What’s the best time to start saving for retirement? Now. With retirement, you can simply never save enough. It is your future we are talking about, so it’s a good idea to make it a high importance, long-term financial goal of yours. If you want to save more for retirement, here are a few ideas […]
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We can all agree on one thing: student loans are incredibly frustrating. If you have student loan debt, you know the feeling. It may feel like no matter how hard you are trying, progress is slow. Your principal loan is slowly diminishing, but all of your payments seem to be eaten up by interest. It […]
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Want to know an important financial skill to have? Hint: It’s nothing to do with being a numbers-whiz. Answer: It’s having the discipline to set aside savings for emergencies. Having an emergency fund is a critical first step towards financial stability and living debt-free. Consider this scenario: you’re paycheck to paycheck and an unexpected doctor […]
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Overwhelmed with your finances? Financial topics can be time consuming and confusing. Some financial goals, like paying off student loans or saving for retirement, can take years to achieve. But no matter how big a goal is, you can break it down into small, actionable steps. You can better your finances by focusing on quick […]
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Everyone is subject to finding themselves in a bad financial situation. No matter how much you may prepare, you’ll certainly face challenging times with your finances. Luckily, you can anticipate these hardships and prepare by setting aside money in an emergency fund, spending moderately, and by keeping your finances organized. But what happens if you […]
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Want to better your financial future? You know all the general tips like save more money, pay off debt, start a side hustle to earn extra cash, and spend less. Spending less is vital to long-term financial success. While making more money can certainly help to improve your finances, if your spending rate increases with […]
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We all have a couple of bad habits. People typically do three things in regards to their bad habits – they accept, ignore, or try to change the bad tendency. But what about when your bad habits are costing you money? Some bad habits are more than small idiosyncrasies – they may be costing us […]
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Minimalism has gained a lot of popularity recently. It seems like the ultimate way to remove distractions and prioritize what matters most. What is minimalism all about? To put it simply, minimalism is a lifestyle choice where you focus on living with less. It involves reducing the clutter in your life, minimizing distractions, and being […]
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If you DON’T already have an emergency fund, don’t worry – read this post about how to create a mini emergency fund in just 1 month! Emergency funds are great. They give you comfort to cover unexpected expenses without wrecking your finances. A sense of peace comes from having an emergency fund. You don’t have […]
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Do you want to make more money, but aren’t sure how to begin? Maybe you want to increase your savings rate or pay off debt. Or, maybe you could benefit from simply having more cash on hand. Whatever the reason, side hustles are an ideal way to increase your income. And what’s one of the […]
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