The best way to limit the amount of money you spend is by sticking to a budget. You don’t have to love budgeting. Most people don’t. But it can be extremely effective. Today we are combining two of my favorite topics: spreadsheets and money. The advantages of using a spreadsheet instead of a budgeting […]
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When it comes to budgeting there are monthly budgets and then there are one-off budgets for big life events. Big life events that need their own budgets include a vacation, a home remodel, and yes – a wedding. Weddings aren’t cheap. The average wedding in 2015 cost $32,641 according to TheKnot.com. Not cheap! Whenever you […]
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Most people who look into personal finance eventually realize that success with finances typically comes down to two things: knowledge and action. There are a ton of personal finance hacks to take advantage of, but unless you know about them and take action, you miss out. Think about the stories you hear about high […]
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More people are renting than buying today compared to historical trends, but most renters eventually want to buy a home. If you are currently a renter but are looking to eventually buy a home, you need to save for a down payment. Depending on your cash flow, this can potentially take a long time. […]
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“You don’t budget? But don’t you talk about the benefits of budgeting all the time? What gives?” This is the general reaction I get when I tell people that my wife and I don’t budget, and we haven’t for years. First off, I do think that keeping a budget is a key first step […]
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Every day there are millions of people who use spreadsheets at their job or business. Even if you have only a basic understanding of Excel or Google Sheets, you probably realize how powerful they can be for things like planning and tracking. While there are thousands of personal finance tools and apps out there […]
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Let’s face it – it can be uncomfortable to talk to your significant other about money, especially if you haven’t’ been dating for long. But avoiding talking about money altogether can put a huge strain on your future relationship. In fact, according to a survey by MagnifyMoney, 21 percent of divorces happen due to […]
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For most people, the start of the year means a new budget for your employer, and most employers hand out annual salary increases. Whether you receive a small bump or a large increase, it’s certainly a good feeling to have more money in your pocket. Before you go and spend all that extra cash, […]
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My wife and I built an emergency fund a few years ago. It was one of the best money moves we made. It wasn’t easy. As I’m sure you can relate to, there is a never-ending list of demands on your money. But it was something we knew we had to do. Our finances […]
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With so many personal finance tools out there it can be overwhelming to decide which to use. I’ve been asked by others which tools I use. While I test out many tools and apps, there are some that I use more consistently than others. I should say that some tools that are really useful but […]
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