ways to cut your grocery bill and save money on groceries. - [Want to Work From Home? Here's 15 Ideas to Get You Started](https://www.youngadultmoney.com/work-from-home-ideas/) - Want to work from home? Here are 15 work from home options and tips to get you started. - [6 Tips for Pricing Freelance Services](https://www.youngadultmoney.com/6-tips-for-pricing-freelance-services/) - Want to start side hustling, but have no idea what to charge? Here are 6 tips for pricing freelance services so you can start earning more without the stress. - [7 Ways to Step Out of Your Comfort Zone](https://www.youngadultmoney.com/step-out-comfort-zone/) - Getting out of your comfort zone can be difficult, but it isn't impossible. Here are seven actionable ideas you can try to step out of your comfort zone. - [House Hacks to Save Money on Heating Costs](https://www.youngadultmoney.com/save-money-heating-costs/) - Save money on heat this Winter by trying out these house hacks. - [5 Common Budgeting Mistakes (and what to do instead)](https://www.youngadultmoney.com/5-common-budgeting-mistakes/) - 5 common budgeting mistakes made by beginners to budgeting, along with tips to avoid making budgeting mistakes - [Does Being Frugal Have to Be Time-Consuming?](https://www.youngadultmoney.com/frugal-time-consuming/) - If you're looking to improve your finances, penny-pinching may or not be worth it. Is frugality really worth the time required? Here's my thoughts on frugality. - [Saving Money as a Single Woman](https://www.youngadultmoney.com/saving-money-as-a-single-woman/) - Find out why single women should be especially attuned to saving money, and how they can do it effectively. - [How to Organize Coupons Using a Database in Excel [With Download]](https://www.youngadultmoney.com/how-to-organize-coupons-using-a-database-in-excel-with-download/) - Do you love to clip coupons to save money? Overwhelmed by how to manage them? Get this coupon organizer spreadsheet as a free download in Excel! - [10 Habits to Develop to Get Out of Debt](https://www.youngadultmoney.com/10-habits-to-develop-to-get-out-of-debt/) - Want to get out of debt, but having a hard time breaking free from your credit card? These 10 habits will help you kick debt to the curb for good. - [7 Ideas to be Productive During Winter](https://www.youngadultmoney.com/ideas-productive-during-winter/) - Feeling unmotivated and unproductive during the winter months? Don’t let the winter blues get the best of you. Here are 7 ways you can be productive during the winter. - [How These Couples Combined Their Finances](https://www.youngadultmoney.com/how-couples-combined-finances/) - How do you manage finances in a relationship? Good question! We hear from real couples on three different strategies to combine finances. - [12 Wedding Items to Buy on Black Friday](https://www.youngadultmoney.com/wedding-items-black-friday/) - Getting married? Black Friday can be the perfect opportunity to find great deals on wedding items. Here are 12 wedding items to be on the lookout for. - [30+ Statistics about Millennials and Money](https://www.youngadultmoney.com/statistics-millennials-and-money/) - Millennials face unique financial challenges. Student loan debt is one challenge, but there are many more. Here's more than 30 statistics about millennials and money. - [10 Tips to Make Your Holiday Season More Affordable](https://www.youngadultmoney.com/holiday-season-more-affordable/) - Is the holiday season busting your budget? Here are 10 simple holiday spending tips to save your finances and make your holiday season more affordable. - [15 Ways to Make Extra Money for the Holidays](https://www.youngadultmoney.com/15-ways-to-make-extra-money-for-the-holidays/) - Here are 15 ways to make extra money to cover all of your gift purchases and all of the extra holiday expenses that pop up this time of year. - [Top 10 Travel Rewards Credit Cards for 2016](https://www.youngadultmoney.com/top-10-travel-rewards-credit-cards-for-2016/) - If you don't already take advantage of travel rewards credit cards, now is the time. We share the top 10 travel credit cards for 2016 that help you travel free. - [10 Free Things You Can do to Improve Your Finances](https://www.youngadultmoney.com/free-improve-financial-situation/) - Improving your financial situation doesn't have to involve spending money. Here are 10 free things you can do to improve your financial situation. - [7 Ways to Afford a Vacation Without Travel Hacking](https://www.youngadultmoney.com/afford-a-vacation/) - Think affording a vacation is impossible? Here are 7 ways to save and afford the vacation you've been wanting to take, all without travel hacking credit cards. - [Beyond the Hustle: What to Do When Your Side Hustle Gets Real](https://www.youngadultmoney.com/side-hustle-gets-real/) - Congratulations! Your Side Hustle is taking off! But now it gets real: you need to optimize your side hustle. Here's some tips to save you time through outsourcing. - [5 Money Traps Millennials Fall Into](https://www.youngadultmoney.com/money-traps-millennials/) - Millennials may not be destroying everything people say, but there are some money traps we fall into when it comes to our personal finances. - [How I Landed Two Raises In Less than a Year](https://www.youngadultmoney.com/landed-two-raises-a-year/) - Not sure how to ask for a raise? Here's what I learned from landing two raises in less than a year, including a free template to organize your work accomplishments. - [10 Personal Finance Gifts to Give Your Family and Friends](https://www.youngadultmoney.com/personal-finance-gifts/) - Do you love personal finance? Or do you have a family member or friend who could use a boost in their finances? Check out these 10 personal finance gifts. - [What to Expect When Accepting a Job at a Startup](https://www.youngadultmoney.com/what-to-expect-when-accepting-a-job-at-a-startup/) - Are you interested in working at a startup? Here's some things you can expect working at a startup. - [Investing for Millennials: What You Should be Doing](https://www.youngadultmoney.com/investing-for-millennials/) - Millennials have plenty of things to worry about other than investing, but investing is important. This is what millennials should be doing when it comes to investing. - [How to Find Time to Side Hustle](https://www.youngadultmoney.com/how-to-find-time-to-side-hustle/) - Is a lack of time preventing you from starting a side hustle? Here are some tips to better manage your time and start making money through side hustling. - [This Simple Tool Helps Build your Credit Score](https://www.youngadultmoney.com/this-simple-tool-helps-build-your-credit-score/) - If you are looking to build your credit score, there is a simple tool out there that can help you. You can quickly and easily build your credit score with this tool. - [How to Have Hobbies Without Going Broke](https://www.youngadultmoney.com/hobbies-without-going-broke/) - It's no secret that some hobbies come with a hefty price tag, but you can enjoy hobbies without going broke. Here's how to have hobbies without going broke. - [How to Build a Mini-Emergency Fund in One Month](https://www.youngadultmoney.com/emergency-fund-one-month/) - Interested in starting an emergency fund, but aren't sure how to save? The trick is to start small. Here's how you can save for a mini-emergency fund in just one month's time. - [5 Ways to Leave a Job on Good Terms](https://www.youngadultmoney.com/leave-job-on-good-terms/) - Taking a new job? Be prepared during the transition from one job to whatever new opportunity awaits you. Here are 5 ways to leave a job on good terms. - [3 Reasons to Save for Retirement Now and How You Can Start](https://www.youngadultmoney.com/3-reasons-to-save-for-retirement-now-and-how-you-can-start/) - Don't think you need to save for retirement now? You can't afford not to. Here are 3 reasons why, and steps you can take to begin saving for retirement today. - [What Happens If You Don't Have Enough Money for Retirement?](https://www.youngadultmoney.com/enough-money-for-retirement/) - Everyone knows that they should prioritize retirement savings, yet few do. Unfortunately, not saving for retirement has dire consequences. Here's what you need to do. - [In a Career Rut? 5 Proactive Things to Do](https://www.youngadultmoney.com/get-out-career-rut/) - Career trajectory doesn’t have to be linear. Often times, it isn’t. When it comes to getting out of a career rut, there are 5 proactive things you can do. - [5 Ways to Save For a House Down Payment](https://www.youngadultmoney.com/save-house-down-payment/) - Many people dream of buying a house. Here are 5 different ways to save for your house down payment. - [5 Things You Can Do to Take Your LinkedIn to the Next Level](https://www.youngadultmoney.com/linkedin-to-the-next-level/) - Are you making the most of your LinkedIn account? LinkedIn is a great place to build your network and find your dream job. Here's how to take your LinkedIn to the next level. - [30 Ways to Save Each Month](https://www.youngadultmoney.com/30-ways-to-save-each-month/) - Are you at a loss for where to start saving money each month? Does saving not come naturally? Don't worry - here are 30 ways to save hundreds each month! - [5 Ways to Take the Stress Out of Flying](https://www.youngadultmoney.com/5-ways-to-take-the-stress-out-of-flying/) - Flying is stressful for many reasons. If you get stressed out when you fly, you aren't alone. Here's a few ways to take the stress out of flying. - [The Ultimate Moving Checklist](https://www.youngadultmoney.com/the-ultimate-moving-checklist/) - Moving can be frustrating. Packing and adjusting to a new setting can be hard. Here are 7 things to do to help make moving easier. - [10 Reasons Why You Need to Start a Side Hustle Today](https://www.youngadultmoney.com/need-to-start-a-side-hustle/) - Side hustles not only have the ability to improve your finances, but they can improve your career and overall lifestyle. Here are 10 reasons why you need to start a side hustle today. - [How to Have a Social Life When You’re On a Budget](https://www.youngadultmoney.com/social-life-on-budget/) - Are you on a budget but still want to have a social life? It's possible to have both. Here's some tips on how you can have a social life even when you're on a budget. - [Should You Start Your Own Scalable Home-based Business?](https://www.youngadultmoney.com/should-you-start-your-own-scalable-home-based-business/) - Home-based businesses can be great options if you are looking to leave the grind of the 9-5. Here are three ideas for scalable home-based businesses you can start. - [5 Things You Should Do to Start a Successful Side Hustle](https://www.youngadultmoney.com/start-successful-side-hustle/) - Side hustles are a powerful way to take control over your finances and expose yourself to upside. Here's 5 things to do if you want to start a successful side hustle. - [10 Reasons Why You Can't Get Ahead Financially](https://www.youngadultmoney.com/reasons-cant-get-ahead-financially/) - Are you stuck in a financial rut and not sure why? You may not be able to get ahead financially because of one - or more - of these 10 reasons. - [The Benefits of Being Underemployed](https://www.youngadultmoney.com/benefits-being-underemployed/) - Most people don't realize that being underemployed actually comes with benefits. Find out the benefits of being underemployed and why it can be a good thing. - [7 Ways to Make More Money](https://www.youngadultmoney.com/7-ways-to-make-more-money/) - Who doesn't want to make more money? Earning more is better than cutting back and has unlimited potential. Here are 7 ways you can start earning more! - [Keep Healthcare Costs Low with These Money Saving Tips](https://www.youngadultmoney.com/keep-healthcare-costs-low-with-these-money-saving-tips/) - Healthcare costs keep rising each year with the consumer being forced to pay more and more of their healthcare bills. Here's some tips on how to keep healthcare costs low. - [My Trip to St. Martin - St. Martin Travel Review](https://www.youngadultmoney.com/trip-st-martin/) - Are you thinking about travelling to St. Martin? Here's how my recent trip to St. Martin went and some tips for those looking to travel to St. Martin. - [How to Have Fun While You're Still in Debt](https://www.youngadultmoney.com/have-fun-while-in-debt/) - Who says you can't have fun while paying off debt? Here's how you can live a little without interfering with your debt repayment plan. - [Why I'm Building a Freelance Business Instead of an Emergency Fund](https://www.youngadultmoney.com/building-a-freelance-business/) - An emergency fund is helpful and important, but focusing on a freelance business can be another way to create financial security. - [All About ChexSystems](https://www.youngadultmoney.com/all-about-chexsystems/) - Have you heard of ChexSystems before? This post explains all about ChexSystems. - [10 Tips for Balancing Your Side Hustle With a Full-Time Job](https://www.youngadultmoney.com/balancing-side-hustle-with-job/) - Having a side hustle is rewarding, but balancing your side hustle with a full-time job can be difficult. Here's 10 tips on how to balance the two better. - [The #1 Thing That Prevents People From Financial Freedom](https://www.youngadultmoney.com/1-thing-prevents-financial-freedom/) - What's the biggest barrier to achieving financial freedom? Commitment. Here's how you can become committed to your financial journey. - [How to Travel in Your 20s Without Going Into Debt](https://www.youngadultmoney.com/travel-in-20s-without-debt/) - Travel doesn’t have to take a back seat in your 20s. With some planning, you can travel while in your 20s without going into debt. - [Why You Should Spend Like You're Broke](https://www.youngadultmoney.com/spend-like-you-are-broke/) - Got money? Save it! Just because you've increased your income doesn't mean you should spend more money. Here's why you should spend like you're broke. - [One Strategy That Immediately Limits Spending](https://www.youngadultmoney.com/one-strategy-that-immediately-limits-spending/) - Are you having trouble telling yourself "no" while out and about? Is money slipping through the cracks easily? Then learn the one strategy that limits spending. - [The Ultimate Guide to Side Hustling](https://www.youngadultmoney.com/the-ultimate-guide-to-side-hustling/) - Here at Young Adult Money, we love everything about side hustling. Here's our ultimate guide to get you started with earning more money on the side! - [5 Skills That Will Help Advance Any Career](https://www.youngadultmoney.com/skills-advance-any-career/) - There are a handful of skills that will help you regardless what your career is. Here are 5 skills to learn and focus on to advance any career. - [15 In-Demand Skills That Improve Your LinkedIn](https://www.youngadultmoney.com/15-in-demand-skills-that-improve-your-linkedin/) - The following 15 job skills will help you make a great impression on LinkedIn and with potential employers, hopefully landing you your dream job. - [10 Websites That Can Help You Start Side Hustles](https://www.youngadultmoney.com/10-websites-that-can-help-you-start-side-hustles/) - Not sure how to start making money with a side hustle? These 10 websites will help. - [How I Pay Off My Debt While I'm Still In School](https://www.youngadultmoney.com/pay-off-debt-while-in-school/) - Are you a college student that has yet to start paying off their