This post is by our regular contributor, Erin. Do you have a system in place to organize your money? Or do you just try and wing it every month? As young adults, it’s easy to think we can get away with leaving our money as is. We don’t typically have too many accounts, and our […]
Read More >>7 Ways Stress Can Mess With Your Finances
This post is by our regular contributor, Erin. We all know that money causes stress. More money, more problems, right? The inverse is true, too: already existing stress can wreck havoc on your finances if you’re not careful. When you’re stressed out, money is generally the last thing you’re thinking about (unless the source of […]
Read More >>How Credit Unions Differ From Banks, and Which is Better
This post is by our regular contributor, Erin. Have you ever paused to consider what kind of bank you’re doing business with? Or have you just gone with the one your parents signed you up with, or the one that was closest to your home? A lot of people don’t think too much about the […]
Read More >>Top 10 Personal Finance Apps and Tools to Use
This post is by our regular contributor, Erin. Chances are, if you’re in your 20s or 30s, you’re somewhat attached to your phone. At the very least, you don’t leave home without it. I’m willing to bet many of you have tablets or laptops you use on occasion, too. Especially if you have a long […]
Read More >>Do You Have an Emergency Financial Plan?
This post is by our regular contributor, Erin. Have you thought about what you would do if you lost your job? Or became disabled to the point where you couldn’t work? What if you were in a severe car accident that left you in the hospital for a week? It’s a scary and overwhelming thought, especially if […]
Read More >>How to Keep Wedding Costs Down
This post is by our regular contributor, Kristi. The average wedding costs about $26,444 in the United States. Almost $27,000! That number is astounding to me. Can you say down payment on a house? How about a brand new car instead? Of course that number is the average, meaning that it is skewed by insanely […]
Read More >>The Sprint vs Marathon Mindset When it Comes to Money
This post is by our regular contributor, Erin. We hear it all the time: Life is a marathon, not a sprint. We’re not supposed to rush toward our goals, we’re supposed to enjoy the journey. I think a lot of us, especially those super focused on turbo-charging their financial situation, are guilty of rushing from Point A to […]
Read More >>3 Good Alternatives to Credit Cards
This is a sponsored post on behalf of PayPal Credit. While I was compensated for publishing this post, all opinions are my own. What percentage of millennials do you think use credit cards? 75%? 90%? Not even close. More than 6 out of 10 millennials do not have a credit card. That means over 60% […]
Read More >>Finding Your Financial “Why”
This post is by our regular contributor, Erin. That’s a loaded question, isn’t it? What’s your financial “why”? Why should you save? Why should you pay off debt? Why should you work on creating a business? Why should you invest? Why should you work toward a better financial future? It’s easy to answer, “Well duh, because I’m supposed to!” Sure, it’s the […]
Read More >>5 Reasons to Love Savvy Spreadsheets Super Starter Budget
This post is by our regular contributor, Kristi. Budgets. Some finance nerds love and swear by them. Others see budgets as a huge waste of time. Most people probably fall somewhere in between the two ends of the budget spectrum, neither loving them nor swearing them off completely. No matter where you fall on the […]
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