A few weeks ago I wrote about common budgeting mistakes and one thing that came up a lot in the comments was the importance of tracking your expenses. I could not agree with this more. Tracking what I spend every day, week, and month shows me what I actually spend and not what I wish […]
Read More >>5 Tips for Sticking to a Budget
Last week I wrote about common budgeting mistakes, as well as some suggestions for better strategies. But success isn’t just about avoiding the biggest pitfalls. It’s also about the daily grind of sticking to your budget, and that’s where a lot of people get into trouble. If, like I used to, you’re finding it easy […]
Read More >>6 Spending Areas You Can Cut if You Really Need To
For many young adults, affording basic necessities can be a challenge. If you’re underemployed, your living expenses (like rent) may be taking a huge bite out of your income. After all of your bills are accounted for (especially student loans), do you find yourself struggling to make it to the end of the month with […]
Read More >>5 Common Budgeting Mistakes (and what to do instead)
It took me a while to come around on budgets, I have to admit. Through my 20s and into my early 30s, I bounced back and forth between writing down occasional budgets on the backs of envelopes and not really tracking my money at all. In other words, I wasn’t organized with my finances, and […]
Read More >>Saving Money as a Single Woman
This post is by our new contributor, Catherine, who writes about personal finance at thesingledollar.com. Catherine is a 30-something single woman living in the Midwest; she likes hiking, cooking, volunteering, and frugality. Women’s Money Week — now that’s a topic that’s near and dear to my heart. On my own blog, I write extensively about […]
Read More >>Pet Horror Stories – Why You Need a Pet Emergency Fund
This post is by our regular contributor, Kristi. Are you a cat person or a dog person? Both? Neither? Chances are, if you’re a pet owner, you will go to extreme lengths to care for your pet, including paying for both regular and emergency pet care. It seems that there are quite a few animal […]
Read More >>4 Things I Do Every Month to Manage My Money
Have you ever stopped and thought about what you do every month to manage your money? Or what you should do every month to manage your money properly? Years ago the only thing I used to do on a monthly basis was pay off my credit cards and see what the balance was in my […]
Read More >>How to Track Your Net Worth (Plus a Free Tool!)
This post is by our regular contributor, Erin. Do you know what your net worth is? Or how to calculate it? Do you even care what the number is? I’ve been torn on the “net worth” debate for a while. Some people live by it, others barely think about it. So we’re on the same page, […]
Read More >>15 Ways to Make Extra Money for the Holidays
This post is by our regular contributor Kristi. Not to scare you out or anything, but December is only 4 weeks away, and the holidays are almost upon us. Are you ready for the holidays? Have you even started thinking about the expenses that come along with Holiday preparations? If you started making out your holiday […]
Read More >>5 Reasons to Love Savvy Spreadsheets Super Starter Budget
This post is by our regular contributor, Kristi. Budgets. Some finance nerds love and swear by them. Others see budgets as a huge waste of time. Most people probably fall somewhere in between the two ends of the budget spectrum, neither loving them nor swearing them off completely. No matter where you fall on the […]
Read More >>