Being your own boss sounds like a dream to most people. You can work from home (or anywhere in the world), set your own hours, work on what you want with clients you like, and enjoy a ton of flexibility. While there are certainly many upsides to self-employment, there are still downsides to being a […]
Read More >>How to Make Sure You Have Enough Money for Health Care Bills
To state the obvious, health care in the United States is expensive, and likely will only get more expensive in the future. That means it’s important to have your ducks in a row when it comes to health insurance as well as having money set aside to cover inevitable health care bills. I want to […]
Read More >>Why Young Adults Should NOT Choose Catastrophic Health Insurance Plans
Obamacare has given everyone the option – or I should say the requirement – to purchase health insurance. This young adults, or “young invincibles” as the media likes to call them, who are age 18-34. This demographic is generally healthier and use less health care than older demographics. Common advice for this age demographic, especially […]
Read More >>3 Reasons Obamacare is Expensive
Obamacare’s Health Insurance Exchanges have now been open for nearly a month. Despite various setbacks, such as long wait times and websites not functioning properly, many have started to browse the various plans available to them and sign up for health insurance through the exchange. As my friend Holly from Club Thrifty pointed out, Obamacare […]
Read More >>Why Health Insurance Premiums Will Increase for Young Adults in the United States
While many people are happy about health insurance exchanges and the opportunities they offer individuals for health insurance coverage, the reality for many young adults as a demographic is that their premiums are virtually guaranteed to rise because of Health Care Reform. The reason why premiums will increase for young adults isn’t because of one […]
Read More >>Will Young Adults opt-out of Health Insurance? Economics Lessons from Health Care Reform
If you live in the United States, starting in 2014 you will be required to purchase health insurance or pay a fine. The question is: will young adults opt-out and pay the fine? This is one of a number of economics-related lessons that can be taken away from the Health Care Reform law. Today I […]
Read More >>The Costs Involved in Sinus Surgery
Throughout the past year I have had chronic sinus issues (also called sinusitis) that eventually led to surgery. I had a septoplasty and endoscopic sinus surgery. When I first found out that I had to have endoscopic sinus surgery and a septoplasty, I was totally in the dark as to how much the procedures would […]
Read More >>Where to find Pet Insurance
My wife and I are considering getting a couple of dogs once we move into our house in October. While we are excited about getting our pups, we recognize the need to review the financial implications of owning dogs. Because we don’t have a huge cash reserve (honestly, how many young adults do?) I have […]
Read More >>