With so many personal finance tools out there it can be overwhelming to decide which to use. I’ve been asked by others which tools I use. While I test out many tools and apps, there are some that I use more consistently than others. I should say that some tools that are really useful but […]
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This is a sponsored post on behalf of our friends at Citizens Bank. Despite Citizens Bank’s sponsorship, all opinions and/or advice are provided by YoungAdultMoney.com. #sponsored. We’ve all been there. We planned on getting up early and working out to kick our day off right. But when that alarm goes off our bed feels warm […]
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Years ago when the Affordable Care Act was being pushed by Democrats there was a lot of attention given to the number of bankruptcies being driven by medical bills. Estimates of hundreds of thousands, if not more than a million, bankruptcies being driven by medical bills each year in the United States were common. Regardless […]
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If you’ve ever been in airport, you likely have been bombarded with offers from airlines to join their credit cards rewards program. Between all of the travel perks, points, and other bonuses, most of us would be pressed to admit if we weren’t at least somewhat enticed. But are airline credit cards really worth the […]
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There are many things you can do this year to improve your financial life. You can start or add to an existing emergency fun. You can invest in a retirement account. You can budget. This year I want to encourage you to take a specific money challenge: take control of your student loan debt. Everyone’s […]
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Following the holiday season, Americans found themselves with an average of $1,000 of debt in 2017, according to Magnify Money’s annual holiday debt report. Ouch. That’s a whole lot of debt for one month of festivities. While planning and budgeting before the holiday season can prevent a lot of financial woes, many people figure this […]
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The new year is an excellent time to consider new goals, including financial goals. However, most of us can agree that it’s difficult to accomplish our annual financial goals. Often, we suffer from burnout, doubt, and frustration. Luckily, there are plenty of financial goals you can accomplish in just a few months’ time. All you […]
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Housing costs are one of the most expensive parts of any budget. In fact, according to the US Bureau of Labor Statistics, the average person spends 37 percent of their take-home pay on housing-related expenses – ouch. Whether you’re looking to pay off debt, save for retirement, or simply more wiggle room in paying the […]
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You may be one of the millions and millions of Americans who have a lot of different student loans. This isn’t that uncommon or even unexpected. When you take out student loans, you typically do it at the beginning of each academic year. You may have a few from each year, and most borrowers go […]
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Looking for a new way to budget? You may want to consider trying the 50-30-20 Budget. What is the 50-30-20 Budget? It’s a budget popularized by Senator Elizabeth Warren, who wrote about it in her book All Your Worth – the Ultimate Lifetime Money Plan. The basics of the 50-30-20 Budget breaks down your take-home […]
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