For many years I used a 1% cash back credit card for all my purchases. While this wasn’t a bad move – 1% is better than nothing, which is what you get from a debit card – it’s not ideal. There are credit cards that offer 2% cash back on every purchase, which is double […]
Read More >>How to Track Your Student Loans in a Spreadsheet
Student loans can be complex. Annoyingly complex. Even painful. All the emotions. There is no magical way to get rid of them quickly, especially if you have a lot of them. The one thing you can do, though, is feel in control. To do that you need to get organized. The best way to get […]
Read More >>HSA Medical Expense Tracking Spreadsheet
If you have a Health Savings Account, or HSA, and aren’t using it to pay for medical epenxes, you are missing out on tax benefits. As we explain in our Health Savings Account Guide, HSAs have a triple-tax advantage: Put Money in Pre-Tax – Contributions put into an HSA are not taxed. Meaning, your adjusted […]
Read More >>2 Hacks to Maximize your HSA Health Savings Account
There are many ways to maximize your Health Savings Account, or HSA. We list many of these in our Health Savings Account (HSA) Guide. This guide also provides a nice overview for those who are a newer to Health Savings Accounts. They include things like: Shifting dollars from the savings portion of your HSA to […]
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