A 401(k) and Individual Retirement Account (IRA) are both retirement investment vehicles, but they don’t function quite the same. While either will get you closer to funding your golden years, one might be more advantageous depending on your situation. Unfortunately, you may not even have a choice between the two. Here are the differences between […]
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Have you ever heard someone refer to negotiation as an art form? Successful negotiators go for what they want and get it. They earn more money because they ask for a raise, they get better deals, and they always seem to have people willing to barter with them. Why is that? To many, negotiating seems […]
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What could you do with an extra $500 every month? Would you put the money into a travel savings account? Put it toward your student loans? Use it to pay a bill? I’m sure most of us can agree that bringing in an extra $500 each month would be a nice financial boost. One of […]
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This is sponsored content on behalf of Self Lender, but all opinions are my own. We’ve written a lot about credit and credit scores on Young Adult Money, and for good reason: credit dictates how expensive your mortgage or car loan will be. With a bad credit score or a lack of credit history you […]
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Have you ever found yourself going down a rabbit hole of information and getting overwhelmed a short way in? That’s how many people seem to feel about personal finance. It’s no secret that there’s a severe lack of financial literacy in the United States, and most people I know aren’t interested in the subject because they think it […]
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If you’re in a relationship, chances are one of you is the breadwinner, or individual earning the most. Whether you’re in a new relationship or you’ve been married for years, breadwinner envy has likely made an appearance in your relationship. In some cases, one person might be the breadwinner by only a couple thousand dollars […]
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Over the past few years I’ve spent a lot of time reviewing research that is focused on millennials. In particular I’ve looked at research that has been focused on millennials and money as well as millennials and careers. What I want to argue today is this: when it comes to a career and a job, […]
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We are all guilty of some bad habits. But how much do our habits actually cost us financially? Whether bad habits cost us money or opportunity, we should examine the real cost of our choices to see if we can even financially afford to have these habits. Not Being Financially Independent Relying on someone […]
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A credit card is a great tool to have as long as you use it wisely. A popular myth that I always hear is that credit cards are bad and cause people to go into debt. In reality, people create debt for themselves due to their spending habits and not simply due to the fact […]
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I don’t know about you, but I often find myself overwhelmed by how many things I want to save up for. This past year alone, I was saving up for two conferences, multiple trips, and a vacation. But that’s not all – in the background, I was also saving up for a move and a […]
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