The saying goes “the United States has the best health care in the world…if you can afford it.” While there are many trends that are concerning from a personal finance standpoint, such as high cost of living and stagnant wages, the two issues on the forefront of my mind on a daily basis are […]
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A 401k is a great way to start working towards retirement. If you’re lucky, your company may even match your contributions up to a certain percent. Taking advantage of a 401k is usually a good idea. Even if you have a lot of debt, a 401k match is something that you shouldn’t pass up. […]
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There’s an unlimited number of ways to make extra money in your free time. Some are incredibly time consuming and difficult. Others are easy and take only a little effort. Today we are going to focus on those easy ways to make money, or as I like to call it, “lazy ways to make extra […]
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The sheer number of demands on our money can be overwhelming. Credit card bills. Car payment (and insurance) bills. Save for a house. Student loan debt. Don’t forget about retirement! The list goes on and on. It’s enough to make someone avoid spending time working on their finances altogether. That’s why I advocate looking […]
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I recently suggested that investors keep it simple. There are way too many companies trying to sell complicated investment products or actively managed mutual funds with high expense ratios (or said differently, fees that go to those managing the fund). Instead of loading up on complicated and expensive investment options, many investors would be […]
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As I researched and wrote Student Loan Solution, it became obvious to me that there are many common misconceptions about student loans. This wasn’t surprising, though. Any time you have something that is overly complex, you are bound to have misconceptions. Unfortunately for student loan borrowers those misconceptions about their loans can cost them […]
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Whether it’s student loans, credit cards, a mortgage, or some combination, most of us have debt. Regardless of how much debt you have, it likely makes it difficult to work towards your larger financial goals like saving for a house, building an emergency fund, or investing for retirement. As someone who took on significant […]
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I have a lot to say about blogging, especially blogging as a side hustle. And I should. I’ve been blogging as a side hustle for 7 years. Young Adult Money was started in 2012 and has been going strong ever since. It’s led to two published books, many media interviews, and countless friendships and […]
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Since publishing Student Loan Solution, I’ve received many questions about student loans. Most of these questions focus on technical aspects of student loans or what repayment strategy makes the most sense. But one question I received was a bit different. Someone asked: How can student loan borrowers advocate for themselves? I’m a big believer […]
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It’s always a good idea to conduct regular “money checkups” to make sure you are making the most of your money. To make it a bit more interesting, I like to think of this as “hacking” your money. Small changes can make a big difference. My wife and I were leaving hundreds of dollars […]
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