debt? You don't have to wait! You can make payments to your debt early. Here's how I do it. - [Not Investing At All? Here's What You Are Sacrificing](https://www.youngadultmoney.com/not-investing-sacrificing/) - Want to grow your money? You have to invest. It doesn't have to be scary or involve lots of money. Here's how to get started. - [7 Inexpensive Date Ideas](https://www.youngadultmoney.com/inexpensive-date-ideas/) - Every date doesn't have to cost you a lot of money. It's possible to have a great date without breaking the bank! Here are 7 date ideas that don't cost too much money. - [7 Awesome Location Independent Jobs](https://www.youngadultmoney.com/location-independent-jobs/) - You don't have to be stuck in a cubicle to make a living. Check out these 7 location independent jobs if you don't want to be tied to one location. - [10 Things You Can Do to Increase Your Salary](https://www.youngadultmoney.com/increase-your-salary/) - One of the best ways to improve your finances is to increase your income. And why not work to increase your income for a job you are already doing? Here are 10 things you can do to increase your salary at work. - [Hate Budgeting - Here is How to Keep it Simple](https://www.youngadultmoney.com/hate-budgeting-here-is-how-to-keep-it-simple/) - [Why You Should Consider a No-Spend Challenge](https://www.youngadultmoney.com/why-you-should-consider-a-no-spend-challenge/) - You should consider a no-spend challenge if you have a bad spending habit, if you're in credit card debt, or if you need to figure out what your values are. - [Low Budget Marketing Strategies (with Big Impact)](https://www.youngadultmoney.com/low-budget-marketing-strategies-with-big-impact/) - Want to implement a marketing strategy but have a really low budget? Here's some tips on what low budget marketing strategies have the biggest impact. - [6 Steps to Take to Become a Full-Time Freelancer](https://www.youngadultmoney.com/6-steps-to-take-to-become-a-full-time-freelancer/) - Do you dream of quitting your job to become a full-time freelancer? Make sure you're preparing properly by following these six essential steps for success. - [How to Make More Money at your 9-5](https://www.youngadultmoney.com/how-to-make-more-money-at-your-9-5/) - Before you start a side hustle or get a second job, read these tips on how to make more money at your 9-5. You may be closer to a bigger paycheck than you think. - [Pros and Cons of Student Loan Refinancing](https://www.youngadultmoney.com/pros-cons-student-loan-refinancing/) - Student loan refinancing has benefits such as lower monthly payments and better interest rates. However, it's a big financial decision that comes with pros and cons. - [10 Ways to Make an Extra $1,000 a Month](https://www.youngadultmoney.com/make-extra-1000-a-month/) - How would an extra $1,000 a month improve your finances? Here are 10 side hustles that can increase your income by $1,000 a month. - [How To Improve Your Website Marketing](https://www.youngadultmoney.com/how-to-improve-your-website-marketing/) - Do you want to improve your website marketing so that you get more traffic and generate more leads? Here's some tips on how to improve your website marketing - [14 Things You Can Do to Save Money This Week](https://www.youngadultmoney.com/save-money-this-week/) - Do you find yourself wondering where your money actually goes? Money can seem so easy to spend, but with some adjustments, it can be just as easy to save. Here's how you can save money this week. - [How to Compare and Buy Home Insurance Online](https://www.youngadultmoney.com/how-to-compare-and-buy-home-insurance-online/) - Are you need of home insurance or just want to make sure you are getting the best rate possible? Here's how to compare and buy home insurance online. - [10 Ways to Motivate Yourself to Save Money](https://www.youngadultmoney.com/10-ways-to-motivate-yourself-to-save-money/) - 10 ways to motivate yourself to save money, including visualization techniques and suggestions on making savings a game. - [What They Don't Tell You About Following Your Dreams](https://www.youngadultmoney.com/what-they-dont-tell-you-about-following-your-dreams/) - Are you tired of your boring, unfulfilling job? Are you ready to take the plunge and start living your dreams now? Read this before quitting your job. - [3 Things Millennials Do that Make Them Broke (and What to do Instead)](https://www.youngadultmoney.com/millennials-make-them-broke/) - Why do millennials get a bad rap for managing money? Because we suck at it. Are you doing these three things that are making you broke? Here's how to stop. - [5 Ways to Eat Healthy Without Spending a Fortune on Food](https://www.youngadultmoney.com/eat-healthy-without-spending-a-fortune/) - Who says you have to break the banks to reach your weight goals? Here are five ways to eat healthy without spending a fortune on food--excluding coupons. - [7 Fun Things To Do While On A No-Spend Challenge](https://www.youngadultmoney.com/fun-things-no-spend-challenge/) - No spend challenges don't have to be boring. Here's 7 ideas of fun, free things to do during a no-spend challenge. - [50 Ways to Make Extra Money](https://www.youngadultmoney.com/ways-make-extra-money/) - Could you use some extra cash? Check out these 50 ways to make extra money on the side through a side hustle - [5 Simple Ways to Save Money Daily](https://www.youngadultmoney.com/5-simple-ways-to-save-money-daily/) - Looking to save money? Here's 5 simple ways to do it. - [5 Finance Apps That Will Actually Improve Your Finances](https://www.youngadultmoney.com/finance-apps-improve-finances/) - Saving and managing your money has become increasingly easier to do with all the new finance apps out there. Here's 5 that will actually improve your finances. - [Deciding Whether to Buy or Rent a Home in Your 20s](https://www.youngadultmoney.com/deciding-whether-to-buy-or-rent-a-home-in-your-20s/) - [10 Ways to Save Money When You're Living Paycheck to Paycheck](https://www.youngadultmoney.com/save-money-living-paycheck-to-paycheck/) - Learn how you can save money and break the paycheck to paycheck lifestyle. - [Room Remodel: Will Updating Fixtures Lower Insurance Costs?](https://www.youngadultmoney.com/room-remodel-will-updating-fixtures-lower-insurance-costs/) - [3 Highly Effective Ways to Solve Sticky Business Problems](https://www.youngadultmoney.com/3-highly-effective-ways-to-solve-sticky-business-problems/) - [How to Bounce Back After a Credit Hit](https://www.youngadultmoney.com/how-to-bounce-back-after-a-credit-hit/) - Have you taken a major credit hit? The good news is you can repair it. Here's how to fix your bad credit score. - [10 Things Holding You Back from Financial Freedom](https://www.youngadultmoney.com/holding-you-back-financial-freedom/) - What is holding you back from meeting your financial goals? Whether or not we realize it, there are often many obstacles we will face on the way to financial freedom. Be aware of these 10 challenges and you can then work to overcome them. - [Software Big Businesses Use That SMB Should Too](https://www.youngadultmoney.com/software-big-businesses-use-that-smb-should-too/) - [Here's How Much Money the 10 Biggest Banks in the US Make](https://www.youngadultmoney.com/how-much-banks-make/) - Have you ever wondered just how much money big banks make? We share how much the 10 biggest banks in the US make in this post - you will likely be shocked! - [Should You Start Your Own Business?](https://www.youngadultmoney.com/should-you-start-your-own-business/) - [Is Renting Really Cheaper Than Buying?](https://www.youngadultmoney.com/renting-cheaper-than-buying/) - Wondering if renting is really cheaper than buying a home? This posts weighs the pros & cons including the financial implications of each choice. - [I Invested in a Poker Player - Here's What Happened](https://www.youngadultmoney.com/invested-in-a-poker-player/) - I recently invested - or "backed" - a poker player for the first time. Here's what happened and how much I made (or lost). - [15 Hobbies and Interests That Can Be Profitable Side Hustles](https://www.youngadultmoney.com/hobbies-profitable-side-hustles/) - Earning extra money on the side doesn't have to feel like work. Here are 15 hobbies that you can easily turn into profitable side hustles. - [The Ultimate List of Tax-Advantaged Accounts](https://www.youngadultmoney.com/list-of-tax-advantaged-accounts/) - One of the most overlooked strategies for saving money is saving money on taxes. Here's the ultimate list of tax-advantaged accounts to help you save money. - [Elderly, Environment, and Efficiency](https://www.youngadultmoney.com/elderly-environment-and-efficiency/) - [Running A Business From The Road](https://www.youngadultmoney.com/running-a-business-from-the-road/) - [How to Reduce the Overall Cost of Your Move](https://www.youngadultmoney.com/how-to-reduce-the-overall-cost-of-your-move/) - [Here are 4 Steps of the Financial Ladder, Where Do You Stand?](https://www.youngadultmoney.com/here-are-4-steps-of-the-financial-ladder-where-do-you-stand/) - [5 Ways Millennials Can Build Their Personal Brand](https://www.youngadultmoney.com/5-ways-millennials-can-build-their-personal-brand/) - Everyone talks about building a "personal brand" but how can you actually do it? Here's 5 ways that millennials can build their personal brand. - [8 Ways to Get Hired For More Freelance Gigs](https://www.youngadultmoney.com/ways-to-get-hired-for-more-freelance-gigs/) - Want to get hired for more freelance gigs? Here are 8 strategies you can use to obtain more work as a freelancer. - [Optimizing Your Personal Technology Budget](https://www.youngadultmoney.com/optimizing-your-personal-technology-budget/) - [5 Ways to Save Money on Fun Splurges](https://www.youngadultmoney.com/5-ways-to-save-money-on-fun-splurges/) - Everyone has splurges from time to time. Here are 5 effective ways to save money on your splurges & keep your budget intact. - [How Having a Side Hustle Benefits Your Full-Time Job](https://www.youngadultmoney.com/how-having-a-side-hustle-benefits-your-full-time-job/) - Do side hustles harm or help a career? We vote help. There are many ways that a side hustles can benefit a full-time job. - [3 Ways Millennials are Financially Subsidizing Older Generations](https://www.youngadultmoney.com/3-ways-millennials-are-financially-subsidizing-older-generations/) - Millennials are criticized for being entitled and lazy, but left out of this conversation are the ways millennials are financially subsidizing older generations. - [How Manufacturing Startups Manage Increasing Cost, Risk and Challenges](https://www.youngadultmoney.com/how-manufacturing-startups-manage-increasing-cost-risk-and-challenges/) - [What Credit Card Subcategory Do You Fit Into?](https://www.youngadultmoney.com/what-credit-card-subcategory-do-you-fit-into/) - [10 Things to Do if You Feel Stuck At Work](https://www.youngadultmoney.com/10-things-to-do-if-you-feel-stuck-at-work/) - Do you feel stuck at work? Not sure what your next move should be? Here are 10 things to do if you feel stuck in your career. - [5 Flexible Side Jobs to Make Extra Money This Summer](https://www.youngadultmoney.com/5-flexible-side-jobs-to-make-extra-money-this-summer/) - Want to earn extra money this summer? Here are 5 flexible side jobs to help you earn more. - [Who Should and Shouldn't Start a Side Hustle?](https://www.youngadultmoney.com/who-should-and-shouldnt-start-a-side-hustle/) - A side hustle can be a huge boost to your personal finances, but should you start one? Here's who should and shouldn't start a side hustle. - [How to Find Money in Your Budget](https://www.youngadultmoney.com/how-to-find-money-in-your-budget/) - Everyone knows that it's important to budget, but how do you actually find money in your budget? Here's some tips on how to use a budget to find extra money. - [10 Common Career Barriers and How to Overcome Them](https://www.youngadultmoney.com/10-common-career-barriers-and-how-to-overcome-them/) - Do you feel stuck in your career, or are you not sure how to make your next move? These 10 tips will show you how to overcome common career barriers. - [How to Make Extra Money Entering Giveaways](https://www.youngadultmoney.com/how-to-make-extra-money-entering-giveaways/) - Yes, you can make extra money entering giveaways. Learn how to find giveaways, how much you can make, and what you should expect entering giveaways. - [5 Ways to Turn Your Side Hustle Into a Full-Time Business](https://www.youngadultmoney.com/5-ways-to-turn-your-side-hustle-into-a-full-time-business/) - While starting a side hustle is a great way to earn extra money, you can also turn it into a full-time business by doing these 5 things. - [Why I'm Prioritizing Retirement Savings Over College Savings](https://www.youngadultmoney.com/why-im-prioritizing-retirement-savings-over-college-savings/) - Pay for your child's college or invest in retirement? Sometimes you can't afford to do both. Here are a few ways I'm planning to supplement the cost of college. - [What To Do If You Are In Credit Card Debt](https://www.youngadultmoney.com/what-to-do-if-you-are-in-credit-card-debt/) - Credit Card Debt is stressful. We tell you what to do if you are in credit card debt, including specific action items to get out of credit card debt. - [How to Cut the Cost of Attending a Wedding](https://www.youngadultmoney.com/how-to-cut-the-cost-of-attending-a-wedding/) - Being a wedding guest can get expensive. Find out how to cut the cost of attending a wedding with these tips on saving money as a wedding guest. - [How to Save Money on Food: 10 Things You Can Do](https://www.youngadultmoney.com/how-to-save-money-on-food-10-things-you-can-do/) - Food is one area where most people would like to spend less money. We share some ideas of how to save money on food, whether it's groceries or eating out. - [10 Podcasts That Will Teach You About Content Marketing](https://www.youngadultmoney.com/10-podcasts-that-will-teach-you-about-content-marketing/) - Need to learn more about content marketing in a short amount of time? The solution is - podcasts! Here are the 10 best podcasts about content marketing. - [The Ultimate Guide to Landing a Work From Home Job](https://www.youngadultmoney.com/the-ultimate-guide-to-landing-a-work-from-home-job/) - Want to work from home? This 6-step guide to landing a work from home job will help you start earning money away from the office. - [Do This One Thing to Pay Off Your Debt Faster](https://www.youngadultmoney.com/do-this-one-thing-to-pay-off-your-debt-faster/) - Do you want to pay off your debt faster? Consider making one simple change to pay off your debt faster. Read on to find out what the one thing is! - [What To Do With Your 401k When You Switch Jobs](https://www.youngadultmoney.com/what-to-do-with-your-401k-when-you-switch-jobs/) - Did you recently switch jobs are are you planning to? Here are 4 options to help you put your old 401k to good use. - [How to Find the Best Bank for You](https://www.youngadultmoney.com/how-to-find-the-best-bank-for-you/) - Are you getting the most out of your bank? It's time to consider switching banks to find the one best for you. Here's how to find the best bank for you. - [How to Find and Compare Salary Data](https://www.youngadultmoney.com/how-to-find-and-compare-salary-data/) - Are you getting paid a fair salary? If you find and compare salary data you will be able to tell how you stack