For many years I used a 1% cash back credit card for all my purchases. While this wasn’t a bad move – 1% is better than nothing, which is what you get from a debit card – it’s not ideal. There are credit cards that offer 2% cash back on every purchase, which is double […]
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There are hundreds of credit card options out there, so how does someone go about choosing their first credit card? “What credit card should I get?” is a question I hear often. Many who are picking out their very first credit card are overwhelmed by the options. Not all credit cards are available to […]
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Nine out of ten of the people I talk to have a goal of traveling more. This isn’t surprising. We are inundated with Instagram pics of people visiting cool locations all over the world. In Minnesota where we have brutal winters, a pic from a beach can instantly cause wanderlust (and jealousy). The main […]
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There’s an overwhelming number of options for credit cards, so picking one card can be tough. When I think of a good credit card for everyday purchases, it naturally leads me to cash back credit cards. They offer consistent rewards and typically have no annual fee. While some people try to get travel rewards […]
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Debt, especially consumer debt, can be one of the hardest things to climb out of. And if you find yourself in debt, you may be considering resources to help you pay off your debt faster. Both personal loans and 0% APR credit cards can be used to aid in debt repayment. But how do […]
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One reason why people struggle to get out of credit card debt is because of the high interest rate that the cards typically come with. Double-digit interest rates on credit cards is standard, and 20%+ is not uncommon. Credit cards with a 0% APR period allow you to pay no interest for a limited […]
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Credit card debt can be tough to deal with. Credit card debt typically comes with a high interest rate, and it can be difficult to make a dent in the balance. In an effort to pay off credit card debt sooner than later, many people opt to Get a free rate quote on their […]
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There’s so many good credit cards on the market that it can be difficult to know which ones should be your go-to cards. There are some general rules that you can follow. For example, because there are cash back credit cards that offer 2% cash back, those should be used over ones that offer […]
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I’ve used many rewards programs, but none of them compare to Chase Ultimate Rewards. The Chase Ultimate Rewards program has made it possible for my wife and me to fly to St. Martin, Aruba, Fort Lauderdale, New York City, Houston, and Charleston all free of charge. A couple things I love about the program […]
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