For many years I used a 1% cash back credit card for all my purchases. While this wasn’t a bad move – 1% is better than nothing, which is what you get from a debit card – it’s not ideal. There are credit cards that offer 2% cash back on every purchase, which is double […]
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There are a ton of budgeting apps out there, but many people end up using some sort of a spreadsheet for their budget. Spreadsheets offer control and flexibility to users, and allows them to look closer at the transactions going through their accounts. I have nothing against apps. Many people find them useful, and […]
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There are hundreds of credit card options out there, so how does someone go about choosing their first credit card? “What credit card should I get?” is a question I hear often. Many who are picking out their very first credit card are overwhelmed by the options. Not all credit cards are available to […]
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A popular topic in personal finance is passive income. Income that doesn’t require you to trade your time for money is “the dream” for many people. There are many different forms of passive income, but the ultimate passive income is dividend income. Dividend income comes from owning dividend-paying stocks. Not every company pays dividends. If […]
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Have you heard of the 52 Week Money Challenge? It’s an easy way to save over $1,000 in one year. $1,378 to be exact. The 52 Week Money Challenge is realistic for anyone because it doesn’t require the same amount of money to be saved each week. That’s because over the course of 52 […]
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This is a time when many of us are thinking about what went right or wrong this year, what we want to do differently next year, and how we can get there. If you’re like me, a lot of ideas are swimming around in your head. It can be hard to nail down what […]
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The holiday season is gearing up. Are you ready? With Christmas gifts, holiday cards, travel plans, corporate parties, and more, it can be an overwhelming, not to mention expensive, time of year. Luckily, you have control over one of the most notoriously expensive parts of Christmas – gift giving. Here are 14 creative and […]
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We hear about side hustles all the time, but have you ever wondered what people are actually doing to make money on the side? I’m a big fan of research because it’s data-driven and objective. When it comes to side hustles the two biggest questions are: how many are doing them and what are they […]
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When you stop and think about it, we live in a pretty amazing time. We basically have unlimited access to a ton of information right at our fingertips, thanks to the internet. What’s even better is that the majority of this information is free. So if you want to get resourceful, finding free alternatives to […]
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