up to others in similar jobs. - [10 of My Business and Website Failures](https://www.youngadultmoney.com/10-of-my-business-and-website-failures/) - Before I found success with a website idea I failed - and I failed often. This post highlights 10 of my business and website failures and what I learned. - [How to Balance Your Full-Time Job and Your Side Hustle](https://www.youngadultmoney.com/how-to-balance-your-full-time-job-and-your-side-hustle/) - Want to earn extra money on the side? Here's some ideas of how to balance your side hustle with your full-time job to avoid burnout. - [10 Common Financial Excuses and How to Overcome Them](https://www.youngadultmoney.com/10-common-financial-excuses-and-how-to-overcome-them/) - Making excuses prohibits us from achieving our financial goals. Here's how to overcome 10 common financial excuses. - [How to Catch Up on Retirement Savings](https://www.youngadultmoney.com/how-to-catch-up-on-retirement-savings/) - Getting off to a later start when it comes to investing in your retirement? Find out how to catch up on retirement savings and still build your nest egg. - [10 Common Mistakes New Bloggers Make and How to Avoid Them](https://www.youngadultmoney.com/10-common-mistakes-new-bloggers-make-and-how-to-avoid-them/) - New to blogging? Here are 10 mistakes to avoid, and a guide to what you should be doing instead. - [15 Time Management Apps to Help Increase Your Productivity](https://www.youngadultmoney.com/15-time-management-apps-to-help-increase-your-productivity/) - Are you as good at managing your time as you want to be? Are there ways you could better manage your time to achieve your goals? Here are 15 time management apps to help you do just that. - [Should you cash out your 401k to pay off debt? [Free Calculator Download]](https://www.youngadultmoney.com/should-you-cash-out-your-401k-to-pay-off-debt-free-calculator-download/) - Many people have considered cashing money out of their 401k to pay off debt, but does it make financial sense? We have a free calculator that will tell you just that. - [5 Best Cash Back Sites to Earn Extra Money](https://www.youngadultmoney.com/5-best-cash-back-sites-to-earn-extra-money/) - Want to earn money back for regular online shopping? Check out these 5 best cash back sites to start earning extra money. - [Should You Go to Grad School or Hustle?](https://www.youngadultmoney.com/should-you-go-to-grad-school-or-hustle/) - Do you struggle with deciding whether to go to grad school or work on a side hustle or business? We discuss the pros and cons of each in this post. - [14 Smart Things to Do With Your Tax Refund](https://www.youngadultmoney.com/smart-things-to-do-with-your-tax-refund/) - If you're getting a tax refund this year, it can be tempting to spend it on something fun. But money from your tax refund can greatly improve your finances by using it in one of these 14 ways. - [7 Apps for Self-Improvement](https://www.youngadultmoney.com/7-apps-for-self-improvement/) - If you recognize that you have room for self- improvement, want to create awesome new habits, or kick old ones, check out these seven apps for self-improvement. - [How to take Full Advantage of Employer Tuition Reimbursement](https://www.youngadultmoney.com/how-to-take-full-advantage-of-employer-tuition-reimbursement/) - Employer tuition reimbursement is a huge perk for employees who pursue their master's degree. Here's how to take full advantage of the benefit. - [5 Personal Finance Books on my "To Read" List](https://www.youngadultmoney.com/5-personal-finance-books-on-my-to-read-list/) - I share the 5 personal finance books on my "to read" list that I plan on reading in the near future, as well as 2 personal finance books I highly recommend. - [How the Practice of "Delaying" Can Boost Your Finances](https://www.youngadultmoney.com/how-the-practice-of-delaying-can-boost-your-finances/) - Do you practice "delaying?" In this post we explain how the practice of "delaying" can boost your finances and allow you to save and invest more. - [How to Make Extra Money in Your Slow Season](https://www.youngadultmoney.com/how-to-make-extra-money-in-your-slow-season/) - Having a slow season with work? Here are a few ways to help you earn extra money during your slow season. - [How to Make $200 an Hour with a Side Hustle](https://www.youngadultmoney.com/how-to-make-200-an-hour-with-a-side-hustle/) - It's possible to make $200 an hour with a side hustle. Don't believe us? Read the story of how someone is doing just that - and how you can too. - [7 Ways to Make Money on Your Lunch Break](https://www.youngadultmoney.com/7-ways-to-make-money-on-your-lunch-break/) - If earning extra money is one of your goals, consider these 7 easy ways to make money on your lunch break. - [Things to Sell at a Garage Sale](https://www.youngadultmoney.com/things-to-sell-at-garage-sales/) - [5 Tips for Selling on eBay](https://www.youngadultmoney.com/5-tips-for-selling-on-ebay/) - Selling on eBay doesn't come without a learning curve. Today we share 5 tips for selling items on eBay. - [25 Ways to Make Money Off of Weddings](https://www.youngadultmoney.com/25-ways-to-make-money-off-of-weddings/) - We all know there are a ton of costs associated with weddings, but have you ever considered how you can make money off of weddings? Here's how. - [Why You Should Contribute to an HSA When You Are Young](https://www.youngadultmoney.com/why-you-should-contribute-to-an-hsa-when-you-are-young/) - Contributing to an HSA when you're young can pay off when you retire. HSA have many advantages that you'll want to take advantage of now to improve your finances. - [12 Things to Do If You Are Not Busy At Work](https://www.youngadultmoney.com/12-things-to-do-if-you-are-not-busy-at-work/) - Do you make the most of the slow time at work? If you're not busy at work, here are 12 things to do instead. - [5 Ways to Start Preparing For Tax Season Now](https://www.youngadultmoney.com/ways-to-start-preparing-for-tax-season-now/) - Tax season doesn't have to be a pain. You can start preparing for tax season early by doing these 5 things. - [5 Quick Ways Your Home Can Make You Money](https://www.youngadultmoney.com/5-quick-ways-your-home-can-make-you-money/) - Your home or apartment can be one of your biggest expenses each month, so why not make money from it? Here's five ways to make money from your home. - [3 Practical Ways to Automate Your Finances Today](https://www.youngadultmoney.com/3-practical-ways-to-automate-your-finances-today/) - Automating your finances can help you make good decisions over and over, automatically. Here's 3 practical and easy ways to automate your finances today. - [15 Benefits of Amazon Prime](https://www.youngadultmoney.com/benefits-of-amazon-prime/) - Considering an Amazon Prime membership? Here are 15 benefits of Amazon Prime that you may not even know about. - [10 Things to Do to Improve Your Credit Score](https://www.youngadultmoney.com/10-things-to-do-to-improve-your-credit-score/) - While there is no quick way to raise your credit score, it can be done overtime. Here are 10 ways to raise your credit score. - [Are Millennials Saving for Retirement? The Latest Research](https://www.youngadultmoney.com/millennials-saving-for-retirement-the-latest-research/) - Millennials tend to get a bad rap when it comes to how they manage their money. But are they really as bad as people say they are? Here is the latest research. - [Friday Giveaway Roundup - 89 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-56/) - Our weekly giveaway roundup - all giveaways end within a week. Good luck! - [5 Investing Tax Benefits to Take Advantage Of](https://www.youngadultmoney.com/5-investing-tax-benefits-to-take-advantage-of/) - Investing has its many benefits, especially around tax time. Make sure you're taking advantage of these 5 investing tax benefits. - [21 Websites to Help You Start Investing Today](https://www.youngadultmoney.com/websites-to-help-you-start-investing-today/) - Investing can be an intimidating thing to start. With so many options, how do you know what is right for you? Here are 21 websites to help you start investing. - [The Millennial's Guide to Finding and Purchasing Insurance Online](https://www.youngadultmoney.com/the-millennials-guide-to-finding-and-purchasing-insurance-online/) - Have you been dragging your feet when it comes to getting insurance? This guide will help make the process of finding and purchasing insurance online simple - [How to Build an Emergency Fund and Why It's a Priority](https://www.youngadultmoney.com/how-to-build-emergency-fund/) - Assuredly, an emergency will come up sometime in your life. Do you know how to pay for it? Here's everything you need to know about starting an emergency fund. - [How to Stay Safe When Buying and Selling on Craigslist](https://www.youngadultmoney.com/how-to-stay-safe-when-buying-and-selling-on-craigslist/) - Craigslist can be a great resource for connecting buyers and sellers, but it's also important to take the necessary precautions to stay safe. - [5 Steps to Turning Your Skills into Money](https://www.youngadultmoney.com/5-steps-to-turning-your-skills-into-money/) - Do you want to work for yourself by turning your skills into money? Wed describe 5 steps you can take towards turning your skills into money. - [9 Things to Consider Before Renting a Basement or Bedroom](https://www.youngadultmoney.com/9-things-to-consider-before-renting-a-basement-or-bedroom/) - Do you want to make more money by renting out a part of your house? First read these 9 things to consider before renting a basement or bedroom. - [Should You Add Your Blog to LinkedIn?](https://www.youngadultmoney.com/should-you-add-your-blog-to-linkedin/) - Today we unpack the pros and cons of adding your blog to LinkedIn. - [How to Get Life Insurance Online - My Experience with PolicyGenius](https://www.youngadultmoney.com/how-to-get-life-insurance-online/) - Have you thought about getting life insurance but aren't sure how to get it? I share my experience shopping for and purchasing life insurance online. - [How to Make Money on Social Media](https://www.youngadultmoney.com/how-to-make-money-on-social-media/) - Want to make extra money online? You may not have to look farther than your social media page. Here are 5 real ways to make money on social media. - [How to Find Your First Freelance Client](https://www.youngadultmoney.com/how-to-find-your-first-freelance-client/) - Freelancing is a fantastic way to make extra money, but with so much competition, how can you set yourself apart? Here's how to find your first freelance client. - [9 Unique Side Hustle Ideas](https://www.youngadultmoney.com/unique-side-hustle-ideas/) - Think making more money has to be boring? Think again! Here are 9 unique (and fun!) side hustle ideas to put more cash in your pocket. - [9 Reasons You Need to Start a Side Hustle](https://www.youngadultmoney.com/reasons-you-need-to-start-a-side-hustle/) - A side hustle can have a tremendous impact on your life, regardless of your circumstance. Here's 9 reasons you need to start a side hustle today. - [10 Things to Focus On if You Want a Raise](https://www.youngadultmoney.com/things-to-focus-on-if-you-want-a-raise/) - Want a raise but you're not sure how to get one? Here are 10 things to focus on if you want to get a raise. - [9 Websites and Apps For Learning and Developing New Skills](https://www.youngadultmoney.com/websites-and-apps-for-learning-and-developing-new-skills/) - Learn new skills online or on the go for free or cheap with any of these 9 websites and apps. - [Track How You Use Your Time with this Time Tracking Spreadsheet](https://www.youngadultmoney.com/time-tracking-spreadsheet/) - Time is money, so it makes sense to use it as efficiently as possible. Use this time tracking spreadsheet to track and evaluate how you use your time. - [7 Ways to Lower Your Fixed Monthly Expenses](https://www.youngadultmoney.com/ways-to-lower-your-fixed-monthly-expenses/) - Lowering your fixed expenses can free up more room in your budget. Check out these 7 ways to lower your monthly fixed expenses. - [10 Tools that Help You Budget](https://www.youngadultmoney.com/10-tools-to-help-you-budget/) - Budgeting. we may cringe at the word, but budgeting doesn't have to be painful. In fact, it can even be fun! Here are 10 tools that help you budget. - [How to Connect Your Dreams to Reality](https://www.youngadultmoney.com/how-to-connect-your-dreams-to-reality/) - We all have dreams, but how do we turn them into reality? This post explains a simple process for connecting your dreams to reality. - [10 Top Subscription Boxes to Check Out](https://www.youngadultmoney.com/10-top-subscription-boxes-to-check-out/) - There are hundreds of subscription boxes available these days. See what we think the top subscription boxes you should check out. - [15 Tips for Breaking into Real Estate Investing](https://www.youngadultmoney.com/15-tips-for-breaking-into-real-estate-investing/) - If you’re considering getting started with real estate investing, consider these fifteen tips for breaking into real estate investing. - [A Better Way to Do the 52-Week Money Challenge](https://www.youngadultmoney.com/a-better-way-to-do-the-52-week-money-challenge/) - The 52-week money challenge is making it's way around the blogosphere. In this post I share a better way to do the challenge. - [How I Plan on Flying to Europe for Free](https://www.youngadultmoney.com/how-i-plan-on-flying-to-europe-for-free/) - Traveling to Europe is something most Americans are interested in, but the cost prevents them. Read our strategy on how to fly to Europe for free. - [8 Things To Do After You’ve Overspent for the Holiday Season](https://www.youngadultmoney.com/things-to-do-after-youve-overspent-for-the-holiday-season/) - Afraid you've overspent for the holiday season? Get your finances back on track by doing these 8 things. - [7 Ways to Save More Money Next Year](https://www.youngadultmoney.com/ways-to-save-more-money-next-year/) - Want to save more money in the new year? Here are 7 creative ideas to save more money next year! - [8 Tips to Achieve Your Financial Goals in the New Year](https://www.youngadultmoney.com/tips-to-achieve-your-financial-goals-in-the-new-year/) - Want to improve your finances in 2017? Here are 8 tips to achieve your financial goals in the new year. - [20 Ways to Upgrade Your Home on a Budget](https://www.youngadultmoney.com/upgrade-your-home-on-a-budget/) - You can upgrade your home on a budget and give it some personality - you don't need to spend $50k on a renovation. Here are 20 ideas for upgrades. - [Does Frugality Matter in the Long-Term?](https://www.youngadultmoney.com/does-frugality-matter-in-the-long-term/) - Is penny-pinching really worth it? With the right mindset, frugality can be an extremely valuable tool for long-term financial success. Read how here! - [How to Pay Taxes for Side Hustles and Extra Income](https://www.youngadultmoney.com/how-to-pay-taxes-for-side-hustles-and-extra-income/) - Do you have side hustles or extra income? If you do you need to pay taxes on that income, which can be confusing. We explain how to pay those taxes in this post. - [How to Avoid Taking on More Debt](https://www.youngadultmoney.com/how-to-avoid-taking-on-more-debt/) - With student loans, credit card debt, car loans, and a mortgage, how can we ever be debt free? Here's how to get out and stay out of debt for good. - [7 Ways to Get Over Your Fear