There are a ton of budgeting apps out there, but many people end up using some sort of a spreadsheet for their budget. Spreadsheets offer control and flexibility to users, and allows them to look closer at the transactions going through their accounts. I have nothing against apps. Many people find them useful, and […]
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A popular topic in personal finance is passive income. Income that doesn’t require you to trade your time for money is “the dream” for many people. There are many different forms of passive income, but the ultimate passive income is dividend income. Dividend income comes from owning dividend-paying stocks. Not every company pays dividends. If […]
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Have you heard of the 52 Week Money Challenge? It’s an easy way to save over $1,000 in one year. $1,378 to be exact. The 52 Week Money Challenge is realistic for anyone because it doesn’t require the same amount of money to be saved each week. That’s because over the course of 52 […]
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If you’ve tried budgeting in the past, you may have tried a popular app like Mint or You Need a Budget. You may even still use these apps. But budgeting apps aren’t for everyone. For some a spreadsheet is the best way to budget. With a spreadsheet you have total control. You can move […]
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No matter someone’s income level, skill, or financial knowledge, there is always something that can be done to improve your finances. Whether you have 5 minutes or 50 years, here are 100+ ways you can work to improve your finances. Increase Your Savings 1) Open an online savings account with a higher interest […]
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When it comes to how you budget your money, there’s really no right or wrong way to do it. As long as you’re tracking your expenses and income in some way or another, you should succeed. I know that goes against common financial advice, but budgeting in its traditional form didn’t work for me, and I […]
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As COVID continues to spread across the world, many of us are still forced to stay at home under quarantine. Chances are, your spending habits have changed during this time. Fortunately, with social events cancelled or delayed, it’s the perfect time to take an in depth review of your expenses. Here are 9 expenses […]
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I used to not give much attention to my net worth. That doesn’t mean I didn’t care about it. I was just more focused on increasing my income and lowering my expenses. The way I see it, your net worth will continue to move in the right direction as long as you are consistently […]
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Two years ago, I moved from Charleston, South Carolina to Seattle, Washington. Not only are these two cities literally on the opposite side of the country, but the cost of living is substantially different. In Charleston, my husband and I lived in a two bedroom apartment for $1100 a month. In Seattle, we were looking […]
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