We all get off track at one point or another when it comes to managing our money. Little by little, purchases creep up and next thing you know, your rubbing pennies together until the next payday. No-spend challenges are a great way at uncovering your excess purchases and spending triggers. Everyone has something positive they […]
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If you’re looking to start making extra money on the side, you’ve come to the right place. Young Adult Money is all about the power of the side hustle when it comes to getting your financial life in order. Whether you are trying to pay off debt, save for a house, or create more room […]
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For most people nowadays, your smartphone is with you wherever you go. You check it dozens of times per day for messages, emails, and using apps. We like being in the know at all times of the day and viewing in on things when it’s convenient. When it comes to managing our money, we hold […]
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Do you find yourself constantly living from paycheck to paycheck, with no financial freedom in sight? Are you frequently stressed about your lack of savings, inability to pay off debt or bills, or frustration over not being able to afford even small luxuries? When living in this cycle, it can feel like it is impossible […]
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Today I want to share about something that is near and dear to my heart: empathy in the context of money. More and more I’ve noticed – and I doubt I’m the only one – that money continues to be a taboo topic. Most people don’t want to talk about. Some don’t even want to […]
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Checking your credit report and score regularly is an essential task. When you apply for a loan or mortgage, your credit score guides lenders into deciding whether or not to approve you for a loan, and how high your interest rates might be. When you apply for some jobs, they may even look into your […]
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Keeping a budget is one of the best things you can do for your finances. At minimum, tracking your expenses and knowing where your money is going is key to making the right adjustments for financial success. Over the past six-plus years I’ve tracked my monthly expenses in a spreadsheet. As someone who has multiple […]
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Financial freedom is a point where you are debt-free, have ample savings, and have the freedom to decide where your money goes, instead of letting that decision be dictated by debtors. Though financial freedom might look different for everyone, it should be something we all desire. Unfortunately, the journey to financial freedom is rarely without […]
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UPDATED FOR 2019! Millennials have their own unique financial challenges. Most have a high – if not debilitating – level of student loan debt. Others struggle with connecting their dreams with reality (dreams can be expensive, after all). Worst of all is the fact that most lack the financial literacy they need to make moves […]
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Millennials have plenty of things to worry about. From paying down record-setting student loan debt to trying to progress their careers, the last thing millennials want is another personal finance responsibility to worry about. Nearly 80 percent of millennials are not investing, which isn’t surprising given the number of financial challenges millennials face. 40 percent […]
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