of Networking](https://www.youngadultmoney.com/get-over-your-fear-of-networking/) - Do you have a huge fear of networking? Most people find it intimidating. Here are 7 tips on how to approach networking effectively, without freaking out. - [The One Reason Why Blogging is the Ultimate Side Hustle](https://www.youngadultmoney.com/the-one-reason-why-blogging-is-the-ultimate-side-hustle/) - Have you considered starting a blog in the past but decided against it? You may reconsider after you hear the one reason blogging is the ultimate side hustle. - [8 Podcasts to Listen to for Financial Success](https://www.youngadultmoney.com/8-podcasts-to-listen-to-for-financial-success/) - Tired of reading about personal finance? Try listening to these 8+ engaging personal finance podcasts instead. Same great advice, but on your commute or break! - [6 Specific Things to do to Get Freelance Clients](https://www.youngadultmoney.com/specific-things-to-do-to-get-freelance-clients/) - Are you finding it hard to get work as a freelancer? Here are six strategies you can use to get and keep freelance clients so you can get out of your rut. - [10 NEW Personal Finance Books to Give as Gifts](https://www.youngadultmoney.com/personal-finance-books-to-give-as-gifts/) - Personal finance books are great gifts. Here are 10 new personal finance books to give as gifts, all published in 2016. - [Best Black Friday Deals of 2016](https://www.youngadultmoney.com/best-black-friday-deals/) - Considering shopping on Black Friday? Check out this roundup of the best Black Friday deals from 4 popular retailers. - [7 Things to Do to Put $100 in Your Pocket Right Now](https://www.youngadultmoney.com/things-to-do-to-put-100-in-your-pocket-right-now/) - Short on cash? Luckily, it's easier than you may think to find a few extra bucks in your budget. Here are 7 things to do to put $100 in your pocket right now. - [8 Ideas to Make Extra Money During the Holiday Season](https://www.youngadultmoney.com/ideas-to-make-more-money-during-the-holiday-season/) - Instead of busting your budget over the holidays, why not take the opportunity to make money? Here are 8 ways to make extra money during the holiday season. - [How to Set Boundaries at Work - Both at a 9-5 and With Freelancing](https://www.youngadultmoney.com/how-to-set-boundaries-at-work/) - Are you feeling burnt out, stressed, and undervalued? You might need to set boundaries at work so you can put yourself first. Here's how! - [How to Find the Best Cyber Monday Deals](https://www.youngadultmoney.com/how-to-find-the-best-cyber-monday-deals/) - Cyber Monday: where you can find awesome deals online while sitting in the comfort of your own home. Make the most of your shopping by practicing these tips. - [15 Healthy Habits for Success in Every Area of Life](https://www.youngadultmoney.com/15-healthy-habits-for-success-in-every-area-of-life/) - Do you want to become more successful? Here are 15 habits for success that focus on your physical health, mental health, and productivity so you work smarter. - [7 Ideas for a More Affordable Holiday Season](https://www.youngadultmoney.com/affordable-holiday-season/) - The holiday season should leave you feeling sentimental, peaceful, and nostalgic, not financially stressed. Here are 7 ways to save during the holidays. - [How to Deal With These 5 Hidden Holiday Expenses](https://www.youngadultmoney.com/how-to-deal-with-these-5-hidden-holiday-expenses/) - Hidden holiday expenses tend to have a huge impact on your finances. Here are 5 hidden expenses to consider and how to deal with them this holiday season. - [5 Ways to Bounce Back After You've Burnt Out at Work](https://www.youngadultmoney.com/5-ways-to-bounce-back-after-youve-burnt-out-at-work/) - Workplace burnout can happen to anyone. Bounce back and get on the right track with these 5 tips for overcoming burnout. - [7 Signs You Should Change Your Career](https://www.youngadultmoney.com/7-signs-you-should-change-your-career/) - Do you feel trapped by your job? Does it cause you stress, anxiety, or unhappiness? Are you bored by it? These are signs you should change careers. - [Money & Happiness: How Are They Linked?](https://www.youngadultmoney.com/money-happiness-how-are-they-linked/) - Many people think happiness is dependent on money, but that's not always the case. Here's how money and happiness are actually linked, and how it affects you. - [5 Items I've Sold for Quick Cash](https://www.youngadultmoney.com/5-items-ive-sold-for-quick-cash/) - When you need quick cash, try selling something you no longer want to need. Here are 5 items I've solve for quick cash and tips to help you sell your items too. - [10 Signs You're Not Meant to Freelance](https://www.youngadultmoney.com/10-signs-youre-not-meant-to-freelance/) - Do you fantasize about quitting your job to freelance? Make sure you're cut out for self-employment by reviewing these 10 signs you're not meant to freelance. - [Why You Should Donate Even While on a Tight Budget](https://www.youngadultmoney.com/donate-on-a-budget/) - When you're on a tight budget, likely the last thing on your mind is giving money away. However, donating isn't impossible. Here's how to donate on a budget. - [How Stay-At-Home Parents Can Contribute Financially](https://www.youngadultmoney.com/how-stay-at-home-parents-can-contribute-financially/) - Stay-at-home parents play a valuable role in the family. If you are looking for ways to contribute more financially, here are 6 ways to help save & make money. - [How to Quickly Build an Emergency Fund](https://www.youngadultmoney.com/how-to-quickly-build-an-emergency-fund/) - Do you know how you would handle a financial emergency? Uncontrollable situations happen, so here's how to quickly build an emergency fund. - [7 Financial Moves to Make Before the End of the Year](https://www.youngadultmoney.com/7-financial-moves-to-make-before-the-end-of-the-year/) - The end of the year will be here soon enough. Here are 7 financial moves to make during the next few months to make sure your finances stay on track. - [12 Financial Moves to Make This Year](https://www.youngadultmoney.com/12-financial-moves-to-make-this-year/) - Looking to make serious progress on your financial situation this year? Then you need to review these financial moves you can make for greater success. - [What’s the Difference Between a 401(k) and an IRA? Which is Better?](https://www.youngadultmoney.com/whats-the-difference-between-a-401k-and-an-ira-which-is-better/) - Don't know where to start with retirement savings? A 401(k) or IRA can do the trick, but do you know which is better for your situation? Find out! - [Overwhelmed by Personal Finance? Here's What to Do](https://www.youngadultmoney.com/how-to-stop-feeling-overwhelmed-by-personal-finance/) - Stop feeling overwhelmed by personal finance by limiting the amount of information you find and focusing on the specific problems you need to fix. Here's how! - [It's Simple: Millennials Want More Money!](https://www.youngadultmoney.com/simple-millennials-want-more-money/) - There is a misconception when it comes to millennials that they care more about trendy work places than their salary, but the reality is that they want more money - [The Not-So-Glamorous Side of Being Location Independent](https://www.youngadultmoney.com/the-not-so-glamorous-side-of-being-location-independent/) - While being location independent might sound awesome, just like every other career, it has its downsides. Get the full picture before you make the leap. - [3 Reasons Delayed Gratification Boosts Your Finances](https://www.youngadultmoney.com/3-reasons-delayed-gratification-boosts-your-finances/) - Here are three reasons that practicing delayed gratification truly boosts your financial situation. - [8 Reasons to Contribute to an HSA](https://www.youngadultmoney.com/8-reasons-to-contribute-to-an-hsa/) - Health Savings Accounts (HSA) are tax-advantaged medical savings accounts that come with plenty of benefits besides taxes alone. - [How to Get Over Breadwinner Envy](https://www.youngadultmoney.com/how-to-get-over-breadwinner-envy/) - Jealousy over whoever makes the most money has likely made an appearance in your relationship. Learn how to get over breadwinner envy. - [7 Bad Habits That Are Costing You Money](https://www.youngadultmoney.com/7-bad-habits-that-are-costing-you-money/) - We are all guilty of some bad habits. But how much do our habits actually cost us financially? Here's the real cost of 7 bad habits. - [7 Common Credit Card Fees To Watch Out For](https://www.youngadultmoney.com/7-common-credit-card-fees-to-watch-out-for/) - Credit cards have some great benefits when used wisely but they can cost you money. Here are 7 common credit card fees to watch out for. - [How to Set and Achieve Savings Goals](https://www.youngadultmoney.com/how-to-set-and-achieve-savings-goals/) - Have you been struggling with achieving your savings goals? Or are you overwhelmed by all of them? Here's how to organize your goals into a plan for success. - [The Ultimate List of Birthday Freebies](https://www.youngadultmoney.com/ultimate-birthday-freebie-list/) - Who doesn't love free stuff or birthdays? How about free stuff on your birthday? Here's the ultimate list of birthday freebies. - [How to Accomplish Goals by using the "Financial Bridge" Technique](https://www.youngadultmoney.com/how-to-accomplish-goals-by-using-the-financial-bridge-technique/) - While a financial bridge may be useful in corporate finance, you can apply the "financial bridge" technique to goal-setting to make accomplishing goals more likely. - [7 Reasons Why You Should Track Your Spending](https://www.youngadultmoney.com/7-reasons-why-you-should-track-your-spending/) - Do you have a good idea of where your money is going? If you're running out of cash before payday, then consider these reasons to track your spending. - [How to Make Money Entering Giveaways](https://www.youngadultmoney.com/how-to-make-money-entering-giveaways/) - Do people actually make money entering giveaways? Yes they do! In this post we explain how to make money entering giveaways. - [How to Stop Comparing Your Financial Situation to Others](https://www.youngadultmoney.com/how-to-stop-comparing-your-financial-situation-to-others/) - Constantly comparing your financial situation to other people is consuming. Learn how to combat financial comparison and focus on improving your own finances. - [4 Alternatives to Graduate School](https://www.youngadultmoney.com/4-alternatives-to-graduate-school/) - On the fence about going to graduate school. Master's degree programs are expensive but these 4 alternatives can help you save money & advance your career. - [How Your Fear of Missing Out is Costing You Money](https://www.youngadultmoney.com/how-your-fear-of-missing-out-is-costing-you-money/) - Do you have an intense fear of missing out on social activities? It may be costing you big. Learn what FOMO is and how to combat it. - [How to Separate Your Money & Your Emotions](https://www.youngadultmoney.com/how-to-separate-your-money-your-emotions/) - Can you separate your money and your emotions, or is it a struggle? Here are a few ways you can untangle the two to have a healthy relationship with money. - [10 Financial Basics Everyone Should Know](https://www.youngadultmoney.com/10-financial-basics-everyone-should-know/) - Just getting started with managing your money? Learn the financial basics so you don't suffer from information overload. Here are 10 important lessons to know! - [Young Adult Money is Hiring!](https://www.youngadultmoney.com/young-adult-money-is-hiring/) - Young Adult Money is hiring new writers and bloggers! We are also hiring a virtual assistant. Read this post to see the job responsibilities. - [Use this Simple Hack to Get the Lowest Price (and cash back!) on Products You Love](https://www.youngadultmoney.com/use-this-simple-hack-to-get-the-lowest-price-and-cash-back-on-products-you-love/) - Do you like to save money by getting the lowest price on products you buy already? Use this one simple hack to be alerted when the prices are the lowest. - [Use this Hack to Make a Quick $25](https://www.youngadultmoney.com/use-this-hack-to-make-a-quick-25/) - You can make a quick $25 by using this simple hack. It takes less than 30 minutes and is easy to do. We also mention a few other ways to make some side cash in your spare time. - [Why Frugality Isn't Enough](https://www.youngadultmoney.com/why-frugality-isnt-enough/) - Frugality isn't enough to get you to financial freedom or retirement. You need to focus on building wealth to supercharge those savings for a secure future. - [How to Save Money as a Grad Student](https://www.youngadultmoney.com/how-to-save-money-as-a-grad-student/) - Tips for finding extra money and saving money on costs when you are a grad student. - [5 Hobbies that Will Improve Your Mind, Body, and Skill Set (Part 2)](https://www.youngadultmoney.com/5-hobbies-that-will-improve-your-mind-body-and-skill-set-part-2/) - Want to take your mind, body, and skill set to the next level? Focusing on these 5 hobbies will help you get there - and you will have fun doing it! - [8 Books That Help You Manage Your Money](https://www.youngadultmoney.com/8-books-that-help-you-manage-your-money/) - Are you overwhelmed by all the personal finance advice out there? These books will help you with money management in a basic, no-nonsense, strategic way! - [4 Apps That Help You Save Money Automatically](https://www.youngadultmoney.com/4-apps-that-help-you-save-money-automatically/) - Reviews of Acorns, Digit, and Qapital, apps that help you save money automatically. - [How to Organize Coupons: A Coupon Database](https://www.youngadultmoney.com/how-to-organize-coupons-a-coupon-database/) - [6 Extreme Measures to Save Money](https://www.youngadultmoney.com/6-extreme-measures-to-save-money/) - Getting extreme about saving money is about cutting out unnecessary expenses, reducing necessary ones, and staying positive along the way. - [13 Things that Make Traveling Easier](https://www.youngadultmoney.com/13-things-that-make-traveling-easier/) - Traveling is fun but can be stressful at times. Here's 13 things that make traveling easier. - [How to Balance Travel with Money Goals](https://www.youngadultmoney.com/how-to-balance-travel-with-money-goals/) - How to use rewards schemes and travel hacks to help you save money and meet your goals while still getting to travel. - [My New Book Hustle Away Debt is on Amazon!](https://www.youngadultmoney.com/my-new-book-hustle-away-debt/) - Are you in debt and not sure how you will get out of it? Could you use extra money each month to pay off debt? Hustle Away Debt was written for you! - [How to Stay Motivated When on a Budget](https://www.youngadultmoney.com/how-to-stay-motivated-when-on-a-budget/) - Staying motivated when on a budget can be difficult if you have the wrong mindset about it. Here's how to find happiness with your budget so you stay on track. - [How to Make Extra Money Using Qmee](https://www.youngadultmoney.com/2016/06/21/how-qmee-can-help-you-make-extra-money/) - Qmee is an easy way to make extra money from the comfort of your home. We explain how Qmee works in this post, as well as how much you can make using it. - [When You Should (and Shouldn't) Share Your Finances](https://www.youngadultmoney.com/share-your-finances/) - Talking about money has always been taboo, but people are more open these days. Here's some tips and advice