I’m not rich by any means, but one word of advice: “it’s not about how much you save; it’s about how much you keep.” I found this quote online a couple weeks ago. And it couldn’t be any further from the truth. Say you’ve got more money coming in. You’ve earned a promotion at work. You’ve […]
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What would you do if you were to lose your job? What would you do if the income from your job wasn’t enough to help you reach your financial goals? When people lose their jobs, one of two things usually happens. You may go into full on panic mode, scrambling to figure out how you’re […]
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Hobbies are a vital part of achieving a balanced life. Hobbies provide an opportunity to wipe out stress, enjoy ourselves, and give us sanity. All to often, however, we often only see the cost of hobbies, which can be particularly difficult to come to terms with while paying off debt or bettering our finances. You […]
Read More >>With the political battle over healthcare in the US surging forward, many Americans are left to wonder if they’ll have insurance in a few years – and how much it will cost. It goes without saying that paying for healthcare services is expensive. With prices only getting worse and the options for affordable healthcare diminishing, […]
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A lot of my friends don’t like me. And it’s not because I’m bossy or arrogant. It’s just because I’m not even in my senior year and I’m already trying to pay off my debt. They already know that I’m going to turn them down when they invite me to do anything that costs a […]
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Saving money is important. Having a diligent savings habit helps you reach your goals, get the things you want, and feel secure. Most people, even ones who aren’t “natural savers”, know the importance of saving money. Having a money cushion to assist you in times of emergency or a pop-up expense can be a lifesaver. […]
Read More >>After a long day at work, you decide to pull out that overdue task list. At the top of the page is a reminder to open a checking account at a local community bank. They’re offering a $250 bonus to all new customers and you can certainly use the extra cash. So, you apply and […]
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We have all read the headlines. “How This Couple Paid Off $50,000 of Debt in One Year,” and et cetera. More often than not, people who reach financial success are simply normal people. They may not have an outrageously high income, but they also likely don’t own the nicest and newest items. How is it […]
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I remember watching that one episode of the Cosby Show where Bill was teaching Theo about the price of life using monopoly money. For things like food, clothing, and other necessities, Bill took chunks of Theo’s money to explain how life and money works. After almost all his money was taken from Bill the collector, […]
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The feeling of wanderlust hits many twenty-somethings hard. We hear about people who constantly jet off to different destinations. Instagram reminds us of all the world we still haven’t explored. It can be hard balancing the desire to travel with the need to reach money goals. There are loads of articles about why travel is […]
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