Getting out of debt is hard, and it’s even harder when you don’t have the right habits. Unfortunately, if you’re in debt, chances are you still have the bad habits that landed you there in the first place: overspending, impulse buying, swiping your credit card, overdrafting your bank account, and the list goes on. The […]
Read More >>How to Stop Comparing Your Financial Situation to Others
Whether out of curiosity, jealousy, or superiority, we are all guilty of comparing our finances to other people. We ask ourselves questions like: “How much money does she make compared to me?” “How can he afford to live like he does?” “How much more debt does she have than I do?” With social media being […]
Read More >>4 Alternatives to Graduate School
Please welcome our newest writer, Chonce Maddox! Chonce is a personal finance blogger and freelance writer who enjoys sharing debt stories along with talking about saving, budgeting, conscious spending and improving your financial house. She chronicles her journey with balancing motherhood, work, and finances along with working her way out of $40,000 in debt on […]
Read More >>How Your Fear of Missing Out is Costing You Money
Please welcome our newest writer, Rachel Foxwell! Rachel is a writer and full-time marketer who is passionate about teaching millennials about money management. Rachel graduated college with $28,000 of student loans, which she is working furiously to pay off. To document her journey in finding financial freedom, Rachel created The Latte Budget, a personal finance […]
Read More >>6 Steps to Take to Become a Full-Time Freelancer
Are you tired of working at your 9 to 5, battling traffic, and feeling unfulfilled? Do you want to spend more time with your family, or just not have to worry about your boss looking over your shoulder every five seconds? Then maybe you’ve thought about becoming a freelancer. You can set your own hours, […]
Read More >>Use this Spreadsheet to Track your Student Loans
With student loan debt surpassing $1.4 trillion and the average college grad leaving school with over $30,000 in student loans, student loans are a real challenge millions face in the United States. More likely than not you or someone you know has student loans. Keeping your student loan data organized and being aware of how […]
Read More >>How to Make More Money at your 9-5
Almost everyone I meet and talk to wants to increase their income. And why not? Increased income can mean, among other things, paying off debt faster, retiring earlier, having the opportunity to travel more, and having freedom when it comes to how you spend your time. Here on Young Adult Money we talk a lot […]
Read More >>How to Separate Your Money & Your Emotions
Money is an extremely emotional thing. That’s a fact that’s sometimes hard to come to terms with. I’ve wrestled with logic and emotions a lot with many important financial decisions, and in the end, sometimes emotions win out. You’ve probably been there, too, because it’s completely normal. Sure, money is about numbers, but that doesn’t […]
Read More >>Here’s How You Can Get a Free $400 By Switching Banks
Last Friday we shared a quick hack to make a free $25. It was a simple, easy, hack. And $25 for little effort is hard to argue with. But what if you could do a different hack and make a lot more than $25? What about $400? Yes, you heard me right. $400! The […]
Read More >>Here’s What I Recommend for a First Credit Card
There are hundreds of credit card options out there, so how does someone pick their first credit card? “What should I get for my first credit card?” is a question I hear often. What I’ve learned over the past few years is that most people are not looking for a list of options, they […]
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