There are hundreds of credit card options out there, so how does someone pick their first credit card? “What should I get for my first credit card?” is a question I hear often. What I’ve learned over the past few years is that most people are not looking for a list of options, they […]
Read More >>The 7 Keys to Successful Travel
I’ve been travel hacking for a few years now and it’s allowed my wife and I to travel while saving hundreds or even thousands on hotels and flights. The more I travel hack the more motivated I get to continue to travel hack. I mean, think about it. People get excited (myself included) when they […]
Read More >>This One Simple Mistake Can Kill Your Credit Score
This post is brought to you by FICO. I was compensated for this post, but all opinions are my own. As someone who spends a lot of time reading, writing, and researching credit and credit cards, I sometimes forget just how much misinformation there is out there about credit and credit scores. A friend reached […]
Read More >>Scared of Credit Cards? Try this Free Service that adds Spending Safeguards
This post is brought to you by Debitize, but all opinions are my own. Many people do not use credit cards because they do not trust themselves with them. Perhaps they had a negative experience in the past or they have simply have never had a credit card. If you fall in this group you […]
Read More >>How to Afford Travel without Credit Cards
Editor’s note: Today we have a guest post from my long-time friend Liz Peterson. She’s a travel blogger and an American Expat living in Barcelona. Recently we’ve talked a lot about using credit card rewards to travel for free or cheap. In just the past couple weeks we’ve shared a free spreadsheet to track credit […]
Read More >>How to Get Your Credit Reports for Free
Lately I’ve been writing a lot about the importance of your credit score. All kinds of things impact your credit score, such as the way you use credit cards and the amount of debt you have. But you can’t work on building your credit score unless you know what’s on your credit report. Credit reports […]
Read More >>Top 10 Travel Rewards Credit Cards for 2016
Over the past three years my wife and I have proactively made use of credit card rewards to travel for free or cheap. Whether it’s a weekend away or a longer trip, travel rewards credit cards have helped us save thousands of dollars. In 2016 we are focusing on hotel credit card rewards for the […]
Read More >>5 Things to do Before Travel Hacking
Travel hacking has become a buzzword in recent years and there are plenty of articles out there about the best travel rewards cards, items that make traveling easier, and plenty of other travel hacking tips. But with so much information at our disposal, where do we start? It’s a smart idea, before you start signing […]
Read More >>How to Balance Travel with Money Goals
Often when I’m traveling or thinking about taking another trip somewhere, the way I try to convince myself it’s ok is by renegotiating my money goals. Have you ever had a conversation with yourself like that? “I just traveled to Asia over the summer, but I really want to go to the South America this […]
Read More >>5 Ways Credit Cards Impact Your Credit Score (and 1 Way They Don’t)
I know a lot of PF bloggers are really down on credit cards, and I think that’s reasonable. They’re dangerous tools. On the other hand, so are a lot of things that are also really useful: stoves (fire!), cars (accidents!), chainsaws (enough said!). I’ve had a credit card since I was 18. As a freelancer […]
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