on when you should (and shouldn't) divulge your finances. - [Top 5 Places to Open an IRA](https://www.youngadultmoney.com/top-5-places-to-open-an-ira/) - This post looks at the benefits of an IRA and why to open an IRA, then evaluates companies that offer IRAs and best options for opening an IRA - [3 Questions to Ask When Deciding on a Freelance Gig](https://www.youngadultmoney.com/3-questions-to-ask-when-deciding-on-a-freelance-gig/) - Trying to decide on whether to take a freelancing gig or not? Ask yourselves these three questions to gain clarity on whether to take it or not. - [How Qmee Can Help You Make Extra Money](https://www.youngadultmoney.com/how-qmee-can-help-you-make-extra-money/) - If you like finding ways to make extra money, you will love Qmee. Qmee is a non-obtrusive (and free) price-comparison tool that rewards you for using it. - [How to Afford Travel without Credit Cards](https://www.youngadultmoney.com/how-to-afford-travel-without-credit-cards/) - Want to travel but don't want to use credit cards? Here's some good news: if you are motivated enough you can afford to travel without credit cards. Here's how. - [10 Books That Help You Increase Productivity](https://www.youngadultmoney.com/10-books-that-help-you-increase-productivity/) - Do you find yourself wishing there was more time in the day to get things done? These books will help you increase productivity and use your time wisely. - [This One Simple Mistake Can Kill Your Credit Score](https://www.youngadultmoney.com/this-one-simple-mistake-can-kill-your-credit-score/) - There are a lot of misconceptions about credit scores, and one simple mistake - that is often viewed as a "good" move - can actually kill your credit score! - [5 Hobbies that Will Improve Your Mind, Body, and Skill Set - Part 1](https://www.youngadultmoney.com/5-hobbies-that-will-improve-your-skill-set/) - Hobbies that will improve your professional skill set, body, and mind to help you become a more well-rounded and successful person. - [How a Good Deal Can be a Bad Deal](https://www.youngadultmoney.com/how-a-good-deal-can-be-a-bad-deal/) - How to recognize and avoid the traps of saving money when you're actually losing it. - [5 Books That Help You Pay Off Debt](https://www.youngadultmoney.com/5-books-that-help-you-pay-off-debt/) - Struggling to pay off debt and looking for educational solutions? These books on debt payoff will give you practical systems and strategies to become debt free. - [Scared of Credit Cards? Try this Free Service that adds Spending Safeguards](https://www.youngadultmoney.com/scared-of-credit-cards-try-this-free-service-that-adds-spending-safeguards/) - Are you scared of credit cards? Consider trying out this free service that adds spending safeguards - and gives you peace of mind. - [26 Top Tools for Freelancers](https://www.youngadultmoney.com/top-tools-for-freelancers/) - Want to take your business to the next level? You'll need a little help. Here are 20+ tools for freelancers that will boost your productivity and income. - [How to Get Your Credit Reports for Free](https://www.youngadultmoney.com/how-to-get-your-credit-reports-for-free/) - Discusses why it's important to look at your credit reports and how to get free credit reports annually from each of the three bureaus. - [Getting Health Insurance as a Freelancer](https://www.youngadultmoney.com/health-insurance-as-a-freelancer/) - Getting health insurance as a freelancer can be tricky, especially if you haven't budgeted for it. Here are the options available to you and how to afford it. - [Personal Finance Checklist for Recent Grads](https://www.youngadultmoney.com/personal-finance-checklist-for-recent-grads/) - Advice for recent grads and millennials on personal finance management, debt payoff, goal-setting, and evaluating financial situation - [7 Hidden Moving Expenses](https://www.youngadultmoney.com/hidden-moving-expenses/) - Have plans to move soon? Don't get blindsided by the many hidden moving expenses you may encounter. Find out what fees and purchases to budget for here. - [5 Things to do Before Travel Hacking](https://www.youngadultmoney.com/5-things-to-do-before-travel-hacking/) - Before you start signing up for rewards cards or scouring the internet for the best travel hacks, know which hacks to target and which will work best for you. - [8 Ways to Make Money Blogging](https://www.youngadultmoney.com/8-ways-to-make-money-blogging/) - If you've ever wondered how to make money blogging, read this post. We share 8 ways to make money blogging and get you started at blogging for money. - [7 Gift Ideas for College Graduates](https://www.youngadultmoney.com/7-gift-ideas-for-college-graduates/) - A list of useful, meaningful, and inexpensive gift ideas for students graduating from college. - [5 Ways to Empower Yourself Financially](https://www.youngadultmoney.com/5-ways-to-empower-yourself-financially/) - Do you feel "empowered" when it comes to money and finances? If not, you aren't alone. Do these 5 things if you desire to feel financially empowered. - [Should Millennials Focus on Income or Net Worth?](https://www.youngadultmoney.com/should-millennials-focus-on-income-or-net-worth/) - Why millennials should consider focusing on their income, not net worth, while they're building a financial foundation. - [Should You Reward Yourself for Good Financial Habits?](https://www.youngadultmoney.com/should-you-reward-yourself-for-good-financial-habits/) - The good and the bad of material rewards, and how you can use them to help achieve your financial goals. - [3 Ways to Stay Motivated When You Don't Want to Hustle](https://www.youngadultmoney.com/stay-motivated/) - Hustling is hard work, and it's not easy to stay motivated especially if you are overworked and tired. Here are some tricks I use to stay motivated when the going gets tough. - [4 Ways To Further Invest In Your Side Business](https://www.youngadultmoney.com/4-ways-to-further-invest-in-your-side-business/) - Looking to take your side business to the next level? Invest in your side business with learning, branding, outsourcing, and networking. - [How to Overcome Your Fear of Side Hustling](https://www.youngadultmoney.com/how-to-overcome-your-fear-of-side-hustling/) - Are you feeling overwhelmed with fear of side hustling? Try having an accountability partner, working for free, welcoming failure, or just going for it! - [The Benefits of Side Hustling](https://www.youngadultmoney.com/the-benefits-of-side-hustling/) - Ever wonder what the big deal is around having a side business, or why it's a good idea in the first place? Here are 5 benefits of side hustling! - [5 Ways to Make Your Side Hustle More Legit](https://www.youngadultmoney.com/5-ways-to-make-your-side-hustle-more-legit/) - [5 Reasons Blogging is the Ultimate Side Hustle](https://www.youngadultmoney.com/5-reasons-blogging-is-the-ultimate-side-hustle/) - Want to make more money, but already have a full-time job? Blogging as a side income may be the best option. - [Characteristics I look for in a Side Hustle](https://www.youngadultmoney.com/characteristics-i-look-for-in-a-side-hustle/) - There are a couple specific things I look for in a side hustle, including location-independence and ability to outsource and sell down the road. - [How to Find the Perfect Side Hustle for You](https://www.youngadultmoney.com/how-to-find-the-perfect-side-hustle-for-you/) - If you've always wanted to start a side hustle to make extra money, here's how to find the perfect one for you. - [3 Ways to Make Your Side Hustle More Profitable and Efficient](https://www.youngadultmoney.com/3-ways-to-make-your-side-hustle-more-profitable-and-efficient/) - Anyone who has a side hustle knows that time is limited. We discuss 3 ways to make your side hustle more profitable and efficient. - [4 Industries Perfect for Side Hustles](https://www.youngadultmoney.com/4-industries-perfect-for-side-hustles/) - Some industries are perfect for side hustles. We explore four of these industries in this post. - [How to Streamline Your Side Hustle](https://www.youngadultmoney.com/how-to-streamline-your-side-hustle/) - It's hard to give up the control of your business but there comes a time and a place where you just need to streamline your side hustle. Here's how. - [How to Get Rich: Side Hustles and Startups](https://www.youngadultmoney.com/how-to-get-rich-side-hustles-and-startups/) - Want to get rich? Work on side hustles and startups to give yourself the best chance at becoming rich. - [Side Hustle Idea: Delivering with Deliv](https://www.youngadultmoney.com/side-hustle-idea-delivering-with-deliv/) - We are always looking for new side hustle ideas and new ways to increase our income. Our latest side hustle idea is delivering with Deliv. - [How to Make Time to Develop Your Side Hustle](https://www.youngadultmoney.com/how-to-make-time-to-develop-your-side-hustle/) - Struggling with how to make time to develop your side hustle? Here are five tips to help you find the time to focus on your side business. - [5 Statistics That Show How Big of a Problem Debt is Today](https://www.youngadultmoney.com/how-big-of-a-problem-debt-is-today/) - Did you know the total student loan debt is over $1.3 trillion? Or the average household credit card debt is over $15k? Find out what we can do to fight it. - [7 Reasons Millennials Should Start a Side Hustle](https://www.youngadultmoney.com/reasons-millennials-should-start-a-side-hustle/) - Millennials are uniquely positioned to benefit from starting a side hustle. Here's 7 reasons millennials should start a side hustle. - [6 Options for Tracking Your Expenses](https://www.youngadultmoney.com/6-options-for-tracking-your-expenses/) - This post discusses DIY, spreadsheet, app, online, and other ways to track your expenses and spending to save money. - [5 Tips for Sticking to a Budget](https://www.youngadultmoney.com/5-tips-for-sticking-to-a-budget/) - Many people find sticking to a budget difficult. This post has 5 tips for successful budgeting. - [5 Best Gifts for Finance Nerds](https://www.youngadultmoney.com/5-best-gifts-for-finance-nerds/) - Gifts for finance nerds can be difficult to think of, as they're often hard to shop for. Here are 5 recommendations for any occasion from a financial blogger. - [I Just Got Laid Off...What Should I Do Now?](https://www.youngadultmoney.com/i-just-got-laid-off-what-should-i-do-now/) - You just got the news: you've been laid off. These 9 steps will get you back on track to earning money so you can focus on the job search rather than worrying. - [Focus on a Side Hustle or Go to Grad School?](https://www.youngadultmoney.com/focus-on-a-side-hustle-or-go-to-grad-school/) - Is it better to focus on a side hustle or to go to grad school? Both have pros and cons, and the answer depends on each individual. - [Side Hustle Pursuit – Opening an Online Store](https://www.youngadultmoney.com/side-hustle-pursuit-opening-an-online-store/) - [You Won't Believe What Started as a Side Hustle](https://www.youngadultmoney.com/you-wont-believe-what-started-as-a-side-hustle/) - You won't believe that this started as a side hustle. It shows that through hard work and being willing to try different things, side hustles can succeed. - [7 Ways for Young Professionals to Avoid Burnout](https://www.youngadultmoney.com/7-ways-for-young-professionals-to-avoid-burnout/) - Identify the onsets of burnout and avoid the consequences with seven simple steps. - [Do you know what actually affects your credit score?](https://www.youngadultmoney.com/do-you-know-what-actually-affects-your-credit-score/) - TransUnion recently conducted a survey revealed that the majority of consumers don’t know what affects their credit score. Learn what affects your credit score here. - [3 Important Steps to Take to Reach Retirement](https://www.youngadultmoney.com/3-important-steps-to-take-to-reach-retirement/) - Do you hope to reach retirement someday? You'll want to cehck out these 3 important steps to take to reach retirement. - [10 Student Loan Tips for Repaying your Loans](https://www.youngadultmoney.com/10-student-loan-tips-for-repaying-your-loans/) - Whether you just finished college or are a few years into your student loan repayment, we have 10 tips for repaying your student loans. - [Gradible: Make Extra Money to Pay Off Student Loans](https://www.youngadultmoney.com/gradible-make-extra-money-to-pay-off-student-loans/) - [How to Keep Your Passwords Secure](https://www.youngadultmoney.com/how-to-keep-your-passwords-secure/) - With potentially hundreds of logins and experts telling you not to use the same password more than once, what do you do? We have a solution to this problem. - [A New Tool that Protects Your Credit: Credit Lock](https://www.youngadultmoney.com/a-new-tool-that-protects-your-credit-credit-lock/) - Now more than ever we need to be vigilant about protecting our credit. There is a new tool from TransUnion called Credit Lock that we checked out. - [8 Ways to be More Productive at Work](https://www.youngadultmoney.com/8-ways-to-be-more-productive-at-work/) - Increase your productivity by taking control of your appearance, mindset, diet and other overlooked habits of efficient working professionals. - [7 Strategies to Use to Become a Millionaire](https://www.youngadultmoney.com/become-a-millionaire/) - Do you want to become a millionaire? Who doesn't! The good thing is it's possible - even for you - if you follow these seven strategies to grow your wealth. - [5 Ways to Diversify Your Income](https://www.youngadultmoney.com/5-ways-to-diversify-your-income/) - Do you rely solely on your day job for income? That's a mistake. Here are 5 ways to diversify your income so you have a fallback plan in case you lose your job. - [Here's How You Can Make Taxes Easier Next Year](https://www.youngadultmoney.com/heres-how-you-can-make-taxes-easier-next-year/) - Tax planning is a year-round activity for those who want to save money and who want their taxes to be easier next year. Use these tips to make your taxes easier. - [How to Earn Money While Travelling](https://www.youngadultmoney.com/how-to-earn-money-while-travelling/) - [What You Need to Know About Your HSA](https://www.youngadultmoney.com/what-you-need-to-know-about-your-hsa/) - If you have an HSA you have a powerful tool that can help you prepare for medical emergencies and even provides big tax savings. Here's what you need to know. - [6 Tax Advantage Savings for Millennials](https://www.youngadultmoney.com/6-tax-advantage-savings-for-millennials/) - Taxes are filled with benefits and advantages - if you know what they are. We share 6 tax advantage savings for millennials. - [My Plan for Tackling 300k of Student Loan Debt](https://www.youngadultmoney.com/my-plan-for-tackling-300k-of-student-loan-debt/) - In two years, I'm going to be faced with an astronomical student loan debt over over 300k. Here's how I'm going to tackle it. - [3 Ways the Government Can Provide Student Loan Debt Relief](https://www.youngadultmoney.com/3-ways-the-government-can-provide-student-loan-debt-relief/) - Student loan debt in the united States has surpassed $1.2 trillion. Here are 3 ways the government can provide student loan debt relief. - [6 Reasons to Prioritize Paying Off Student Loan Debt](https://www.youngadultmoney.com/prioritize-paying-off-student-loan-debt/) - Have you resigned yourself to thinking being in student loan debt is normal? Here are a few reasons you should consider paying off your student