Do you ever feel like your financial life can get overwhelming quick? Bills can pile up. Then there is all the things you “should” be doing with your money. It can be easy to take the “out of sight, out of mind” approach to money. But I think we all know that eventually you […]
Read More >>FREE Personal Finance Spreadsheets to Level Up Your Money
Every day there are millions of people who use spreadsheets at their job or business. Even if you have only a basic understanding of Excel or Google Sheets, you probably realize how powerful they can be for things like planning and tracking. While there are thousands of personal finance tools and apps out there […]
Read More >>APR vs. APY: What’s the Difference?
Interest rate is a key figure to know, whether you’re borrowing money or investing it. But as you shop around for the best financial product for you, you will probably find that two different abbreviations are used to demonstrate the interest rate – APR and APY. You’re probably familiar with the terms annual percentage rate […]
Read More >>Words of Encouragement for those with Student Loans
As much as we value education in the United States, it doesn’t change one fact that casts a dark cloud over higher education: student loans can feel like an impossible, insurmountable challenge. Even if you land a job out of college that pays decently, those monthly student loan payments can still be painful. They […]
Read More >>The Top Reasons to Confront your Student Loan Debt
This is a sponsored post on behalf of our friends at Citizens Bank. Despite Citizens Bank’s sponsorship, all opinions and/or advice are provided by YoungAdultMoney.com. #sponsored. We kicked off the year here at Young Adult Money with a challenge to anyone with student loans: take control of your student loans and your financial life. This […]
Read More >>Student Loan Solution – The Ultimate Book if you have Student Loans
If you’re one of the more than forty million Americans with student loans, you know what a drag they can be on your financial life. Right out of grad school my wife and I owed approximately $1,000 a month (minimum) towards student loans. It doesn’t take a mathematician to realize what a drag that […]
Read More >>5 Things You Should Know About Your Student Loans
This is a sponsored post on behalf of our friends at Citizens Bank. Despite Citizens Bank’s sponsorship, all opinions and/or advice are provided by YoungAdultMoney.com. #sponsored. College and graduate school can be exhausting. Which begs the question: Why can’t student loans be simple? Unfortunately, student loans are complicated. The good news is that if you […]
Read More >>This is What is Driving Bankruptcy in the United States
Years ago when the Affordable Care Act was being pushed by Democrats there was a lot of attention given to the number of bankruptcies being driven by medical bills. Estimates of hundreds of thousands, if not more than a million, bankruptcies being driven by medical bills each year in the United States were common. Regardless […]
Read More >>5 Things To Do After You’ve Overspent for the Holiday Season
Following the holiday season, Americans found themselves with an average of $1,000 of debt in 2017, according to Magnify Money’s annual holiday debt report. Ouch. That’s a whole lot of debt for one month of festivities. While planning and budgeting before the holiday season can prevent a lot of financial woes, many people figure this […]
Read More >>5 Financial Goals You Can Accomplish in 3 Months
The new year is an excellent time to consider new goals, including financial goals. However, most of us can agree that it’s difficult to accomplish our annual financial goals. Often, we suffer from burnout, doubt, and frustration. Luckily, there are plenty of financial goals you can accomplish in just a few months’ time. All you […]
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