I’ve been blogging for over seven years. I’ve been able to do this while also working full-time. Today I want to share tips for those who are considering starting a blog while working full-time. As I mention in my recent post 7 Years of Blogging as a Side Hustle – Should You Start a […]
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More people are renting than buying today compared to historical trends, but most renters eventually want to buy a home. If you are currently a renter but are looking to eventually buy a home, you need to save for a down payment. Depending on your cash flow, this can potentially take a long time. […]
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“You don’t budget? But don’t you talk about the benefits of budgeting all the time? What gives?” This is the general reaction I get when I tell people that my wife and I don’t budget, and we haven’t for years. First off, I do think that keeping a budget is a key first step […]
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Millions of Americans are benefiting from credit card rewards. Credit cards offer a variety of rewards including cash back on purchases, airline miles that can be redeemed for flights, and points that can be redeemed for things like travel and gift cards. This isn’t an exhaustive list, though, as some cards offer extra perks […]
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There are thousands, and thousands, and thousands, of blogs and articles out there with titles along the lines of “Learn how John and Jane paid off $120k of debt in 16 months!” If you click on these stories, though, 99% of the individuals and couples highlighted either have a high income, a dual income […]
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The saying goes “the United States has the best health care in the world…if you can afford it.” While there are many trends that are concerning from a personal finance standpoint, such as high cost of living and stagnant wages, the two issues on the forefront of my mind on a daily basis are […]
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A 401k is a great way to start working towards retirement. If you’re lucky, your company may even match your contributions up to a certain percent. Taking advantage of a 401k is usually a good idea. Even if you have a lot of debt, a 401k match is something that you shouldn’t pass up. […]
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There’s an unlimited number of ways to make extra money in your free time. Some are incredibly time consuming and difficult. Others are easy and take only a little effort. Today we are going to focus on those easy ways to make money, or as I like to call it, “lazy ways to make extra […]
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Whether it’s student loans, credit cards, a mortgage, or some combination, most of us have debt. Regardless of how much debt you have, it likely makes it difficult to work towards your larger financial goals like saving for a house, building an emergency fund, or investing for retirement. As someone who took on significant […]
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It’s always a good idea to conduct regular “money checkups” to make sure you are making the most of your money. To make it a bit more interesting, I like to think of this as “hacking” your money. Small changes can make a big difference. My wife and I were leaving hundreds of dollars […]
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