What’s the best time to start saving for retirement? Now. With retirement, you can simply never save enough. It is your future we are talking about, so it’s a good idea to make it a high importance, long-term financial goal of yours. If you want to save more for retirement, here are a few ideas […]
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We can all agree on one thing: student loans are incredibly frustrating. If you have student loan debt, you know the feeling. It may feel like no matter how hard you are trying, progress is slow. Your principal loan is slowly diminishing, but all of your payments seem to be eaten up by interest. It […]
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A business owner hates side hustles. Shocking. While not surprising, it’s always disappointing to see business owners who recommend that people quit their side hustles. Below is a screenshot of a LinkedIn post the business owner made. It has since been removed. I blacked out the name and picture of the individual who posted it. […]
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Want to know an important financial skill to have? Hint: It’s nothing to do with being a numbers-whiz. Answer: It’s having the discipline to set aside savings for emergencies. Having an emergency fund is a critical first step towards financial stability and living debt-free. Consider this scenario: you’re paycheck to paycheck and an unexpected doctor […]
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Overwhelmed with your finances? Financial topics can be time consuming and confusing. Some financial goals, like paying off student loans or saving for retirement, can take years to achieve. But no matter how big a goal is, you can break it down into small, actionable steps. You can better your finances by focusing on quick […]
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Everyone is subject to finding themselves in a bad financial situation. No matter how much you may prepare, you’ll certainly face challenging times with your finances. Luckily, you can anticipate these hardships and prepare by setting aside money in an emergency fund, spending moderately, and by keeping your finances organized. But what happens if you […]
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Want to better your financial future? You know all the general tips like save more money, pay off debt, start a side hustle to earn extra cash, and spend less. Spending less is vital to long-term financial success. While making more money can certainly help to improve your finances, if your spending rate increases with […]
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Do you have a ton of student loans? You aren’t alone. According to Pew Research four-in-ten adults under the age of 30 and one-in-five adults age 30 to 44 have student loans. The first thing you should do is this: Don’t Panic. It’s okay to be overwhelmed by your student loan debt. For many graduates […]
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Do you ever feel like your boss doesn’t notice you at work? Well, your employer probably notices more about you than you think. Labor is one of the largest expenses of any employer, so a smart employer will notice more than you realize. And it’s not necessarily just the quality of your work that employers […]
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We all have a couple of bad habits. People typically do three things in regards to their bad habits – they accept, ignore, or try to change the bad tendency. But what about when your bad habits are costing you money? Some bad habits are more than small idiosyncrasies – they may be costing us […]
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