Most personal finance gurus suggest you keep your rent under 25 to 30 percent of your total budget. But, depending on where you live, that can either be a relatively easy or a seemingly impossible task. Millions of millennials are spending more than the recommended amount of a budget on their rent, as rent […]
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Need a little extra cash every month? Look no further than side hustles. Side hustles are a powerful way to make additional income outside of your 9 to 5 job. However, since you’re typically making money without having taxes taken out of your earnings, there are quite few more steps that you need to do […]
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If you’re interested in bettering your finances, chances are, you’ve attempted quite a few different types of systems to keep track of your money. With all of the trackers, apps, and other financial tools, it’s hard to know where to start. Most people have tested out spreadsheets a time or two as a means to […]
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While it may still seem early, Christmas is coming – and fast. No matter the year, it seems like the holiday season sneaks up on just about everyone. Instead of being able to focus on spending the season with family and friends, many people find themselves stressed and wondering how to pay for gifts, travel, […]
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Many millennials are sabotaging their budget – and they may not even realize it. People tend to focus in on one aspect of their financial situation, such as their debt or income. They may not realize the power of their regular, day-to-day budget. Here is how people tend to sabotage their own budget and how […]
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Want to earn some extra money on the side with the help of your smartphone? Side hustle apps are a popular way for people to make money without having to adjust their schedule. Plus, apps make it easier to find clients and don’t require as much upfront costs as starting your own business. Anyone can […]
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As a financial writer, I’ve had the opportunity to try out dozens of different budgeting strategies throughout the years. Whether it’s digital tracking systems, spreadsheets, or even paper methods, I’ve tried it all. While some were total flops, there were several systems I tested that worked for me. Eventually, I narrowed down my budgeting strategy […]
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If you are someone who has strong teaching skills and want to share your knowledge with others, tutoring is a great way to make extra cash on the side. Heck, if you find the right opportunities, there’s no reason why tutoring couldn’t be your full-time gig. One of the hardest parts of tutoring is finding […]
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If you are a personal finance fiend, you may be familiar with both the debt avalanche and the debt snowball method of paying off debt. But if you’re not familiar, that’s okay. In short, both methods are strategies people use to pay off their debt, fast. In the debt avalanche, you pay down your highest-interest […]
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As college tuition rates continue to climb, more people are using 529 plans than ever before. You may be wondering what a 529 plan is. Simply put, a 529 plan is a tax-advantaged savings account that can be used to pay for qualified educational expenses. While most states allow you to save up to $300,000 […]
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