Today I want to share about something that is near and dear to my heart: empathy in the context of money. More and more I’ve noticed – and I doubt I’m the only one – that money continues to be a taboo topic. Most people don’t want to talk about. Some don’t even want to […]
Read More >>When is the best time to buy a new home? Should you purchase a home when you’re young and fresh out of college? Or should you wait and rent an apartment until you’ve saved up for a substantial down payment? With government loans and a good job after college, buying a home in your 20s […]
Read More >>
Checking your credit report and score regularly is an essential task. When you apply for a loan or mortgage, your credit score guides lenders into deciding whether or not to approve you for a loan, and how high your interest rates might be. When you apply for some jobs, they may even look into your […]
Read More >>
Keeping a budget is one of the best things you can do for your finances. At minimum, tracking your expenses and knowing where your money is going is key to making the right adjustments for financial success. Over the past six-plus years I’ve tracked my monthly expenses in a spreadsheet. As someone who has multiple […]
Read More >>
Financial freedom is a point where you are debt-free, have ample savings, and have the freedom to decide where your money goes, instead of letting that decision be dictated by debtors. Though financial freedom might look different for everyone, it should be something we all desire. Unfortunately, the journey to financial freedom is rarely without […]
Read More >>
UPDATED FOR 2019! Millennials have their own unique financial challenges. Most have a high – if not debilitating – level of student loan debt. Others struggle with connecting their dreams with reality (dreams can be expensive, after all). Worst of all is the fact that most lack the financial literacy they need to make moves […]
Read More >>“All life is problem-solving,” said Karl Popper. If what this 20th-century philosopher says is true about life, it also true for business. Every business has its own unique set of problems that constrain its growth. In fact, a quirky way to define business success might be a company’s ability at problem-solving. Sometimes problems go away […]
Read More >>
Millennials have plenty of things to worry about. From paying down record-setting student loan debt to trying to progress their careers, the last thing millennials want is another personal finance responsibility to worry about. Nearly 80 percent of millennials are not investing, which isn’t surprising given the number of financial challenges millennials face. 40 percent […]
Read More >>
Starting a side hustle from scratch can be very rewarding, but also a lot of work. Side hustles like blogs, your own business, or selling products have the potential to earn a lot of money, but more often than not, you will have to put in a lot of work before you see any reward. […]
Read More >>
With hundreds of credit cards available and a ton of great rewards and signup promotions, how can you choose between cash back credit cards and travel rewards credit cards? I’ve written about both the top cash back credit cards and the best travel rewards credit cards, and at the end of the day I love […]
Read More >>
