This post is from our regular contributor, Kristi. Please note: This post presents only a general summary of information regarding student loan forgiveness opportunities. It does not presume to be authoritative or complete, as student loan information changes periodically. Not having enough savings for college, combined with skyrocketing tuition costs means that college students are […]
Read More >>Other Posts By Kristi
10 Ways to Tighten Your Grocery Budget without Clipping Coupons
This post is by our regular contributor, Kristi. I have a confession to make that will probably make other frugal shoppers cringe…are you ready? I hate clipping coupons. Seriously. I loathe, detest, and abominate coupons. For some people, coupons are a great way to expand their grocery budget. For me though, they’re a never-ending source […]
Read More >>How a Cash Budget Can Stop Bad Spending Habits
This post is by our regular contributor, Kristi. I doubt that anyone enters into adulthood planning on being irresponsible with or having trouble budgeting their money. It’s easy to fall into bad spending habits like overusing your credit cards though. I would know. I’m still working on paying off a substantial credit card balance from […]
Read More >>The 5 Best Balance Transfer Credit Cards
This post is from our regular contributor, Kristi. Do you feel like you’re drowning in credit card debt? Is your debt spread across multiple cards with varying APR and interest rates? If you are having a hard time paying off your debt or struggling to decide which card to pay off first, then you might want […]
Read More >>Protect Your Finances in Your First Year of Homeownership
This post is from our regular contributor, Kristi. Many Americans view homeownership as the quintessential achievement of the American dream. Two kids, two cars, a home with a white picket fence, and money set aside to last through the retirement years. The picturesque malarkey of Hollywood. I was one of those doe-eyed believers in the […]
Read More >>Diversify Your Investments Based on Your Specific Situation
This post is part of the #DRAFTISCOMING campaign with support from DRAFT, in partnership with Kasai Media. Draft app’s core mission is to use crowdsource data to help you understand your portfolio and compare it, in aspects like performance and expenses, with others. Too many millennials have been scared off of investing due to coming of […]
Read More >>5 Budget Rules You Should Break
This post is from our regular contributor, Kristi. Some financial experts swear by strict adherence to a budget if you ever want to get ahead and stop living paycheck to paycheck. Budgets are powerful tools which help train you to live within your means and start saving for your future. If you aren’t careful though, […]
Read More >>Time is Money: Do You Budget Your Time Effectively?
This post is from our regular contributor, Kristi. Most people realize the benefits of meticulously planned budgets. Budgets allow you to recognize week spots in your finances, secure your money, eliminate wasteful spending, and encourage growth through investing. As simple as they are, budgets are powerful tools that anyone can use to help get ahead financially. We’ve all […]
Read More >>5 Friends Who Can Hurt Your Finances
This post is by our regular contributor, Kristi. Variety is the spice of life. Surrounding yourself with people from different backgrounds, belief systems, and practices helps keep your perspective on life fresh and exciting. Having friends of all races, religions, and income levels keeps you grounded, genuine, and open to new ideas. Most of the […]
Read More >>3 Misconceptions of Millennials
Please help me welcome the newest addition to the YAM team, Kristi! The word “millennial” is often met with eye rolls and the typical “kids these days” commentary. Every other week it seems, another major news network highlights the many reasons that millennials are technology obsessed, egotistical, and lazy. According to their arbitrary polls, we […]
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