Okay, so maybe I just really like school and learning… While I was a triple-major, what the title also doesn’t say is that I spent six years working on my undergraduate degree and also transferred a few times. When I finally landed at the University I graduated from, I was already 21 years old and […]
Read More >>Tips for Traveling to Hanoi Vietnam 2020
Vietnam is quickly becoming a top place for Americans to visit in Asia. My wife and I stayed in Hanoi Vietnam towards the end of 2019 and it was one of the highlights of our trip to Asia. Vietnam is a couple of decades behind Thailand as far as tourism is concerned and that […]
Read More >>Should You Combine Finances When You Get Engaged?
Enjoy this post by our friend Stefanie O’Connell Rodriguez. The week after I got engaged I opened my first shared bank account with my fiancé. We had a wedding to save for and a shared savings account seemed like a good way for us to work toward that goal together. Having all of your […]
Read More >>15 Personal Finance Goals to Consider
This post is part of our series 7 Weeks to Your Best Finances. This series is meant to serve as a 7-week path to improving your finances. It will cover all the important topics like starting a budget, saving money, making money, investing, and more. To find out more and see all the tips […]
Read More >>Top Tips for Pursuing Public Service Loan Forgiveness (PSLF)
Pursuing Public Service Loan Forgiveness, or PSLF, can make sense for many student loan borrowers who are employed full-time by a nonprofit or the government. In my student loan repayment 101 webinars and presentations I always love highlighting how PSLF can literally mean a $100k+ swing in net worth for certain borrowers. To put […]
Read More >>Tips for Making Travel More Affordable: Save Thousands on Travel (2020)
The past couple months I have been busy planning my first trip to Southeast Asia. This will be my first time in Asia, and I’m looking forward to checking out Vietnam and Thailand. Between flights, ground transportation, excursions, hotels, and food and drinks this trip will cost my wife and I over two thousand […]
Read More >>How to Prepare your Finances for a Recession
We’ve seen unprecedented growth the past ten years since the last recession. According to Goldman Sachs in early 2019, the 10-year trailing annual return of 15% ranks in the 94th percentile of all 10-year periods going back to 1880. There are millions in the workforce today – including young millennials and the oldest of […]
Read More >>Key Concepts for New Investors
This post is about investing, but I first want to recognize that even having the cash flow to invest is a big hurdle for many. Over the past couple decades wages have grown at a slower pace than the cost of living. It’s also become the norm to graduate with student loan debt, which […]
Read More >>How a Small Side Hustle Income can Drastically Improve your Retirement Savings
When you hear about side hustles, most of the focus is around paying off debt faster. This should come as no surprise, as most Americans – especially millennials – have a lot of debt. From credit card debt to student loans to mortgages, Americans have taken on a lot of debt. Side hustles are […]
Read More >>5 Ways to Help Your Children Minimize Student Loan Debt
Massive student loan debt has become a huge challenge for graduates and there is no sign of the cost of college slowing down. Many millennials, who either incurred a lot of student loan debt or know someone who did, are now having children. Not surprisingly these parents are concerned about their children potentially incurring […]
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