The Biden administration recently announced a new proposed student loan repayment plan that, according to the Department of Education, will provide millions of borrowers with lower required monthly payments and increase the speed of student loan forgiveness. Technically this proposal revises an existing plan, not an entirely new plan. Let’s dive into what the details […]
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Student loans can be complex. Annoyingly complex. Even painful. All the emotions. There is no magical way to get rid of them quickly, especially if you have a lot of them. The one thing you can do, though, is feel in control. To do that you need to get organized. The best way to get […]
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Feeling out of control with how much you are required to pay every month towards your federal student loans? Then you may want to consider other options. For anyone with federal student loans, you have a few different choices when it comes to your repayment. Income-driven repayment plans were created to help borrowers potentially lower […]
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If you have a Health Savings Account, or HSA, and aren’t using it to pay for medical epenxes, you are missing out on tax benefits. As we explain in our Health Savings Account Guide, HSAs have a triple-tax advantage: Put Money in Pre-Tax – Contributions put into an HSA are not taxed. Meaning, your adjusted […]
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There are many ways to maximize your Health Savings Account, or HSA. We list many of these in our Health Savings Account (HSA) Guide. This guide also provides a nice overview for those who are a newer to Health Savings Accounts. They include things like: Shifting dollars from the savings portion of your HSA to […]
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2023 may be your first year with a Health Savings Account, or HSA, and you are looking to understand how it works. Or, perhaps you may have had an HSA for years but haven’t used it. It sounds weird, but I love writing and talking about Health Savings Accounts. I don’t think enough people know […]
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Have you ever looked at the clock after dinner and wondered how in the world it’s 10pm when it feels like you just got off of work an hour ago? I know I have. Minutes, days, and months all seem to fly by lately. Before we know it, half the year is gone, and […]
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I’m making a bold statement today: An HSA is the absolute best retirement account. Not taking full advantage of an HSA – or Health Savings Account – can be a costly mistake for those who are in the financial position to contribute to one. There is a general lack of information about the advantages that […]
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Nine out of ten of the people I talk to have a goal of traveling more. This isn’t surprising. We are inundated with Instagram pics of people visiting cool locations all over the world. In Minnesota where we have brutal winters, a pic from a beach can instantly cause wanderlust (and jealousy). The main […]
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Since I started blogging a little over ten years ago I have consistently made more than $10,000+ a year while working a full-time job. It’s been a perfect side hustle to diversify my 9-5 income, but it’s become more than that. It’s led to getting a book deal and writin books, interviews on local […]
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