One of the driving forces behind my focus on student loans is the feeling of helplessness that comes with student loan debt. One specific ways borrowers can feel helpless is with their job situation. Borrowers may even hate their job, but they feel stuck because of their student loan debt. They have a lot […]
Read More >>Other Posts By David Carlson
50+ Legitimate Ways to Make Extra Money At Home
Making extra money has changed my life. So much so that I wrote an entire book about it. In my book Hustle Away Debt I talk about how you can pay off your debt faster through side hustles. Side hustles are essentially ways to make extra money outside of your 9-5 job. While the […]
Read More >>40+ Ways to Improve Your Finances This Month
I’m obsessed with to-do lists and love being able to check things off my list, moving me closer to achieving my goals. I thrive when I have actionable items that I can work on. This directly translates to money and finance. Making money, saving money, and managing money are things that everyone has to […]
Read More >>The Ultimate Student Loan Spreadsheet to Track Your Student Loans
Student loans can be complex. Annoying. Even painful. All the emotions. There is no magical way to get rid of them quickly, especially if you have a lot of them. The one thing you can do, though, is feel in control. To do that you need to get organized. Which brings me to the […]
Read More >>The Best Cash Back Credit Cards for November 2020
There’s an overwhelming number of options for credit cards, so picking one card can be tough. When I think of a good credit card for everyday purchases, it naturally leads me to cash back credit cards. They offer consistent rewards and typically have no annual fee. While some people try to get travel rewards […]
Read More >>Still Employed during COVID? Make these Money Moves
More than 40 million Americans have become unemployed since COVID spread across the nation in March 2020. There is no sign of how long this high level of unemployment will last. If you or someone you know has lost their income or had their hours reduced due to COVID, there is thankfully unprecedented relief […]
Read More >>Student Loan Refinance Guide
There’s no denying that student loan refinancing has become incredibly popular the past few years. With companies like SoFi receiving hundreds of millions – or in the case of SoFi, $2 billion – in funding, investors and existing companies are seeing student loan refinancing as a big opportunity. And why not? Student loan refinancing presents […]
Read More >>How to Maximize Public Service Loan Forgiveness
Public Service Loan Forgiveness, or PSLF, is a hot topic right now. Only payments made after October 1st, 2017, are eligible. Since 120 payments are required for PSLF, the earliest anyone could have possibly been eligible was late 2018. Now that we are past that date we are seeing a small number of borrowers […]
Read More >>I Can Afford to Pay Off My Student Loans, But I Won’t: Here’s Why
Using a combination of investments, savings, and equity in our home, my wife and I could pay off all of our student loans. But we won’t. This may sound odd. After all, who wouldn’t want to be done with student loan debt forever? It’s a fair question, but pulling tens of thousands of dollars […]
Read More >>20+ Productive Things to Do at Home During COVID
The world has changed since COVID. Everyone has had a different experience, but one thing many can relate to is being stuck at home. Sporting events, concerts, and many social activities have been put on hold until there is a vaccine or some intermediate treatment that can provide us with antibodies to fight COVID. […]
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