loans early. - [The Mentality Around Student Loan Debt: What's the Rush?](https://www.youngadultmoney.com/mentality-student-loan-debt/) - Should we be rushing to pay off our student loan debt, or should we prioritize other goals in life, such as marriage, starting a family, and buying a house? - [Careers that Offer Student Loan Forgiveness](https://www.youngadultmoney.com/careers-that-offer-student-loan-forgiveness/) - Qualifying for a student debt forgiveness program through your employer could be a life-changing way to unsaddle yourself from burdensome student loan debt. - [Most Content on the Web about Student Loans is Pointless](https://www.youngadultmoney.com/most-content-on-the-web-about-student-loans-is-pointless/) - [Student Loans: My Biggest Financial Mistake](https://www.youngadultmoney.com/student-loans-my-biggest-financial-mistake/) - Of all the financial mistakes that I've written about, taking out too many student loans is the absolute worst one that I've made. - [Where Do the 2016 Presidential Candidates Stand on Student Loans?](https://www.youngadultmoney.com/where-do-the-2016-presidential-candidates-stand-on-student-loans/) - The issue of student loan reform has taken center stage for millennials in the 2016 Presidential race. Here's where the candidates stand on student loans. - [How People Make Money Online](https://www.youngadultmoney.com/how-people-make-money-online/) - [How to Make Money on YouTube](https://www.youngadultmoney.com/how-to-make-money-on-youtube/) - [10 Ways to Make Money in the Wedding Industry](https://www.youngadultmoney.com/10-ways-to-make-money-in-the-wedding-industry/) - [5 Ways to Make Money In the Music Industry](https://www.youngadultmoney.com/5-ways-to-make-money-in-the-music-industry/) - [4 Ways to Make Money if You Need it ASAP](https://www.youngadultmoney.com/ways-to-make-money-if-you-need-it-asap/) - [How I want to make money - an overview and analysis of various ways to generate income](https://www.youngadultmoney.com/how-i-want-to-make-income-an-overview-of-various-ways-to-generate-income/) - [5 Ways to Make Money Blogging](https://www.youngadultmoney.com/5-ways-to-make-money-blogging/) - Many people like the idea of making money blogging, but how exactly do you make money blogging? In this post I have five different ways to make money blogging. - [The Dirty Little Secret of How People Make Money Blogging](https://www.youngadultmoney.com/the-dirty-little-secret-of-how-people-make-money-blogging/) - There's a dirty little secret when it comes to making money blogging that isn't talked about often. I share the secret in this post. - [How to Make Money While on Vacation](https://www.youngadultmoney.com/how-to-make-money-while-on-vacation/) - Do you wish you could travel and make money while on vacation? We explain a few different ways you can make this possible. - [How to Improve Your Financial Wellness](https://www.youngadultmoney.com/how-to-improve-your-financial-wellness/) - Are you stressed out about money? You aren't alone. Here's some tips on how to improve your financial wellness. - [6 Things to Do If You Want to Teach English Abroad](https://www.youngadultmoney.com/6-things-to-do-if-you-want-to-teach-english-abroad/) - Six things you can start doing to help you know where to apply, how to get a competitive edge, and what you can do to make the most of teaching abroad. - [Pet Horror Stories – Why You Need a Pet Emergency Fund](https://www.youngadultmoney.com/pet-horror-stories-why-you-need-a-pet-emergency-fund/) - If you’re a pet owner, these pet horror stories (and the huge costs these pet owners faced) may just persuade you to have a backup plan for any pet emergency. - [Top 10 Personal Finance Apps and Tools to Use](https://www.youngadultmoney.com/top-10-personal-finance-apps-and-tools-to-use/) - Want to manage your money on the go and check in with your accounts wherever you are? Anti-spreadsheet? Check out these awesome personal finance apps! - [How to Track Your Net Worth (Plus a Free Tool!)](https://www.youngadultmoney.com/track-net-worth-personal-capital/) - Want to track your net worth, plus your spending, investment returns, AND your income? Personal Capital aggregates your accounts in one spot, and it's free! - [5 Reasons You Should Plan for Taxes Year-Round](https://www.youngadultmoney.com/5-reasons-you-should-plan-for-taxes-year-round/) - Taxes are something most people only think about once a year, but we think it should be something you plan for year-round. - [Why Having a Short-Term Mindset Hurts Your Finances](https://www.youngadultmoney.com/why-having-a-short-term-mindset-hurts-your-finances/) - Did you know that having a short-term mindset hurts your finances? Find out if you're guilty of falling into this trap and what you can do to think longer-term. - [7 Money Rules for Millennials](https://www.youngadultmoney.com/7-money-rules-for-millennials/) - 7 basic rules Millennials can follow for managing money better and establishing habits that create wealth. - [How to Help Friends Who are Bad with Money](https://www.youngadultmoney.com/how-to-help-friends-who-are-bad-with-money/) - Here are a few ways to offer support and advice friends who are bad with money management, without ruining your friendship. - [Stock Analysis Tool Using Google Spreadsheets [Free Download]](https://www.youngadultmoney.com/stock-analysis-tool-using-google-spreadsheets-with-download/) - We created a stock analysis tool that you can use to analyze a group of stocks in Google Spreadsheets. Free to download. - [How a Conversion Ladder Can Help You Retire Early](https://www.youngadultmoney.com/how-a-conversion-ladder-can-help-you-retire-early/) - By planning to use an IRA conversion ladder in advance, you’ll avoid that 10% tax, have access to your money, and be able to fund an early retirement. - [How Much Potential Does Your Business Idea Have?](https://www.youngadultmoney.com/how-much-potential-does-your-business-idea-have/) - Every business idea has some potential, but how much potential does your business idea actually have? We talk about how scalability and competition impact your business idea's potential. - [How to get a Loan for a Small Business](https://www.youngadultmoney.com/how-to-get-a-loan-for-a-small-business/) - Getting a loan for a small business is much easier today than it was in the past. We explain how to quickly get a loan for a small business. - [The 1 Thing You Need to Do to Improve Your Finances this Year](https://www.youngadultmoney.com/the-1-thing-you-need-to-do-to-improve-your-finances-in-2015/) - Protecting your future earnings is the 1 thing you need to do to improve your finances. Life is unpredictable, so don't leave your greatest asset unprotected. - [Should I Play in the $10,000 WSOP Main Event?](https://www.youngadultmoney.com/should-i-play-in-the-10000-wsop-main-event/) - Is it wise to play in the $10,000 WSOP Main Event? I talk about whether I should or shouldn't play in the WSOP, and what I'd need to do to make it a reality. - [3 Financial Factors You Must Consider When Buying a Car](https://www.youngadultmoney.com/3-financial-factors-you-must-consider-when-buying-a-car/) - Buying a car can be a fun process, but it's important to have your finances straight. Here are 3 financial factors you must consider when buying a car. - [How to Become a Landlord in your 20s](https://www.youngadultmoney.com/how-to-become-a-landlord-in-your-20s/) - Do you desire rental income? We discuss how to become a landlord in your 20s in this post. - [3 Ways to Get Paid More at Your Full-Time Job](https://www.youngadultmoney.com/3-ways-to-get-paid-more-at-your-full-time-job/) - Getting paid more at your full-time job is the best way to increase income because it typically requires no additional time sacrifice. Here's 3 ways to do it. - [3 Retirement Planning Priorities for Millennials](https://www.youngadultmoney.com/3-retirement-planning-priorities-for-millennials/) - Retirement Planning is typically not a priority for Millennials, those in their 20s and 30s. We share 3 retirement planning priorities that simplify the process. - [The Ultimate Tax Checklist to Help You Prepare for Taxes](https://www.youngadultmoney.com/the-ultimate-tax-checklist-to-help-you-prepare-for-taxes/) - Don’t wait until the last minute to find everything you need. Check out this tax checklist to help yourself prepare for taxes. - [7 Ways to Put Financial Stress to Rest](https://www.youngadultmoney.com/7-ways-to-put-financial-stress-to-rest/) - 72% of adults experience financial stress on a consistent basis. Can you relate? It's time to put financial stress to rest with these 7 strategies. - [How to Get Rid of Cable (But Still Watch TV)](https://www.youngadultmoney.com/how-to-get-rid-of-cable-but-still-watch-tv/) - Don't want to give up your favorite TV shows? With so many options available, you can get rid of cable and avoid withdrawals. Here's a guide for what you need. - [Is Rent Really Throwing Money Away?](https://www.youngadultmoney.com/is-rent-really-throwing-money-away/) - Ask yourself these seven questions before deciding that rent is just throwing money away. - [4 Things I Do Every Month to Manage My Money](https://www.youngadultmoney.com/4-things-i-do-every-month-to-manage-my-money/) - What do you do each month to manage your money? Here's 4 things I do every month to manage my money. - [Pros and Cons of Eco-Friendly Products](https://www.youngadultmoney.com/pros-and-cons-of-eco-friendly-products/) - Eco-friendly products can be amazing for both the planet and your wallet. But what about the negatives? Are there any cons to eco-friendly products? - [Giving Back to the World](https://www.youngadultmoney.com/giving-back-to-the-world/) - [7 Tax Moves to Lower Your Taxes This Year](https://www.youngadultmoney.com/7-tax-moves-to-lower-your-taxes-this-year/) - Want to know how to hack and lower your taxes? You just need to know what opportunities to take advantage of. Here are 7 popular methods you can use! - [My 2016 Goals - and How I Plan on Accomplishing Them](https://www.youngadultmoney.com/my-2016-goals-and-how-i-plan-on-accomplishing-them/) - It's 2016 which means it's time to set goals for the new year! I share my 8 goals and how I plan on accomplishing them - [7 Steps to Take to Fix a Bad Credit Score](https://www.youngadultmoney.com/7-steps-to-take-to-fix-a-bad-credit-score/) - Improving a bad credit score isn't a daunting impossibility. Use these seven steps if you want to fix a bad credit score. - [How to Get Started in Freelance Writing](https://www.youngadultmoney.com/how-to-get-started-in-freelance-writing/) - It's not easy to get started in freelance writing. We have tips from someone who both freelances and hires freelancers on the best way to get started in freelance writing. - [2015 Goals Review - How Did I Do?](https://www.youngadultmoney.com/2015-goals-review-how-did-i-do/) - It's officially 2016 which means it's time for my 2015 goals review. Read to see how I did. - [5 Cognitive Biases That Negatively Impact Your Finances](https://www.youngadultmoney.com/5-cognitive-biases-that-negatively-impact-your-finances/) - Are you aware that a number of cognitive biases exist that can negatively impact your finances? Discover 5 and how you can safeguard yourself against them. - [Top 10 Posts of 2015](https://www.youngadultmoney.com/top-10-posts-of-2015/) - We had a lot of great posts in 2015 on Young Adult Money. Here are the top 10 posts of 2015. - [16 Cheap Ways to Ring in the New Year](https://www.youngadultmoney.com/16-cheap-ways-to-ring-in-the-new-year/) - Whether you host or attend a party, or keep it low key this year, here are 16 cheap ways to ring in the New Year. - [How to Save Money on a Date](https://www.youngadultmoney.com/how-to-save-money-on-a-date/) - [7 Home Upgrades I Want...Someday ;)](https://www.youngadultmoney.com/8-home-upgrades-i-want-someday/) - [4 Insurance Policies All Millennials Need to Have](https://www.youngadultmoney.com/insurance-policies-for-millennials/) - Insurance policies are typically ignored by millennials, but shouldn't be. Here are 4 insurance policies for millennials to think about before it's too late! - [You Won't Believe What the Show Breaking Bad is Actually About](https://www.youngadultmoney.com/you-wont-believe-what-the-show-breaking-bad-is-actually-about/) - You thought you knew what the show Breaking Bad was about, but you may have missed the main point of the series. You won't believe what it's actually about. - [How To Save Wisely And Build Wealth](https://www.youngadultmoney.com/how-to-save-wisely-and-build-wealth/) - [How to Start a WordPress Blog in 5 Easy Steps](https://www.youngadultmoney.com/how-to-start-a-wordpress-blog-in-5-easy-steps/) - [Factors That Affect Car Insurance Rates](https://www.youngadultmoney.com/factors-that-affect-car-insurance-rates/) - Car insurance rates can vary drastically by person. What drives those differences? Learn what factors affect car insurance rates. - [Why Mortgage Debt is Good Debt](https://www.youngadultmoney.com/why-mortgage-debt-is-good-debt/) - Mortgage debt is good debt. We explain a couple reasons why mortgage debt is good debt and how you can benefit from having a home loan - [The Triple Tax Advantage of Health Savings Accounts (HSA)](https://www.youngadultmoney.com/the-triple-tax-advantage-of-health-savings-accounts-hsa/) - [Would You Invest in an Apartment Building?](https://www.youngadultmoney.com/would-you-invest-in-an-apartment-building/) - Everyone is looking to eventually invest their money to make it grow and/or to provide them consistent income. But would you be willing to invest in an apartment building? - [I joined the "Millionaire Club"](https://www.youngadultmoney.com/my-millionaire-club-post/) - [3 Ways Startups Can Stay Lean](https://www.youngadultmoney.com/3-ways-startups-can-stay-lean/) - It's essential that startups run lean. If they don't run lean, they risk running out of money or wasting time and money on an unsuccessful product. - [8 Surprisingly Inexpensive Entertainment Ideas](https://www.youngadultmoney.com/8-surprisingly-inexpensive-entertainment-ideas/) - [Bitcoin - Will it Be Widely Accepted?](https://www.youngadultmoney.com/bitcoin-will-it-be-widely-accepted/) - Bitcoin has made a huge impact since being started six years ago. The big question remains, though: will bitcoins be widely accepted? - [5 Things to Consider Before Starting a Landscaping Business](https://www.youngadultmoney.com/5-things-to-consider-before-starting-a-landscaping-business/) - Starting a landscaping or construction business may be more complicated than you think. We discuss 5 things to consider before starting a landscaping business. - [20 Ways to Save Money In Your 20s](https://www.youngadultmoney.com/20-ways-to-save-money-in-your-20s/) - Want to save money in your 20s? It can be difficult when you don't get paid a ton and want to have an active social life, but these 20 ways to save will help! - [Introducing Parent Pal from Shop Your Way](https://www.youngadultmoney.com/introducing-parent-pal-from-shop-your-way/) - Parent Pal is a free service of the Shop Your Way website that offers personalized guidance and advice on topics and products related to raising children. - [8 Things to do on Black Friday Instead of Shop](https://www.youngadultmoney.com/8-things-to-do-on-black-friday-instead-of-shop/) - Want to take a stand against the consumerism of Black Friday and focus on holiday spirit instead? Here