For many years I used a 1% cash back credit card for all my purchases. While this wasn’t a bad move – 1% is better than nothing, which is what you get from a debit card – it’s not ideal. There are credit cards that offer 2% cash back on every purchase, which is double […]
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There are a ton of budgeting apps out there, but many people end up using some sort of a spreadsheet for their budget. Spreadsheets offer control and flexibility to users, and allows them to look closer at the transactions going through their accounts. I have nothing against apps. Many people find them useful, and […]
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There are hundreds of credit card options out there, so how does someone go about choosing their first credit card? “What credit card should I get?” is a question I hear often. Many who are picking out their very first credit card are overwhelmed by the options. Not all credit cards are available to […]
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A popular topic in personal finance is passive income. Income that doesn’t require you to trade your time for money is “the dream” for many people. There are many different forms of passive income, but the ultimate passive income is dividend income. Dividend income comes from owning dividend-paying stocks. Not every company pays dividends. If […]
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Have you heard of the 52 Week Money Challenge? It’s an easy way to save over $1,000 in one year. $1,378 to be exact. The 52 Week Money Challenge is realistic for anyone because it doesn’t require the same amount of money to be saved each week. That’s because over the course of 52 […]
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We hear about side hustles all the time, but have you ever wondered what people are actually doing to make money on the side? I’m a big fan of research because it’s data-driven and objective. When it comes to side hustles the two biggest questions are: how many are doing them and what are they […]
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Ten or so years ago it wasn’t common to have home or apartment security cameras. They were either cost prohibitive, overly complex, or both. Ring is one of the companies that changed that. Most people are familiar with Ring because of the Ring Video Doorbell, but they also offer a wide range of other products […]
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The Biden administration recently announced a new proposed student loan repayment plan that, according to the Department of Education, will provide millions of borrowers with lower required monthly payments and increase the speed of student loan forgiveness. Technically this proposal revises an existing plan, not an entirely new plan. Let’s dive into what the details […]
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Student loans can be complex. Annoyingly complex. Even painful. All the emotions. There is no magical way to get rid of them quickly, especially if you have a lot of them. The one thing you can do, though, is feel in control. To do that you need to get organized. The best way to get […]
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