Financial decisions can be very hard to make in your twenties. In your twenties you don’t know everything and you’re trying to decide which financial decisions are best for you. It’s common to be unsure of yourself when trying to make hard decisions. So when you need help making financial decisions, who do you call? […]
Read More >>How to take out a Loan on Prosper.com
Home, auto, and student loans dominate the content on the internet, but in reality there are many more reasons for taking out loans. Prosper.com is a peer-to-peer lending site that makes it easy to take out a personal loan for consolidating credit card debt, paying for an expensive home repair, or starting a small business. […]
Read More >>True Life: I’m a Recovering Design Enthusiast
When I first started my own blog over three years ago, it was definitely about saving money, but it was more about doing DIY projects around the house and making my house a home on the cheap. It was great fun, and I spent hours and hours on design sites looking at the latest home […]
Read More >>Here’s My Definition of Wealth. What’s Yours?
Everyone has a different opinion about what “wealth” means to them. For some, it’s just getting to a positive net worth (I’m not there yet!) For others, it’s being able to comfortably afford your home and life’s little extras. Maybe some people feel wealthy simply because they are able to put food on the table […]
Read More >>The Truth About Being a One Income Family
Editor’s Note: Please help us improve our website by taking a quick 8 question survey. For the past two years, we’ve been a one income family, and it has been quite an interesting ride. There are definitely a lot of pros and cons to being a one income family, and it’s challenging and encouraging all […]
Read More >>3 Reasons to think about Retirement at a Young Age
As a twenty-five year old it’s hard for me to think about retirement. I’m too busy trying to get settled in my career (and decide if it’s really what I want to do for the next three-plus decades) and dreaming about starting a multi-million dollar business. Nevertheless, I think we all know that the earlier […]
Read More >>Paying Cash for a Car versus Taking out a Loan
When a car gets too old and repairs become too costly, it’s time to get a new one. The question of how you plan to pay for a new or used car is an important one. You are going to fall into one of two categories: You have the cash to pay for the car […]
Read More >>I’m Pretty Sure Money Can Buy You Happiness
For the first time, maybe ever, I feel really content and safe in terms of our finances. While we do have considerable student loan debt, I am paying more than $1,000 a month towards it using my side hustle income. Plus, my income from my salaried job is more than double what it was in […]
Read More >>The Danger of Making Money your Top Priority
Money isn’t inherently a bad thing, but making the accumulation of money your sole purpose in life is a bad thing. Is accumulating money your top priority? That’s a question I was forced to ask myself last Sunday. My wife and I went to a different church than we usually go to because our friend’s […]
Read More >>How I Conquered $1,000 in Food Bills
After my first month of living in Grenada, I sat down like I do every month and added up the damage. You know, the damage, like how much I spent on electricity, food, rent, etc. I wasn’t sure what the totals were going to be, so I had a good bit of money saved up […]
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