are 8 things you can do instead of shop! - [Make the Most of Holiday Deals](https://www.youngadultmoney.com/make-the-most-of-holiday-deals/) - If you decide to go shopping this year, use these methods to navigate the many sale days and make the most of the holiday deals. - [How to Stick to Your Debt Repayment Plan](https://www.youngadultmoney.com/stick-to-your-debt-repayment-plan/) - Having trouble figuring out how to stick to your debt repayment plan when you have years to go? Here are a few solutions you can use to pay off your debt. - [How Much are Fees Costing Your Retirement Savings?](https://www.youngadultmoney.com/how-much-are-fees-costing-your-retirement-savings/) - Do you know how much you're paying in fees for your IRA - or how much they are costing you in retirement savings? If not, FeeX is an easy (free) tool that can help. - [How to Retire Early](https://www.youngadultmoney.com/how-to-retire-early/) - [20 Random Things about DC of Young Adult Money](https://www.youngadultmoney.com/20-random-things-about-dc-of-young-adult-money/) - We all know DC is the guy behind Young Adult Money, but do you know anything about him? In this post he shares 20 random things about himself. - [Retirement for Millennials: Get Started!](https://www.youngadultmoney.com/retirement-for-millennials-get-started/) - Millennials have a ton of priorities and not much time to address them all. Check out my "simplified" retirement advice for 20- and 30-somethings. - [Do your Hobbies Become your Work?](https://www.youngadultmoney.com/do-your-hobbies-become-your-work/) - Are you the kind of person whose hobbies end up being their work? Read about how my hobbies have natural become my work over the years. - [How to Stop Losing Money in your Retirement Account by Using FeeX](https://www.youngadultmoney.com/how-to-stop-losing-money-in-your-retirement-account-by-using-feex/) - You may be losing money in your retirement accounts and not even know it. We explain how using FeeX's free tool can help you stop losing money. - [How I went to Hawaii for Free](https://www.youngadultmoney.com/how-i-went-to-hawaii-for-free/) - You've probably heard of people going on trips for free and wondered how they did it. I explain how I went to Hawaii for Free in this post. - [3 Real Ways to Work from Home Full-Time](https://www.youngadultmoney.com/3-real-ways-to-work-from-home-full-time/) - Do you desire to work from home full-time but don't know how to do make it a reality? We share 3 real ways to work from home full-time in this post. - [How to Stay Organized With Your Money](https://www.youngadultmoney.com/stay-organized-with-your-money/) - Are you too busy to manage your money, but worried about something falling through the cracks? Here's how to stay organized with your money during busy times. - [7 Ways Stress Can Mess With Your Finances](https://www.youngadultmoney.com/7-ways-stress-can-mess-with-your-finances/) - While money can cause anxiety, stress can mess with your finances, too. Learn how to safeguard your financial situation from being overrun by stress. - [Tiny House Nation: Pros and Cons of the Micro-dwelling Movement](https://www.youngadultmoney.com/tiny-house-nation-pros-and-cons-of-the-micro-dwelling-movement/) - Before you decide to make the switch to a tiny house, carefully assess your lifestyle needs to see if the pros of tiny home living outweigh the cons. - [How Credit Unions Differ From Banks, and Which is Better](https://www.youngadultmoney.com/how-credit-unions-differ-from-banks-and-which-is-better/) - Are you aware of the ways credit unions differ from banks? When it comes to who you bank with, think about the rates, products, and customer service offered. - [7 Ways to Make Quick Money Online in Your Free Time](https://www.youngadultmoney.com/7-ways-to-make-quick-money-online-in-your-free-time/) - If you want to make some easy extra money online, check out these seven ways to earn quick money online in your free time. - [How PayPal Credit Works](https://www.youngadultmoney.com/how-paypal-credit-works/) - PayPal Credit is an innovative new service that makes using credit easier. Read this article to see how PayPal Credit works. - [How to Start Investing in Your 20s](https://www.youngadultmoney.com/start-investing-in-your-20s/) - Your 20s are the ideal time to start investing. We explain how to start investing in your 20s, investing tips, and ways to get started investing. - [12 Ways to Give Back that Don’t Involve Donating Money](https://www.youngadultmoney.com/12-ways-to-give-back-that-dont-involve-donating-money/) - Don’t let a low budget or high debts prevent you from going out and making a difference. Here are 12 Ways to Give Back that Don’t Involve Donating Money. - [How to Be Frugal Without Being Boring](https://www.youngadultmoney.com/how-to-be-frugal-without-being-boring/) - Is it possible to be frugal without being boring? Yes! It turns out, saving isn't about depriving yourself. You can enjoy your 20s while still having fun. - [Do You Have an Emergency Financial Plan?](https://www.youngadultmoney.com/do-you-have-an-emergency-financial-plan/) - Are you prepared with an emergency financial plan in case you lose your job or are in an accident that prevents you from working? If not, start preparing now. - [How to Keep Wedding Costs Down](https://www.youngadultmoney.com/how-to-keep-wedding-costs-down/) - Easy ways to have the wedding of your dreams while keeping the actual wedding costs down. - [3 Good Alternatives to Credit Cards](https://www.youngadultmoney.com/3-good-alternatives-to-credit-cards/) - Do you want to avoid credit cards? We have 3 good alternatives to credit cards, as well as some shocking statistics about how many millennials use credit cards. - [The Sprint vs Marathon Mindset When it Comes to Money](https://www.youngadultmoney.com/sprint-vs-marathon-mindset-money/) - We've all heard "life is a marathon, not a sprint," but when it comes to money, the sprint vs marathon debate continues on. Which mindset is the best? - [Finding Your Financial "Why"](https://www.youngadultmoney.com/finding-your-financial-why/) - Don't follow the crowd when it comes to doing what you've been told to do. Instead, find your own financial "why" to experience more success in reaching goals. - [Win $50 to ShopYourWay.com](https://www.youngadultmoney.com/win-50-to-shopyourway-com/) - If you like 2-day shipping, reward points, giveaways, and more you need to check out all the benefits Shop Your Way has to offer. - [4 Ways Millennials Can Put Their Finances on Autopilot](https://www.youngadultmoney.com/4-ways-millennials-can-put-their-finances-on-autopilot/) - Are you a busy person? You probably don't want to take a lot of time to manage your money every week. Here are 4 ways to put your finances on autopilot instead. - [7 Practical Ways to Improve Your Long Term Finances](https://www.youngadultmoney.com/7-practical-ways-to-improve-your-long-term-finances/) - Set a course for yourself with the actionable steps that you can take on your way to improving your long term finances. - [5 Financial Considerations Before Adopting a Pet](https://www.youngadultmoney.com/5-financial-considerations-before-adopting-a-pet/) - Are you thinking about adding a puppy or kitten to your family? Take these 5 financial considerations before adopting a pet into account so you can be prepared. - [How Often Should Couples Discuss Finances?](https://www.youngadultmoney.com/how-often-should-couples-discuss-finances/) - How often should couples discuss finances? How a usually divisive topic can strengthen relationships and make them more cohesive. - [5 Reasons to Love Savvy Spreadsheets Super Starter Budget](https://www.youngadultmoney.com/5-reasons-to-love-savvy-spreadsheets-super-starter-budget/) - Here’s a list of five reasons why I loved Savvy Spreadsheets’ Super Starter Budget, and I believe you will too. - [How I Plan on Fast-Tracking Financial Independence](https://www.youngadultmoney.com/how-i-plan-on-fast-tracking-financial-independence/) - Financial Independence isn't something that comes quickly, but I have a strategy to share that will fast-track the process. - [Frugal Summer Activity Idea: Camping](https://www.youngadultmoney.com/frugal-summer-activity-idea-camping/) - Want to travel or get away but don't have a lot of money? Consider our frugal Summer activity idea: camping. - [3 Reasons Investing in Commercial Property is a Good Idea](https://www.youngadultmoney.com/3-reasons-investing-in-commercial-property-is-a-good-idea/) - [3 Ways to Recover from a Financial Setback](https://www.youngadultmoney.com/3-ways-to-recover-from-a-financial-setback/) - Have you experienced a financial setback? Read this post for 3 steps to take towards financial recovery. - [4 Ways to be Better Prepared for Taxes Next Year](https://www.youngadultmoney.com/4-ways-to-be-better-prepared-for-taxes-next-year/) - Make next year's tax season a little less of a headache with these 4 tips on how to be better prepared for taxes. - [How to Prepare for a Garage Sale: Garage Sale To-Do List [With Download]](https://www.youngadultmoney.com/how-to-prepare-for-a-garage-sale-garage-sale-to-do-list-with-download/) - [How You Can Become a Millionaire this Weekend (For Free)](https://www.youngadultmoney.com/how-you-can-become-a-millionaire-this-weekend-for-free/) - We have an opportunity today where you can become a millionaire this weekend - for free! Got your attention? Read this post - there isn't much time left. - [4 Habits That Help You Save Money](https://www.youngadultmoney.com/4-habits-that-help-save-money/) - What habits can help you save money? We have 4 habits that will help you save lots of money over time. - [Are You in Denial About Your Financial Situation?](https://www.youngadultmoney.com/are-you-in-denial-about-your-financial-situation/) - Do you know if you're in denial about your financial situation? Want to change that? Here are a few signs of financial denial and what to do about each. - [7 Reasons Millennials Need Life Insurance ASAP](https://www.youngadultmoney.com/7-reasons-millennials-need-life-insurance-asap/) - [10 Ways to Stay Busy When You’re Bored at Work](https://www.youngadultmoney.com/10-ways-to-stay-busy-when-youre-bored-at-work/) - Use your down time at work as productive time for your job, yourself, and your future. Use these 10 ways to stay busy (and sane) when you're bored at work. - [Guide to Subscriptions - Which Are Worth the Money?](https://www.youngadultmoney.com/guide-to-subscriptions-which-are-worth-the-money/) - With all the subscription services out there, it can be difficult to know which are worth the money and which aren't. Here's a handy guide to subscriptions! - [What You Need to Know Before Combining Finances](https://www.youngadultmoney.com/what-you-need-to-know-before-combining-finances/) - Are you and your partner thinking about combining finances? Here's what you need to discuss beforehand and 3 options for how to manage your money together. - [How Ordinary People Can Make Money on Social Media](https://www.youngadultmoney.com/how-ordinary-people-can-make-money-on-social-media/) - You don't have to be a celebrity to get paid to use social media. Ordinary people are making money using social media every single day. Find out how. - [How to Make Money on your Social Media Accounts](https://www.youngadultmoney.com/how-to-make-money-on-your-social-media-accounts-200-cash-giveaway/) - You already use social media, so why not get paid while using it? Today I'm going to explain exactly how you can make money on your social media accounts. - [10 Financial Benefits of Homeownership](https://www.youngadultmoney.com/10-financial-benefits-of-homeownership/) - Although there will always be some disadvantages associate with owning a home, there are financial benefits available solely to homeowners. - [Have you had a Quarter Life Crisis?](https://www.youngadultmoney.com/have-you-had-a-quarter-life-crisis/) - [Make Saving Easy With BoostUp](https://www.youngadultmoney.com/make-saving-easy-with-boostup/) - BoostUp is a service that helps people reach their savings goals, whether it's a house, wedding, car, trip, or something else. See how it can help you reach your saving goals. - [5 Steps to a Getting a New Car](https://www.youngadultmoney.com/5-steps-to-a-getting-a-new-car/) - Are you thinking of buying a car? Don't over-complicate the process - we break down the car-buying process to 5 steps. - [7 Common Financial Myths - Shattered](https://www.youngadultmoney.com/7-common-financial-myths-shattered-2/) - There are many financial myths perpetuated by people with good intentions who are sadly misinformed. Don't let these 7 financial myths ruin your finances! - [6 Financial Lessons I Learned From My Parents](https://www.youngadultmoney.com/financial-lessons-i-learned-from-my-parents/) - Many of us learn financial lessons from our parents as they set a huge example for us while growing up. We see what worked or didn't work. Learn 6 lessons here! - [10 Ways to Tighten Your Grocery Budget without Clipping Coupons](https://www.youngadultmoney.com/10-ways-to-tighten-your-grocery-budget-without-clipping-coupons/) - Use these 10 ways to tighten your grocery budget and cut your food spending costs every month, without clipping coupons. - [Happiness & the Investment Hierarchy](https://www.youngadultmoney.com/happiness-the-investment-hierarchy/) - Have you heard of the "Investment Hierarchy?" We explain the investment hierarchy in this post along with how it ties into your ultimate goal: happiness. - [8 Ways to Start Investing](https://www.youngadultmoney.com/8-ways-to-start-investing/) - If you are looking to start investing but need ideas on where to start, you've come to the right place. We have 8 suggestion for ways to start investing. - [How a Cash Budget Can Stop Bad Spending Habits](https://www.youngadultmoney.com/how-a-cash-budget-can-stop-bad-spending-habits/) - If your bill payments are late and you’re wondering where on earth your last paycheck went to, a cash budget can help you get rid of your bad spending habits. - [Why You Need to Get Back Up After a Financial Fail](https://www.youngadultmoney.com/get-back-up-after-a-financial-fail/) - When you experience a financial fail, you might be tempted to let it keep you down. That doesn't get you any closer to your goals, though. Get back up instead! - [Diversify Your Investments Based on Your Specific Situation](https://www.youngadultmoney.com/diversify-your-investments-based-on-your-specific-situation/) - Diversify your investments through a combination of bonds, temporary investments, and stocks which align with your own individual goals and risk level. - [Where Do You Keep Your Money?](https://www.youngadultmoney.com/where-do-you-keep-your-money/) - We talk about how to earn money and how to save it, but we don't always talk about where to keep it. Learn the basics of where you can keep your money! - [6 Questions to Ask Yourself Before Making a Purchase](https://www.youngadultmoney.com/6-questions-to-ask-yourself-before-making-a-purchase/) - Do you have trouble curbing your spending? By asking yourself these 6 simple questions before making a purchase, you'll save tons of money and buyer's remorse. - [Protect Your Finances in Your First Year of Homeownership](https://www.youngadultmoney.com/protect-your-finances-during-homeownership/) - Plan ahead and budget for the unexpected. Learn how to protect your finances in your first year of