We all know that budgeting and putting money away in an emergency fund are necessary to maintain your financial health. But what happens if you still need cash quickly? Maybe you were hit with major car repair bills, or you just want to sock a few extra bucks away for your upcoming vacation. Whatever the […]
Read More >>7 Hacks to Save Money at Target
Target is one of the most popular stores in the country. They are well-known for their store cleanliness, friendliness, and general offerings. But if you’re anything like me, you tend to overspend while shopping at Target – they just always have more things you think you need! To save money, here are 7 hacks to […]
Read More >>7 Tips for Paying Off Debt on a Low Income
It isn’t easy to get out of debt quickly when you have a small income. But it’s far from impossible. No matter how small your income or how big your debt, it is possible to be debt free. You just have to be honest with yourself, work consistently, and not give up. Here are 7 […]
Read More >>This is How Financial Advisors Charge
Do you have a financial advisor? If so, do you know how he or she charges? Whether you have a financial advisor or have just begun considering hiring one, there are a few things you need to know. Not only is it vital to find a financial advisor who can provide you the performance and […]
Read More >>Should You Be Tracking Your Net Worth?
You have probably heard of the financial term “net worth.” You may be wondering how you can calculate your net worth, and if you actually should track it. Your net worth is simply your assets minus your liabilities. Assets include things like: Cash Home equity Retirement accounts and other investments Vehicle equity, if you choose […]
Read More >>10 Ways to Make More Money
How different would your financial situation look if you had just $100 more a month? What about $500? Or even $1,000? Making more money is one of the fastest ways to transform your finances. Whether you’re in the process of paying off debt, saving for a house, or starting an emergency fund, making more money […]
Read More >>How to Ask for Higher Pay Even if You Are Scared
I’ve always dreaded asking for anything I want. I hate asking for help, even when I know I can’t do it alone. Heck, I can barely even work up enough courage to ask my server for a beverage refill. So when it comes to negotiating, it’s pretty much the last thing on the entire planet […]
Read More >>What’s the Difference Between a Tax Deduction and a Tax Credit?
Taxes are one of the most complicated parts of being an adult. No one really teaches you how to do taxes – you’re just expected to know what you’re doing. You may hear certain tax terms thrown around, but do you know what they really mean? If not, that’s okay! Taxes are complicated, but that’s […]
Read More >>Why You Should Invest While You are in Debt
Everyone talks about the power of investing. You know you should be socking money away for your future, but how do you do that if you have debt? Should you even bother investing while you are in debt? This is a common question. With limited cash flow, it can be challenging to know exactly how […]
Read More >>Saving Money for Single Parents
Raising kids is no easy feat. And if you’re doing it alone as a single parent? That is completely admirable. There’s no doubt that handling finances as a single parent is a major challenge. But one major plus of handling finances alone is that you make all of the financial decisions. There is no bickering […]
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