It’s not easy to build an emergency fund, but I have yet to meet someone who has said it wasn’t worth it. I’ve said often that building an emergency fund was the best thing I’ve done for my finances, my relationship, and my mental health. Again, it wasn’t easy. My wife and I built […]
Read More >>Unemployed Due to COVID? Ways to Increase Your Cash Flow
If you find yourself unemployed due to COVID, you may be wondering what you can do to help your finances. Whether you are facing a temporary furlough or a permanent layoff, it is likely your cash flow is taking a major hit. The good news is that even if you are unemployed due to […]
Read More >>Ways to Feel in Control During Uncertain Times
COVID has created a level of uncertainty that the world isn’t used to dealing with. Everyone is asking themselves questions such as: when will things actually get back to normal? and will things ever go back to normal? Here in the United States we’ve seen over forty million Americans file for unemployment since COVID […]
Read More >>How to Create a Net Worth Spreadsheet
I used to not give much attention to my net worth. That doesn’t mean I didn’t care about it. I was just more focused on increasing my income and lowering my expenses. The way I see it, your net worth will continue to move in the right direction as long as you are consistently […]
Read More >>What to Do While Your Student Loans are Paused during COVID
Federal student loan borrowers were big winners in the $2 trillion COVID stimulus bill: all federal student loans are paused until the end of September, 2020. No interest builds on the loans. The months will count towards student loan forgiveness. So what should you do while your student loans are paused during COVID? I’ve […]
Read More >>Will there be a Second Stimulus Check for COVID?
Many throughout the United States have received or will soon receive stimulus checks as part of the government’s response to COVID. See all the details of the first 2020 stimulus check here. If you haven’t received your stimulus check yet, you can check the status of it using the IRS “Get My Payment” tool. […]
Read More >>20+ Ideas for Hobbies
Much of the world is under strict quarantine due to the COVID pandemic. For many of us, we have more time on our hands than we know what to do with. But on a positive note, there has never been a better time to learn about and discover a new hobby. Even if you […]
Read More >>COVID Unemployment Benefits: Everything You Need to Know
Since President Trump has declared COVID-19 to be a national emergency, more than 40 million Americans have filed for unemployment. This is the highest unemployment rate the United States has seen since the Great Depression, and virtually every industry has been affected. If you’ve faced a temporary or permanent layoff, you aren’t alone. And […]
Read More >>What Is Happening To Your Student Loans During COVID
COVID has been mentally draining for many, myself included. My goal today is to provide some clarity on what is happening to your student loans during COVID. The $2 trillion coronavirus stimulus bill was passed by both the Senate and the House, and signed into law by President Trump. The stimulus bill provided unprecedented […]
Read More >>2020 Stimulus Check: What You Need to Know
As the COVID-19 pandemic continues to threaten the world, the United States economy has slowed significantly or nearly shut down in some areas. Because of the required actions to slow the spread of the coronavirus, most non-essential businesses have been forced to shut down, resulting in millions of layoffs. To combat the economic effects […]
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