homeownership. - [The Best Cheap Cell Phone Plan](https://www.youngadultmoney.com/the-best-cheap-cell-phone-plan/) - Looking for a cheap cell phone plan with reliable service? Republic Wireless might be the carrier for you, and it offers refunds for any data you don't use! - [$100 Shop Your Way Gift Card Giveaway](https://www.youngadultmoney.com/100-shop-your-way-gift-card-giveaway/) - Want to win a $100 Shop Your Way Gift Card? We are giving one away here! Just read about all the benefits and enter through the RaffleCopter widget! - [5 Budget Rules You Should Break](https://www.youngadultmoney.com/5-budget-rules-you-should-break/) - Budget rules should be a guide, not a financial bible. Finances ebb and flow and so should your budget. Here are 5 common budget rules that you should break. - [Time is Money: Do You Budget Your Time Effectively?](https://www.youngadultmoney.com/do-you-budget-your-time/) - Time is money. Do you think you budget your time effectively? Here are some questions to ask yourself when analyzing your schedule. - [Have You Asked Your Significant Other These 5 Money Questions?](https://www.youngadultmoney.com/money-questions-to-ask-your-significant-other/) - Have you asked your significant other these five critical money questions? Do so to get on the same financial page before you tie the knot! - [5 Friends Who Can Hurt Your Finances ](https://www.youngadultmoney.com/5-friends-who-can-hurt-your-finances/) - Do your friends hurt your finances? We discuss 5 different types of friends in this post that can hurt your finances. - [Why Your College Major Shouldn't Define You](https://www.youngadultmoney.com/college-major-shouldnt-define-you/) - Are you limiting yourself by letting your college major define you? Change your mindset and be open to the opportunities around you instead. Here's how. - [3 Misconceptions of Millennials ](https://www.youngadultmoney.com/3-misconceptions-of-millennials/) - Millennials are entrepreneurs who need to push back against these misconceptions and educate other generations about the truth of Generation Y. - [How to Control Your Spending Issues](https://www.youngadultmoney.com/how-to-control-your-spending-issues/) - Are you tired of feeling like your spending is controlling you? Any type of spender can use these tips to get control of their spending issues. Start today! - [Lessons Learned from 3 Years of Blogging](https://www.youngadultmoney.com/lessons-learned-from-3-years-of-blogging/) - Young Adult Money is now 3 years old. Here are some of the lessons learned from the past 3 years of blogging. - [Why You Need More Than One Source of Income](https://www.youngadultmoney.com/more-than-one-source-of-income/) - Do you have a backup plan in case you lose your job? Do you want to achieve your financial goals faster? Having more than one source of income will help. - [7 Tips for Improving your Outdoor Space on a Budget](https://www.youngadultmoney.com/7-tips-for-improving-your-outdoor-space-on-a-budget/) - Want to improve your outdoor space but on a budget? We share 7 tips for improving your outdoor space on a budget. - [My Travel Hacking Fail](https://www.youngadultmoney.com/my-travel-hacking-fail/) - You've probably heard about people who have had huge success travel hacking. Today I will tell you about a how I recently failed at travel hacking. - [Pushing Past the "Broke" Mentality](https://www.youngadultmoney.com/pushing-past-the-broke-mentality/) - Do you find yourself feeling like you can't get ahead with money? You need to push past the "broke" mentality and take back control. Here's how to do it. - [Mid-Year Goals Update: How My 2015 Goals are Shaping Up](https://www.youngadultmoney.com/mid-year-goals-update-how-my-2015-goals-are-shaping-up/) - I share my 2015 mid-year goals update and how much progress I've made on each goals. I also share any changes in my goals. - [5 Things to Consider Before Becoming Self-Employed](https://www.youngadultmoney.com/5-things-to-consider-before-becoming-self-employed/) - Becoming self-employed takes a lot of hard work-the reality can be different than what you think. Here's 5 factors to consider before making the jump! - [Why It's Financially Important to Avoid Tunnel Vision](https://www.youngadultmoney.com/why-its-financially-important-to-avoid-tunnel-vision/) - Do you go through life with tunnel vision? Many do, even if they don't realize it. We explain why it's important to avoid tunnel vision in this post. - [Tax Nightmare: The IRS Lost My Money!](https://www.youngadultmoney.com/tax-nightmare-the-irs-lost-my-money/) - Believe it or not the IRS lost my money. I thought it was bad having to pay in, but NOT getting part of my tax return has been a tax nightmare. - [How to Study for the GMAT for Cheap](https://www.youngadultmoney.com/how-to-study-for-the-gmat-for-cheap/) - Are you studying for the GMAT? You don't have to spend an arm and a leg on study materials. In this post we explain how to study for the GMAT for cheap. - [4 Reasons Why Your Credit Score Is Important](https://www.youngadultmoney.com/4-reasons-why-your-credit-score-is-important/) - Think you're too young to care about your credit score? Think again! Find out the 4 reasons why your credit score matters and how it can impact your finances. - [5 Financial Quotes to Live By](https://www.youngadultmoney.com/5-financial-quotes-to-live-by/) - Do you love quotes? You'll find 5 awesome financial quotes in here and explanations for each. If you want a different perspective on money, these will deliver. - [Top Mistakes Millennials Make When Investing](https://www.youngadultmoney.com/top-mistakes-millennials-make-when-investing/) - We all make mistakes and today we are discussing the top mistakes millennials make when investing. We also share how to avoid and fix these investing mistakes. - [What Does Financial Independence Look Like?](https://www.youngadultmoney.com/what-does-financial-independence-look-like/) - Financial independence looks different for everyone who has achieved it. If you need inspiration for living life on your own terms, you'll find it here. - [5 Expenses to Budget For Ahead of Time](https://www.youngadultmoney.com/5-expenses-to-budget-for-ahead-of-time/) - Do some expenses just sneak up on you, like insurance, maintenance, or birthdays? Here are 5 expenses to budget for ahead of time so you stay on track. - [Now is the time to get "Real" about your Finances](https://www.youngadultmoney.com/now-is-the-time-to-get-real-about-your-finances/) - Are you "real" about your finances? We share specific action items and steps to take to get "real" about your finances. - [So I Invested in a Penny Stock...](https://www.youngadultmoney.com/so-i-invested-in-a-penny-stock/) - I invested in a penny stock, IZEA. I'm not a penny stock investor, but I truly think this company will grow rapidly in the coming years. - [Is Roku the Key to Cutting Cable Forever?](https://www.youngadultmoney.com/is-roku-the-key-to-cutting-cable-forever/) - Cutting cable is all the rage, but do the alternatives truly allow you to cut cable forever? We explore whether or not Roku is the key to cutting cable forever. - [5 Experiences Worth Spending Money On](https://www.youngadultmoney.com/5-experiences-worth-spending-money-on/) - Are you bored of spending on the same old regular things? Why not try upping the ante? Here are 5 awesome experiences worth spending money on. - [Why You Should Focus on Quality over Price](https://www.youngadultmoney.com/why-you-should-focus-on-quality-over-price/) - Buying the cheapest products to save money doesn't always result in savings. Focusing on quality over price can be worth it in the long run. Here's why. - [What You Should Consider Before Getting a Credit Card](https://www.youngadultmoney.com/what-you-should-consider-before-getting-a-credit-card/) - Reports state millennials are avoiding credit cards because they're fearful of debt. Educate yourself on what to consider before getting a credit card. - [Internship Opportunity of a Lifetime](https://www.youngadultmoney.com/internship-opportunity-of-a-lifetime/) - Are you or someone you know interested in the internship opportunity of a lifetime? Enter to win a chance to shadow Adecco CEO Bob Crouch for 1 month! - [What Would You Take if Your House Was on Fire?](https://www.youngadultmoney.com/what-would-you-take-if-your-house-was-on-fire/) - Have you ever had to think about what possessions you would take with you if your house was on fire? It could be a good lesson in prioritizing your values. - [Why Parents Should Consider Their Financial Needs First](https://www.youngadultmoney.com/parents-consider-their-financial-needs-first/) - Parents often struggle with putting their financial needs first as they want to provide for their children, but it's important that they do. Here's why. - [3 Moves to Make Before Considering a Personal Loan](https://www.youngadultmoney.com/3-moves-to-make-before-considering-a-personal-loan/) - Thinking about applying for a personal loan? Try taking these 3 actions before incurring debt and find out when you should consider a personal loan. - [The Value in Spring Cleaning and Decluttering](https://www.youngadultmoney.com/the-value-in-spring-cleaning-and-decluttering/) - When's the last time you went through your house and did some decluttering? Use spring cleaning as a chance to give your home a little facelift. - [Do you Kaiku? The Checking Account Alternative](https://www.youngadultmoney.com/do-you-kaiku-the-checking-account-alternative/) - Do you Kaiku? It's the new checking account alternative. With direct deposit, scan your check to deposit, and other features, you can avoid the lines at the bank. - [7 Actions You Can Take to Pay Off Your Debt](https://www.youngadultmoney.com/7-actions-you-can-take-to-pay-off-your-debt/) - Overwhelmed at the amount of debt you're in? Commit to taking one action to pay off debt on this list of 7 and be on your way to debt freedom sooner. - [Would You Take a Pay Cut for Your Dream Job?](https://www.youngadultmoney.com/would-you-take-a-pay-cut-for-your-dream-job/) - Is taking a pay cut for your dream job actually a good deal? While you might think so initially, here are a few other factors to consider. - [15 Ways to Improve your Finances in the New Year - Part 3](https://www.youngadultmoney.com/15-ways-to-improve-your-finances-in-the-new-year-part-3/) - This is our last post in our 3-part series on improving your finances in the New Year. - [3 Types of Insurance all Parents Should Have](https://www.youngadultmoney.com/3-types-of-insurance-all-parents-should-have/) - [Three things to consider when shopping for your next vehicle](https://www.youngadultmoney.com/three-things-to-consider-when-shopping-for-your-next-vehicle/) - When you are shopping for a new car there are countless things to take into consideration. Today we go over 3 we find particularly important. - [Save tons of Money by using the Library](https://www.youngadultmoney.com/save-tons-of-money-by-using-the-library/) - [Big Home Projects you Should Budget For](https://www.youngadultmoney.com/big-home-projects-you-should-budget-for/) - Owning a home can result in quite a few expensive home projects over the years. 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Over 100 listed each and every Friday. Cash, gift cards, and more! - [Friday Giveaway Roundup - 127 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-127-giveaways/) - [$480 Cash Giveaway!](https://www.youngadultmoney.com/480-cash-giveaway/) - We are giving away $480 cash via Paypal! This giveaway is open worldwide. - [Friday Giveaway Roundup - 116 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-1/) - This is our weekly Friday giveaway roundup! Every Friday we list 100+ giveaways that end within the next week. - [Friday Giveaway Roundup - 230 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-2/) - Welcome to the weekly giveaway roundup! We have over 200 giveaways listed that end within the next week. 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Good luck! - [Friday Giveaway Roundup - 260 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-15/) - We have over 250 giveaways for you in this week's Friday giveaway roundup that all end within a week. Good luck! - [Friday Giveaway Roundup - 114 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-16/) - We have over 100 giveaways for you in this week's Friday giveaway roundup that all end within a week. Good luck! - [Friday Giveaway Roundup - 168 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-17/) - We have over 150 giveaways for you in this week's Friday giveaway roundup that all end within a week. 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This giveaway ends on November 18th so be sure to get entered before then. - [How to Help Your Wedding Party Save Money + a Giveaway](https://www.youngadultmoney.com/how-to-help-your-wedding-party-save-money-a-giveaway/) - It can be expensive to be in a wedding - be sensitive to the costs involved for your wedding party and use our tips to save them money on your wedding. - [Friday Giveaway Roundup - 100 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-20/) - We have 100 giveaways listed in our weekly giveaway roundup. All giveaways end within a week of this post going live. - [Friday Giveaway Roundup - 110 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-21/) - We have over 100 giveaways in this week's giveaway roundup. - [Friday Giveaway Roundup - 212 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-22/) - We have over 200 giveaways for you in this week's giveaway roundup! - [$1,100 Holiday Cash Giveaway](https://www.youngadultmoney.com/1100-holiday-cash-giveaway/) - We are giving away $1,100 cash for the Holidays! The giveaway ends on December 15th, so make sure you get entered. Good luck! - [Friday Giveaway Roundup - 148 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-23/) - We have 148 giveaways in our weekly giveaway roundup that end within the next week! Good luck! - [$400 Christmas Gift Card Giveaway - 5 Chances to Win!](https://www.youngadultmoney.com/400-christmas-gift-card-giveaway-5-chances-to-win/) - A few of us personal finance/lifestyle bloggers banded together to give you an awesome gift card giveaway just in time for Christmas. Good luck! - [Friday Giveaway Roundup - 173 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-24/) - We have 173 giveaways for you in this week's giveaway roundup! All giveaways end within the next week. Good luck! - [Friday Giveaway Roundup - 206 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-26/) - We have 206 giveaways for you in this week's giveaway roundup. Good luck! - [Friday Giveaway Roundup - 150 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-27/) - We have 150 giveaways in our weekly giveaway roundup! All end within a week. Good luck! - [Friday Giveaway Roundup - 105 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-28/) - We have 105 giveaways for you in this weeks' giveaway roundup. All end within a week - good luck! - [Friday Giveaway Roundup - 92 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-29/) - We have 92 giveaways for you in this week's giveaway roundup! All end within a week - good luck! - [Friday Giveaway Roundup - 134 Giveaways](https://www.youngadultmoney.com/friday-giveaway-roundup-free-stuff-cash-giveaways-31/) - We have 134 giveaways for you in this week's giveaway roundup. 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