Most people who look into personal finance eventually realize that success with finances typically comes down to two things: knowledge and action. There are a ton of personal finance hacks to take advantage of, but unless you know about them and take action, you miss out. Think about the stories you hear about high […]
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You aren’t alone if you have a bad credit score. Nearly a third of Americans in total and 43% of millennials have a bad credit score. Credit scores are important. The biggest impact they have on your financial life is on your ability to take out loans, but it goes beyond simply qualifying for […]
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We’ve seen unprecedented growth the past ten years since the last recession. According to Goldman Sachs in early 2019, the 10-year trailing annual return of 15% ranks in the 94th percentile of all 10-year periods going back to 1880. There are millions in the workforce today – including young millennials and the oldest of […]
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I’ve been saying it for a long time: whenever you make a purchase online, you should be getting cash back rewards. This is also true for in-store purchases, though these purchases are typically limited to cash back from credit cards. Today I want to go over a simple way to “double-dip” cash back rewards, […]
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How good – or bad – your credit score is can have a big impact on your money. The most obvious impact it can have is on your ability to take out loans, but it goes beyond simply qualifying for one. The better your credit score, the better the rate you will get on […]
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For years security experts have been giving the advice of not posting on social media when you travel. It makes sense. If you let others know you are out of town, it can make your home a target. I’ve always thought this was unrealistic, though. Even before the time of Snapchat and Instagram stories, […]
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I’m cynical when it comes to banks. After all, the actual product a bank offers is not unique. It’s a highly regulated product, too, and virtually every bank is FDIC insured up to $250k, meaning even if the bank goes belly-up you will be able to recover up to $250k. There are some ways […]
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Considering how much we’ve written about cord-cutting on the site, many will be surprised to hear that it wasn’t until a couple years ago that my wife and I decided to cut cable. We aren’t alone, though: as of 2015 there was still approximately 100 million households that subscribed to some type of paid […]
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A few years back a colleague and I would regularly discuss business and investment ideas. One thing he was really interested in was real estate investing. He wanted to own a bunch of properties and rent them out, and perhaps build some sweat equity by purchasing properties that needed some TLC. Here’s the thing: […]
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With technology today there are literally thousands of ways to make side income. But what actually has worked for people? To be clear, it’s not always necessary to have experienced something to write about it. There are likely many bloggers and journalists covering the NFL who never played football, for example. With that being […]
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