At some point I become obsessed with the idea of having $100k in a Health Savings Account. Obsessed may be the wrong word because it’s something I have very little control over. But I still think it would be pretty cool to have $100k in an HSA. For 2019 the maximum HSA contribution for […]
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Every day there are millions of people who use spreadsheets at their job or business. Even if you have only a basic understanding of Excel or Google Sheets, you probably realize how powerful they can be for things like planning and tracking. While there are thousands of personal finance tools and apps out there […]
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If you’re somewhat familiar with personal finance and investing, then you have likely heard about the beauty of index funds. And for good reason. They are an easy way to start investing, and generally have great returns. Index funds work like this: instead of purchasing individual stocks, an investor can buy an index fund. An […]
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Interest rate is a key figure to know, whether you’re borrowing money or investing it. But as you shop around for the best financial product for you, you will probably find that two different abbreviations are used to demonstrate the interest rate – APR and APY. You’re probably familiar with the terms annual percentage rate […]
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As much as we value education in the United States, it doesn’t change one fact that casts a dark cloud over higher education: student loans can feel like an impossible, insurmountable challenge. Even if you land a job out of college that pays decently, those monthly student loan payments can still be painful. They […]
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This is a sponsored post on behalf of our friends at Citizens Bank. Despite Citizens Bank’s sponsorship, all opinions and/or advice are provided by YoungAdultMoney.com. #sponsored. We kicked off the year here at Young Adult Money with a challenge to anyone with student loans: take control of your student loans and your financial life. This […]
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If you’re one of the more than forty million Americans with student loans, you know what a drag they can be on your financial life. Right out of grad school my wife and I owed approximately $1,000 a month (minimum) towards student loans. It doesn’t take a mathematician to realize what a drag that […]
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Let’s face it – it can be uncomfortable to talk to your significant other about money, especially if you haven’t’ been dating for long. But avoiding talking about money altogether can put a huge strain on your future relationship. In fact, according to a survey by MagnifyMoney, 21 percent of divorces happen due to […]
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How would you like to have your student loans forgiven? Tax free? This is a silly question to ask. Anyone with student loans would like to have their forgiven tax free! Many are becoming aware that there is a way to have your student loans forgiven through a process called Public Service Loan Forgiveness, […]
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For most people, the start of the year means a new budget for your employer, and most employers hand out annual salary increases. Whether you receive a small bump or a large increase, it’s certainly a good feeling to have more money in your pocket. Before you go and spend all that extra cash, […]
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