Do you know how you would handle a financial emergency? Emergency funds are an imperative part of financial wellness. As much as we all would like live without thinking an emergency will happen, failure to prepare can have dire consequences. Uncontrollable situations happen. Being prepared for an emergency will save yourself from financial difficulties or even […]
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Could your finances use a boost? A better question is: whose finances couldn’t need a boost? There are a lot of things you can do to improve your finances, from getting a better job to going back to school for a degree in a higher-paying industry. But there are also a lot of finance hacks […]
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A credit card is a great tool to have as long as you use it wisely. A popular myth that I always hear is that credit cards are bad and cause people to go into debt. In reality, people create debt for themselves due to their spending habits and not simply due to the fact […]
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I don’t know about you, but I often find myself overwhelmed by how many things I want to save up for. This past year alone, I was saving up for two conferences, multiple trips, and a vacation. But that’s not all – in the background, I was also saving up for a move and a […]
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Getting out of debt is hard, and it’s even harder when you don’t have the right habits. Unfortunately, if you’re in debt, chances are you still have the bad habits that landed you there in the first place: overspending, impulse buying, swiping your credit card, overdrafting your bank account, and the list goes on. The […]
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With student loan debt surpassing $1.4 trillion and the average college grad leaving school with over $30,000 in student loans, student loans are a real challenge millions face in the United States. More likely than not you or someone you know has student loans. Keeping your student loan data organized and being aware of how […]
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Almost everyone I meet and talk to wants to increase their income. And why not? Increased income can mean, among other things, paying off debt faster, retiring earlier, having the opportunity to travel more, and having freedom when it comes to how you spend your time. Here on Young Adult Money we talk a lot […]
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Like a lot of people, I found paying off debt really exciting — I couldn’t wait for payday every month so that I could sling thousands of dollars at my student loans. But when I paid off my debt and switched my attention to savings, my motivation lagged. It was too easy to come up […]
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My wife and I both went to private colleges for college. Not surprisingly we also graduated with student loan debt. A lot of student loan debt. Around $100k of student loan debt. Until I published my book Hustle Away Debt I had not revealed how much debt we had left college with. $100k may sound […]
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As someone in their late 20s, I have a lot of the financial struggles and priorities that other 20somethings and millennials have. I’m paying down student loan debt. I bought a house and I’m working through paying that down and making needed updates and changes (none of which are cheap). I’m investing and saving for […]
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