So you’re in debt. Maybe even a LOT of debt. You know that you need to pay it off and that it should be your focus. But you also know that long-term wealth and financial independence is made through investing. So what do you do? Should you invest when you’re in debt? This is one […]
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Do you have a ton of student loans? You aren’t alone. According to Pew Research four-in-ten adults under the age of 30 and one-in-five adults age 30 to 44 have student loans. The first thing you should do is this: Don’t Panic. It’s okay to be overwhelmed by your student loan debt. For many graduates […]
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If you DON’T already have an emergency fund, don’t worry – read this post about how to create a mini emergency fund in just 1 month! Emergency funds are great. They give you comfort to cover unexpected expenses without wrecking your finances. A sense of peace comes from having an emergency fund. You don’t have […]
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If you want to get in better physical shape, what do you do? You take proactive steps and carve out time to work out and eat better. Improving your financial health is no different in the sense that it takes action to see results. All that is needed to improve your personal finances is dedication, […]
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The debt snowball is often talked about as a powerful tool to pay off debt. But what is it really? Does it work? Is it the only way to pay off debt? In short, the snowball is a debt repayment method where you start by paying your smallest debt first. Once the first debt is […]
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Student loans are a burden many people face today. Student loan debt has skyrocketed past $1.4 trillion recently. College graduates continue to graduate with record-breaking student loans. Many people don’t have any idea how to get their student loans under control. A huge student loan balance can leave people feeling overwhelmed and paralyzed as to […]
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At any given time, there are usually a few financial goals commanding your attention. The top concern for many people is getting rid of their debt. Debt can be a big drag to your financial future. Having it around can make it feel impossible to save money towards your other goals. Many people are having […]
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Did you know that only about 8% of goals are actually achieved? That’s research coming from the University of Scranton, that found that 92% of New Year’s goals are never met. Not exactly inspiring for those of us looking to achieve a financial milestone in the upcoming year. There is hope, however! There are a […]
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I have a soft spot for making money with the sharing economy. It was the first sort of side hustle I had. The rise of the sharing economy has made it easier than ever before to make extra money in your spare time. Whether you’re driving people around, delivering orders, or doing a series of […]
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Our 20s are an impressive decade of firsts. There’s the first big job, first time living on your own, first car, first significant relationship, and so on. It’s also a time when many of us are faced with managing our own money for the first time. There’s a lot to learn – from the confusing […]
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