If you have a Health Savings Account, or HSA, and aren’t using it to pay for medical epenxes, you are missing out on tax benefits. As we explain in our Health Savings Account Guide, HSAs have a triple-tax advantage: Put Money in Pre-Tax – Contributions put into an HSA are not taxed. Meaning, your adjusted […]
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There are many ways to maximize your Health Savings Account, or HSA. We list many of these in our Health Savings Account (HSA) Guide. This guide also provides a nice overview for those who are a newer to Health Savings Accounts. They include things like: Shifting dollars from the savings portion of your HSA to […]
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2023 may be your first year with a Health Savings Account, or HSA, and you are looking to understand how it works. Or, perhaps you may have had an HSA for years but haven’t used it. It sounds weird, but I love writing and talking about Health Savings Accounts. I don’t think enough people know […]
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I’m making a bold statement today: An HSA is the absolute best retirement account. Not taking full advantage of an HSA – or Health Savings Account – can be a costly mistake for those who are in the financial position to contribute to one. There is a general lack of information about the advantages that […]
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Nine out of ten of the people I talk to have a goal of traveling more. This isn’t surprising. We are inundated with Instagram pics of people visiting cool locations all over the world. In Minnesota where we have brutal winters, a pic from a beach can instantly cause wanderlust (and jealousy). The main […]
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Since I started blogging a little over ten years ago I have consistently made more than $10,000+ a year while working a full-time job. It’s been a perfect side hustle to diversify my 9-5 income, but it’s become more than that. It’s led to getting a book deal and writin books, interviews on local […]
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Ever since the gig economy became an everyday part of our lives, more and more people are trying to find easy ways to make money in their spare time. One of the oldest ways to make extra money is through sharing your opinion. This used to be done primarily through in-person focus groups or […]
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If you’ve tried budgeting in the past, you may have tried a popular app like Mint or You Need a Budget. You may even still use these apps. But budgeting apps aren’t for everyone. For some a spreadsheet is the best way to budget. With a spreadsheet you have total control. You can move […]
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You want to work on your financial life, but you don’t know where to start. You’ve come to the right place if that describes you. My goal here is to share a simple personal finance checklist. This won’t cover everything, but it will hit on some key actions to take to start managing your […]
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The exact amount of private student loans isn’t known, but recent estimates peg it at about $100 Billion. The increase in the amount of private student loans isn’t surprising, as there are a couple of major drivers in the trend. First, the cost of college keeps increasing. This includes the cost of living, which […]
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