There are a ton of budgeting apps out there, but many people end up using some sort of a spreadsheet for their budget. Spreadsheets offer control and flexibility to users, and allows them to look closer at the transactions going through their accounts. I have nothing against apps. Many people find them useful, and […]
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The Biden administration recently announced a new proposed student loan repayment plan that, according to the Department of Education, will provide millions of borrowers with lower required monthly payments and increase the speed of student loan forgiveness. Technically this proposal revises an existing plan, not an entirely new plan. Let’s dive into what the details […]
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Feeling out of control with how much you are required to pay every month towards your federal student loans? Then you may want to consider other options. For anyone with federal student loans, you have a few different choices when it comes to your repayment. Income-driven repayment plans were created to help borrowers potentially lower […]
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You want to work on your financial life, but you don’t know where to start. You’ve come to the right place if that describes you. My goal here is to share a simple personal finance checklist. This won’t cover everything, but it will hit on some key actions to take to start managing your […]
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The exact amount of private student loans isn’t known, but recent estimates peg it at about $100 Billion. The increase in the amount of private student loans isn’t surprising, as there are a couple of major drivers in the trend. First, the cost of college keeps increasing. This includes the cost of living, which […]
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One of the driving forces behind my focus on student loans is the feeling of helplessness that comes with student loan debt. One specific ways borrowers can feel helpless is with their job situation. Borrowers may even hate their job, but they feel stuck because of their student loan debt. They have a lot […]
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No matter someone’s income level, skill, or financial knowledge, there is always something that can be done to improve your finances. Whether you have 5 minutes or 50 years, here are 100+ ways you can work to improve your finances. Increase Your Savings 1) Open an online savings account with a higher interest […]
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I’m obsessed with to-do lists and love being able to check things off my list, moving me closer to achieving my goals. I thrive when I have actionable items that I can work on. This directly translates to money and finance. Making money, saving money, and managing money are things that everyone has to […]
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Student loans can be complex. Annoying. Even painful. All the emotions. There is no magical way to get rid of them quickly, especially if you have a lot of them. The one thing you can do, though, is feel in control. To do that you need to get organized. Which brings me to the […]
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