If there was ever a time for the emergency fund to shine, it is now. With COVID ravaging the world, businesses have been forced to close and do layoffs, leaving millions of people without a source of income. During this time of enormous uncertainty and stress, people are relying on whatever savings they have. […]
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It’s not easy to build an emergency fund, but I have yet to meet someone who has said it wasn’t worth it. I’ve said often that building an emergency fund was the best thing I’ve done for my finances, my relationship, and my mental health. Again, it wasn’t easy. My wife and I built […]
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If you find yourself unemployed due to COVID, you may be wondering what you can do to help your finances. Whether you are facing a temporary furlough or a permanent layoff, it is likely your cash flow is taking a major hit. The good news is that even if you are unemployed due to […]
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Even the most frugal of people need to purchase basic necessities in order to live. So why not use free cash back apps in order to make your shopping trips even more affordable? With cash back apps, you shop and redeem your purchases. As soon as you reach the app’s threshold, you can deposit […]
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For a few years my emergency fund was in a savings account that paid 0.01% interest rate. After inflation our money was actually losing value over time. Why did we keep it there? And why was it there in the first place? Because it was the bank that my wife and I had a […]
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Most people associate student loan forgiveness with Public Service Loan Forgiveness, or PSLF. PSLF provides certain student loan borrowers forgiveness after 120 qualified monthly payments. PSLF is only eligible for those who work for the government or a 501(c)(3) nonprofit, though, so it won’t help everyone. What many fail to realize is that PSLF […]
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Many people want to travel to Southeast Asia but are held back by two things: time and money. On the time front there isn’t much you can do. If you are traveling from the United States it’s going to take some time to get to your destination. Even traveling throughout Southeast Asia can be […]
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Student loan forgiveness for therapists and psychologists is a topic that hits close to home for me. My wife has a masters in counseling psychology and works as a therapist at a nonprofit counseling clinic. A majority of therapists and psychologists, or those who have loved ones who are therapists, likely agree with me […]
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I’ve used many rewards programs, but none of them compare to Chase Ultimate Rewards. The Chase Ultimate Rewards program has made it possible for my wife and me to fly to St. Martin, Aruba, Fort Lauderdale, New York City, Houston, and Charleston all free of charge. A couple things I love about the program […]
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Today I have a simple hack to help you save money on allergy medicine. Let me start by establishing some credibility: I have bad allergies. I’ve had sinus surgery and the underlying issue is partially due to my bad allergies. After my sinus surgery I went to an allergist and found out I was […]
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